ICICI Credit Card Apply 2024 – Types, Details & Benefits

ICICI Credit Card Apply 2024 – Types, Details & Benefits: In this article, we will provide you information about ICICI Bank credit card. If you are thinking of taking a credit card and you do not know which credit card should be taken, then you can think about ICICI Bank’s credit card. Before applying for a credit card, you need to know what is a credit card?

The benefits of ICICI credit card are many. With the help of credit card, you can shop anywhere, anywhere, both online and offline. In this article, we will know in detail what is ICICI credit card, eligibility for this credit card, what are the documents and how can we apply for getting a credit card etc., so read this article till the end.

ICICI Credit Card Details

Before taking a credit card, you need to know what a credit card is. A credit card is a financial instrument that allows you to make transactions without making immediate payments. In the credit card, the bank gives you a limit of money which is called ICICI Bank Credit Card Limit. You cannot transact more than this limit. This limit given by the bank is given to the customer on the basis of his CIBIL score, income, credit history.

You can apply for ICICI Bank Credit Card both online and offline. At the end of the month you have to pay the credit card bill. The amount you spend with the credit card is ICICI Bank Credit Card Payment. According to the need of the customers, the bank offers many types of Best ICICI Credit Cards. You can apply for the card you want to take.

ICICI Bank Credit Card Types

According to the need of the customers, ICICI Bank offers many types of Instant Credit Cards, which are given in detail here. Here is the list of all credit cards:

• ICICI Platinum Credit Card
• ICICI Coral Credit Card
• ICICI Rubyx Credit Card
• ICICI Sapphiro Credit Card
• ICICI Manchester United Platinum Credit Card
• ICICI Manchester United Signature Credit Card
• ICICI Chennai Super Kings Credit Card
• MakeMyTrip ICICI Bank Platinum Credit Card
• MakeMyTrip ICICI Bank Signature Credit Card
• ICICI Unifare Mumbai Metro Cards
• ICICI Unifare Delhi Metro Cards
• ICICI Unifare Bangalore Metro Cards
• ICICI Expressions Card
• ICICI HPCL Coral Visa Card
• ICICI HPCL Super Saver Credit Card
• ICICI Emirates Card
• ICICI Accelero Card
• Amazon Pay ICICI Bank Credit Card

ICICI All Credit Cards Benefits and Features in Details:

ICICI Platinum Credit Card:

Here you can see the benefits and features of ICICI Platinum Chip Credit Card (ICICI Platinum Chip Credit Card Benefits & Features):

Benefits and Features:

• You do not have to pay any kind of joining fee or annual fee to take this card i.e. this fee is zero.
• This is a Lifetime Free Platinum Chip Credit Card for which you can apply.
• SMS “PLAT” to 5676766 and the bank will call you.
• This ICICI Bank Credit Card gives you the best value without any frills.
• Provides contactless technology for quick and secure payments at retail outlets.
• ICICI Platinum Credit Card being a chip card protects you from the risk of fraud.
• Offers redeemable ICICI Bank Rewards points for attractive gifts and vouchers.
• On this card you get the benefit of fuel surcharge waiver.
• The Supplementary Card Fee is zero for this card.
• Overdue interest on extended credit and cash advances – 3.40% per month (40.80% p.a.).
• If your age is more than 23 years then you can take advantage of this ICICI Platinum Credit Card.

ICICI Coral Credit Card:

Your credit card entitles you to earn reward points on transactions. Not only do you earn Reward Points when you use your ICICI Bank Credit Card, but you also earn additional Points from Reward Partner Brands for the same purchases. Here are the ICICI Coral Credit Card benefits and features:

Benefits and Features:

• Get 25% off on movie tickets twice a month at BookMyShow and INOX.
• Take advantage of special dining offers through the Culinary Treats program.
• Get the benefit of one complimentary railway and domestic airport lounge admission per quarter.
• Avail 1% fuel surcharge waiver on this card at HPCL Petrol Pumps.
• ICICI Bank Coral Credit Card Charges:
• Joining Fee: Rs.500
• Zero Annual Fee: Rs.500

