IDBI Bank Credit Card Apply 2024 Review – Types, Eligibility, Benefits

IDBI Bank Credit Card Apply 2024 Review – Types, Eligibility, Benefits: If you are thinking of taking a credit card, then you can consider IDBI Bank’s credit card. In this article, we will know in detail what is IDBI Bank Credit Card eligibility for this card, what are the documents and how can we apply for this card etc. so you read this article till the end.

The advantages of IDBI credit card are many. With the help of credit card, you can do many types of online and offline transactions.

IDBI Bank Credit Card Review

Before applying for IDBI Bank Credit Card, you need to know what is a credit card. A credit card is a financial instrument that allows customers to make transactions without making immediate payments. In the credit card, you are given a limit by the bank which is called the credit card limit ( IDBI Bank Credit Card Limit) You cannot do transactions above this limit.

This limit given to the customers CIBIL Score is given on the basis of factors like income credit history. If your CIBIL score is very good and your income is very high then you can get the card up to a higher limit. You have to pay your credit card bill at the end of the month. you both online and offline IDBI Credit Card Apply can do.

IDBI Bank offers various types of credit cards as per the requirement of the customers. You can apply for the card for which you are eligible. The benefits and features of different credit cards may vary. IDBI Credit Card provides customers with facilities as per their choice and suited to your lifestyle. This card is accepted all over the world.

IDBI Credit Card Eligibility

You can apply for a credit card only if you fulfill its eligibility. The eligibility for different cards can be different. Eligibility for applying credit is as follows:

• Applicant must be a resident of India.
• Any salaried or self employed person can apply for this card.
• Applicant’s age should be between 21 years to 60 years (up to 65 years in case of self-employed).
• The age of the add-on card holder should be 18 years and above.
• You should have a good employment which is earning you a good income.
• Applicant should have good CIBIL score. Generally a score of 750 or above is considered a good score.

Read Also: Union Bank Credit Card Apply

Document Need for IDBI Bank Credit Card

Before applying for a credit card, you should keep all your necessary documents together so that whenever the bank asks for documents from you, you can show them all the documents immediately. Documents may be different for different cards. You can also get more information about the document by visiting your nearest bank branch. Documents to apply are as follows:

• Recent passport size photo
• ID Proof: Voter ID Card Passport Aadhar Card Ration Card Driving License Pan Card etc.
• Residence Proof: Telephone Bill / Electricity Bill / Election Card / Passport / Aadhar Card etc.
• Income Proof: Latest 3 Months Salary Slip / Latest 3 Months Bank Statement / Latest IT Return / Form 16
• Other Documents

Read Also: Bandhan Bank Credit Card Apply Review – Types, Details & Benefits

IDBI Bank Credit Card Types

The bank offers several types of credit cards. The benefits of different cards ( IDBI Bank Credit Card Benefits) can be in different ways. You can easily apply for the card you want to take advantage of You can find out the best IDBI Credit Card by comparing between different credit cards This card is as follows:

• IDBI Royale Signature Credit Card
• IDBI Euphoria World Credit Card
• IDBI Aspire Platinum Credit Card
• IDBI Imperium Platinum Credit Card
• IDBI Winnings Credit Card

IDBI Royal Signature Credit Card:

air travel accident insurance cover airport lounge access attractive loyalty points and rewards program, this card brings you a host of benefits. The bank has launched IDBI Royale Signature Credit Card for such people who want better service than best services in every field in their life This card is a kind of “ One Stop Card ” for all the convenience of the customers The benefits and features of this card are as follows:

Benefits and Features:

• This card accompanies you both in India and abroad.
• 3 Delight Points for every Rs.100 spent
• Avail benefits of traveling shopping eating out or watching movies etc. with this card
• 750 Delight Points on first use within 30 days of card issuance
• Welcome gift up to Rs.1,500
• Avail interest free credit of up to 48 days under this card
• 1% fuel surcharge waiver at all fuel stations on transactions between Rs.400 to Rs.5000
• Rs.25 lakh.
• Avail the benefits of using airport lounge access with this IDBI Credit Card
• If your IDBI Royale Signature Credit Card is stolen or lost somewhere, then inform it by going to the customer care number of the bank or the bank. With this the bank will block your card to prevent misuse of the card and any fraudulent transaction will be covered by the bank.
• Gift the add-on Royal Signature Credit Card to your family members.
• airport shopping hotels car rentals and more.