Read Also: Bajaj Finance Credit Card

ICICI Rubix Credit Card:

You can avail this credit card to enjoy privileges in your lifestyle, dining and golf. Avail travel benefits and free movie tickets with the help of ICICI Rubix credit card. The benefits and features of this ICICI Credit Card are as follows:

Benefits and Features:

• Welcome Vouchers worth Rs.5000+.
• Avail 25% off on movie tickets twice a month on BookMyShow and INOX.
• Get the benefit of air accident insurance of Rs 1 crore and lost card liability up to Rs 50,000.
• Two complimentary rounds of golf per month.
• Joining Fee: Rs.3000+GST
• Annual Fee: Rs.2000+GST

ICICI Sapphiro Credit Card:

Avail some of the best of lifestyle amenities in travel, dining, entertainment and golf with the help of this card. Here are the benefits and features of this card:

Benefits and Features:

• Avail welcome vouchers on purchases and travel of Rs.9,000+ on payment of card joining fee.
• Get up to 20,000 PAYBACK points every year on your ICICI Bank Saffiro Credit Card.
• To avail this facility in the next calendar quarter, avail 4 complimentary access per quarter to select airport lounges in India for a minimum spend of Rs.5,000 or more in the calendar quarter on your ICICI Bank Sapphiro Credit Card.
• Avail 2 complimentary International Airport lounge visits and 2 complimentary domestic airport spa visits in a year with the help of ICICI Saffiro Credit Card.
• Enjoy 4 complimentary rounds of golf every month at the golf course of your choice, based on the spend on your card.
• Buy one movie ticket twice per month on BookMyShow, get Rs.500 off on second ticket.
• Joining Fee: Rs.6500+GST
• Annual Fee: Rs.3500+GST

Read Also: Axis Bank Credit Card

Manchester United Platinum Credit Card:

Benefits and Features:

• Complimentary advantage on Manchester United football.
• Avail 3 Reward Points for every Rs.100 spent.
• No charge for non-maintenance of balance.
• 100 off at select cinema ticket retailers. Take advantage of the discount up to Rs.
• Use 1 Complimentary Airport Lounge per quarter.
• Joining Fee: Rs.499+GST
• Annual Fee: Rs.499+GST

Manchester United Signature Credit Card:

Benefits and Features:

• Complimentary Manchester United football and holdall.
• Avail up to 5 reward points for every Rs.100 spent.
• 150 off at select cinema ticket retailers. Get upto 25% off.
• Two complimentary airport lounge access/quarters.
• Joining Fee: Rs.2499+GST
• Annual Fee: Rs.2499+GST

ICICI Chennai Super Kings Credit Card:

This credit card entitles you to a joining gift, monthly rewards and exclusive Chennai Super Kings experience. The ICICI Chennai Super Kings Credit Card is designed for all cricket lovers who are offered opportunities ranging from meeting players from the CSK team to winning complimentary tickets to CSK home matches. The benefits and features of this ICICI Credit Card are as follows:

Benefits and Features:

• Receive a joining and renewal gift of 2000 ICICI Bank Reward Points.
• Monthly top spenders will receive a marquee player autographed memorabilia.
• Avail up to Rs.100 off on minimum purchase of 2 movie tickets per transaction on BookMyShow and Inox twice a month.
• Joining Fee: Rs.500 + (GST).

Read Also: bank of baroda credit card apply

MakeMyTrip ICICI Bank Platinum Credit Card:

Benefits and Features:

• Avail Rs.500 My Cash plus MakeMyTrip Holiday Voucher worth Rs.3,000 as joining benefit.
• 1 Complimentary Airport lounge access and 1 Complimentary Railway lounge access per quarter.
• Joining Fee: Rs.500+GST
• Annual Fee: Nil

MakeMyTrip ICICI Bank Signature Credit Card:

Benefits and Features:

• 1,500 Rs. My Cash Plus complimentary MMTBlack exclusive membership along with a MakeMyTrip holiday voucher worth Rs.2,500. On joining, get the benefits.
• Complimentary international and domestic airport lounge access and domestic railway lounge access.
• Avail the benefits of exclusive MMT Cabs.
• Joining Fee: Rs.2500+GST
• Annual Fee: Nil

ICICI Unifair Mumbai Metro Card:

Benefits and Features:

• Avail up to 20% off on Mumbai Metro fares.
• Dual Benefits of Mumbai Metro Smart Card and Credit Card.
• Joining Fee: Rs.299.
• Annual Fee: Rs.299.

ICICI Unifair Delhi Metro Card:

Benefits and Features:

• Avail 10% discount on Delhi Metro fares.
• Dual benefits of Delhi Metro Smart Card and Credit Card.
• Joining Fee: Rs.299.
• Annual Fee: Rs.299.

ICICI Unifair Bangalore Metro Card:

Benefits and Features:

• Avail 15% discount on Namma Metro fare.
• Dual benefits of Namma Metro Smart Card and Credit Card.
• Joining Fee: Rs.299.
• Annual Fee: Rs.299.

ICICI Expression Card:

Benefits and Features:

• 100 spent on all retail purchases except fuel. But get the benefit of 3 reward points.
• Avail 25% discount up to Rs.100 on purchase of minimum two tickets up to twice a month on this ICICI Credit Card.
• Joining Fee: Rs.499 + GST
• Annual Fee: Rs.499 + GST

ICICI HPCL Coral Visa Card:

The ICICI HPCL Coral Visa Card helps customers keep fuel costs under control with cashback and savings on fuel surcharges. Apart from this, you can earn rewards which can be redeemed for fuel instantly at HPCL petrol pumps. The features and benefits of this card are as follows:

Benefits and Features:

• Avail the benefit of 2.5% cashback and 1% fuel surcharge waiver on fuel purchases at HPCL pumps.
• Earn 2 Reward Points from ICICI Bank Rewards for every Rs.100 spent on retail purchases excluding fuel.
• 100 per transaction on BMS and INOX. Avail up to 25% off on movie ticket bookings.
• ICICI HPCL Coral Credit Card Charges:
• Joining Fee: Rs.199+GST
• Annual Fee: Rs.199+GST

ICICI HPCL Super Saver Credit Card:

The ICICI HPCL Super Saver Credit Card helps customers keep costs under control with cashback and savings on fuel, utility and departmental store expenses. The benefits and features of this card are as follows:

Benefits and Features:

• Get a joining benefit of 2,000 reward points on activation and fee payment and Rs 100 cash back on HP Pay app.
• Get 5% back on utility, grocery and departmental store purchases.
• Get 5% cashback on all your fuel expenditure at HPCL fuel pump at any bank POS machine and HP Pay app.
• Get an additional 1.5% back on all fuel purchases made through HP Pay App at HPCL outlets.
• Complimentary 24×7 Road Side Assistance (RSA) services.
• Avail 2 reward points for every Rs.100 spent on retail purchases, excluding fuel.
• Avail benefits on complimentary domestic airport lounge access.
• Avail 25% discount (up to Rs.100 per transaction) on movie ticket bookings at BookMyShow and INOX Movies 2 times a month.
• Avail special dining offers through the ICICI Bank Culinary Treats program.
• All your Reward Points can be redeemed for fuel at HPCL pumps and for all items in the catalog at the Payback site.
• Joining Fee: Rs.500+GST
• Annual Fee: Rs.500+GST

ICICI Emirates Card:

Get an opportunity to earn Skyward Miles on spend and redeem on flights, upgrades, hotel stays, excursions etc with Emirates Skywards partners across the globe with this ICICI Bank Credit Card.

Benefits and Features:

• Earn Skyward Miles on spend.
• Complimentary  Airport lounge access and Spa Sessions.
• Avail special dining offers through ICICI Bank’s Culinary Treats program.
• Joining Fee: Rs.10,000+GST
• Annual Fee: Rs.10,000+GST

ICICI Accelero Card:

With ICICI Accelero Credit Card, you can enjoy fully sponsored 3N/4D adventure trips under which you can also get the opportunity to self-drive in premium cars to attractive locations in Rajasthan.

Benefits and Features:

• Avail 2 ICICI Bank Reward Points for every Rs.100 spent on retail transactions excluding fuel.
• Complimentary 24X7 Roadside Assistance, With Complimentary Key Car Parts.
• Avail 2.5% cashback on your fuel purchases at HPCL Petrol Pumps.
• 5,000 in the previous calendar quarter. 1 Complimentary Airport lounge access per quarter by spending.
• Joining Fee: Rs.499+GST
• Annual Fee: Rs.499+GST

Read Also: HDFC Credit Card

Amazon ICICI Credit Card:

Amazon Pay ICICI Bank Credit Card is a credit card issued by ICICI Bank in association with Amazon and Visa. With Amazon Pay ICICI Bank Credit Card, you can spend as well as save. Amazon ICICI Credit Card is one such card that gives you the freedom to make payments everywhere and in every way.

This card has been specially designed for the customers. Features and benefits of ICICI Amazon Credit Card are as follows:

Benefits and Features:

• If you are an Amazon Prime member, get 5% cashback on your spends on Amazon India.
• Earn 3% cashback on your spend on Amazon India even if you are not an Amazon Prime member.
• Use this card on Amazon Pay and you can get 2% cashback on payments to 100+ partner merchants.
• On this card you get 1% cashback on all your other expenses like shopping, food, insurance payments, travel costs and much more.
• Take advantage of other offers along with the current offer near you.
• Joining Fee: Nil
• Annual Fee : Nil

Read here full Review of Amazon ICICI Credit Card

ICICI Credit Card Benefits

The benefits of this card (ICICI Credit Card benefits) are many. The bank offers many types of credit cards, which can have different benefits, about which we will go further in detail. Here are some common benefits that you can avail with a credit card:

• To meet any of your urgent needs.
• If you want to buy a phone and you do not have money, then in this situation you can buy the phone with the help of your credit card.
• Get free access to airport lounges, waiver of fuel surcharges and discounts on fuel purchases.
• Avail the benefit of cash rewards.
• Avail benefits of ICICI Bank rewards offer 24×7 concierge services and much more.
• Advantages of chip card security from the point of view of security.
• Enjoy discounts on Shopping, Dining, Movies and more.
• Take advantage of this card to do any online or offline shopping.
• Your ICICI Bank credit card entitles you to earn reward points on your transactions.
• Not only do you earn reward points when you use this card but also earn extra points from ICICI Bank Rewards Program partner brands for the same purchases.
• You can redeem your reward points in a variety of options ranging from movie and travel vouchers to lifestyle products, mobiles, appliances and more.
• If you face any kind of problem in applying for credit card then you can get information by calling ICICI Bank credit card customer care number.

Read Also: Best Credit Card for Salaried Person

Eligibility for ICICI Credit Card

Only those persons can apply for this card who are eligible for it. The bank offers many types of credit cards, in which the eligibility can be of different types. For more information about eligibility, you can also contact your nearest bank branch. To apply you must have the following eligibility:

• All types of salaried and self-employed individuals can apply for this card.
• Your minimum age should be 18 years.
• The maximum age of the applicant should be 60 years.
• You must have a stable employment.
• Your income should be high. Generally, the annual income of the customer should be Rs 2.5 lakh.
• Your CIBIL score should be very good. Generally a score of 750 or above is considered good.
• The applicant must be an Indian resident.

Documents required for ICICI Credit Card

Before applying for ICICI credit card, you should keep all your necessary documents together so that whenever the bank asks for documents from you, you can show them all the documents immediately. These documents can be of different types depending on the card. You can get more information about the document by visiting your nearest ICICI Bank branch. Here is the list of credit card documents:

• KYC document
• Proof of Identity: PAN Card, Aadhar Card, NREGA Card, Driving License, Voter ID Card, Passport etc.
• Address Proof: Aadhar Card, Driving License, Passport, Utility Bill, Ration Card, Property Registration Document, NREGA Job Card, Bank Account Statement etc.
• Proof of Income: Latest one or 2 salary slips (not more than 3 months old), latest Form 16, last 3 months bank statement.

How to Apply for ICICI Bank Credit Card?

If you fulfill all the conditions of this credit card, then you can apply for it both online and offline. Follow the steps given below to apply:

ICICI Credit Card Apply Online

• To apply online, you have to first visit the official website of the bank at icicibank.com.
• On the home page of the website, you will see many card options in the Cards option.
• You have to click on the option of More in one of the sections.

• As soon as you click on this link, the list of all the Best ICICI Credit Cards will open in front of you.
• You will see the option of Apply Now in front of the credit card for which you want to apply, click on it.
• The form will open in front of you.
• You have to enter the requested information in it and click on submit.
• After this the bank will contact you and further process will be issued.

How to apply offline?

• For this, first you have to go to the branch of ICICI Bank.
• Go to the bank and contact the bank employee who will provide you complete information about the credit card.
• Then your documents will be verified.
• Will inform you about your eligibility.
• You have to fill a form and attach the documents with it and submit it to the bank there.
• If you fulfill all the conditions of the credit card then your application will be accepted and you will be issued a credit card.

How to Check ICICI Credit Card Status?

If you have applied for a credit card then you can track the status of your application both online and offline. You can check offline by visiting your nearest bank branch. Follow the steps given below to check online:

• First of all you have to visit the official website of the bank.
• After coming to the website, click on the option of Track Your application status.
• A form will open in front of you.
• In this you have to enter mobile number, application number, date of birth etc. and click on continue option.
• After doing this, the status of your application will come in front of you.

ICICI Credit Card Fees & Charges

The bank offers various types of credit cards to the customers. The charges for each credit card can be different. You can also get more information about credit card charges by visiting your nearest bank branch. Here is the information about the charges:

ICICI Card Name	Joining fee	Annual Fee
Platinum credit card	Zero	Zero
Coral credit card	500 Rs.	500 Rs.
Rubix credit card	3000 Rs. + GST	2000 Rs.+ GST
Sapphiro Credit Card	Rs.6500 + GST	Rs.3500 + GST
Manchester United Platinum Credit Card	499 Rs.+ GST	499 Rs.+ GST
Manchester United Signature Credit Card	2499 Rs.+ GST	2499 Rs.+ GST
Chennai Super Kings Credit Card	Rs.500 + ( GST)
MakeMyTrip ICICI Bank Platinum Credit Card	Rs.500 + GST	Zero
MakeMyTrip ICICI Bank Signature Credit Card	2500 Rs.+ GST	Zero
Unifair Mumbai Metro Card	299 Rs.	299 Rs.
Unifair Delhi Metro Card	299 Rs.	299 Rs.
Unifare Bangalore Metro Card	299 Rs.	299 Rs.
expression card	499 Rs.+ GST	499 Rs.+ GST
HPCL Coral Visa Card	Rs 199 + GST	Rs 199 + GST
HPCL Super Saver Credit Card	Rs.500 + GST	Rs.500 + GST
Emirates Card	10,000 Rs.+ GST	10,000 Rs.+ GST
Accelero card	499 Rs.+ GST	499 Rs.+ GST
Amazon icici credit card	Zero	Zero

How to Login ICICI Bank Credit Card?

• To login, you have to first go to the official website of the bank.
• After coming to the website, you have to go to the section of Internet Banking.
• As soon as you click on this link, on the next page you will see the option of Login Now, click on it.
• The login form will open in front of you.
• You can login by entering your User ID and Password.

ICICI Credit Card Customer Care No.

If you are facing any problem in creating a credit card or you want to get other information about the credit card, then you can get information by calling ICICI credit card customer care number.

Toll Free No : 1860 120 7777

My Last Thought:

In this article, we have provided you information about Best ICICI Credit Card. Anyone who needs a credit card can connect with an ICICI Bank credit card.

Hope friends, you have found this article informative. If you liked the information given in this article, then please share it as much as possible.

FAQ’s on ICICI Bank Credit Card