Read Also: UCO Bank Credit Card Apply Review – Types, Details & Benefits

IDBI Euphoria World Credit Card:

Benefits and Features:

• 4000 Delight Points benefit on the first transaction of Rs.1500 within 60 days.
• 6 Delight Points for every Rs.100 spent on travel
• 3 Delight Points on every second spend on Hotels Airlines IRCTC Bus Bookings etc.
• Avail interest free credit cards for up to 48 days.
• Benefit of 1% fuel surcharge waiver at all fuel stations
• Rs.25 lakh.
• Airport lounge access.
• If your card is lost or stolen somewhere, inform the bank within 24 hours so that your card will have zero lost card liability and fraudulent transactions will be covered by the bank.
• Get the Add-on World Credit Card.
• hotels airport shopping car rentals and more.

IDBI Aspire Platinum Credit Card:

Benefits and Features:

• 2 Delight Points for every Rs.150 spent
• 500 Delight Points on use of IDBI Imperium Platinum Credit Card within 30 days of card issuance or 300 Delight Points if used between 31 to 90 days from the date of issue of the card
• IDBI Bank Credit Card for up to 48 days
• 1%* fuel surcharge waiver.
• case the card is stolen or lost, inform the bank within 24 hours so that any fraudulent transaction will be covered by the bank.
• Take advantage of Visa offers.

Read Also: LIC Credit Card

IDBI Imperium Platinum Credit Card:

Benefits and Features:

• Enjoy the highest credit limit of up to 85% of your fixed deposit amount
• Withdraw cash up to 70% of your credit limit
• 2 Delight Points for every Rs.150 spent on shopping watching movies traveling etc.
• 500 Delight Points as welcome bonus
• 48 days.
• case of loss or theft of the card, inform the bank within 24 hours so that the bank will cover your fraudulent transactions.
• Take advantage of Visa offers.

IDBI Winnings Credit Card:

Benefits and Features:

• 2 Delight Points for every Rs.100 spent
• Enjoy interest free credit of up to 48 days.
• Benefit of 1% fuel surcharge waiver at all fuel stations
• Rs.10 lakh.
• Airport lounge access.
• In case of loss or theft of the card, inform the bank within 24 hours so that any fraudulent transaction will be covered by the bank.

Read Also: Tata Credit Card

How to Apply IDBI Bank Credit Card ?

If you fulfill all the conditions of this card then you can apply for it both online and offline. You can also apply for the card by calling the IDBI credit card customer care number. Follow the steps given below to apply for a credit card:

IDBI Credit Card apply online

• To apply for a credit card, you must first visit the official website of the bank. idbibank.in will go on.
• In the option of Cards on the home page of the website credit cards Click on the option.

• After clicking, all the information related to the credit card will come in front of you on the next page.
• Apply Now will appear in front of the credit card for which you want to apply click on it and complete your application.

How to apply offline ?

• To apply offline, you have to first go to your nearest IDBI Bank branch.
• Go to the bank and contact the bank employee who will provide you complete information about the credit card.
• Then your documents will be verified.
• You have to fill a form and submit the documents to the bank.
• If your application is accepted, you will be issued a card.

IDBI Bank Credit Card Fees & Charges

When you take a card, you have to pay many types of charges on it. These charges have to be paid before and after. These fees and charges vary depending on the card. You can also contact the bank for more details. Here are some of the charges for these cards:

Credit Card name	joining fee	Annual Fee	renewal fees	cash processing fee
Royal signature credit card	Zero	Zero	Zero	200 Rs.
Euphoria World Credit Card	Zero	1499 Rs.	Zero	200 Rs.
Aspire platinum credit card	Zero	Zero	Zero	200 Rs.
Imperium Platinum Credit Card	499 Rs.	499 Rs.	Zero	200 Rs.
Winnings credit card	Zero	899 Rs.	Zero	200 Rs.

IDBI Bank Credit Card Payment 

There is a limit in the credit card, only up to this limit you can do transactions. You have to pay your credit card bill at the end of the month. You should pay your bills on time. The bank offers you various online and offline payment options which are as follows:

• Through auto-debit facility.
• Net banking
• NEFT
• Cheque/draft
• Cash payment
• Visa money transfer
• iPay 

IDBI Credit Card Customer Care Number

If you are facing any kind of problem in making a credit card, then you can get information about it by calling the customer care number of the bank.

• Credit Card Customer Care:
• Free – 022 4042 6013
• Toll Free – 1800 425 7600
• Email Id – [email protected]
• Toll Free Numbers: 1800-209-4324 / 1800-22-1070

My Last Wod :

In this article we have you IDBI Bank Credit Card Apply, Review, Types & Benefits Provided complete information about. Any person who wants to take a card from IDBI Bank can apply for a credit card by reading this article.

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FAQ’s on IDBI Credit Card: