ICICI Car Insurance 2023 – Buy, Claim & Renewal: Do you know that ICICI Bank has launched many of its products in the market, they also have insurance as one of the products, if you are thinking of insuring your vehicle then you are reading the right article here. But we were provided you with information about ICICI Lombard Car Insurance provided by ICSE Bank.
Apart from this, how to buy a policy, how to renew the plan, how to claim for insurance, what documents will be required to claim insurance, what are the terms and conditions and will also provide answers to some important questions related to ICICI Lombard car insurance. Keep reading this article till the end.
What is ICICI Car Insurance?
ICICI Car Insurance is an insurance policy that provides protection cover to your motor vehicle against damages and risks caused by an accident. This insurance policy gives the facility to claim insurance for accident, disability, accidental death, man-made and natural calamities.
According to Indian law, it is very important to get insurance for your car, if you do not do this then you can be fined or even 3 months imprisonment.
ICICI Lambard Car Insurance
ICICI Bank Limited and Fairfax Financial Holding Holding Limited have partnered to launch ICICI Lombard General Insurance. ICICI Bank is a very good private sector bank in our country, rather Fairfax Financial Holding Holding Limited is a Canada base company. At present, ICICI Lombard is at the first position in General Insurance Industries as this company has also received the Best Insurance Company Awards in 2020.
ICICI Lombard is much more popular than other insurance company because first of all people have faith in ICC Bank and till now more than 51 lakh customers have got insurance issue under this insurance policy. The starting plan of this insurance policy starts from Rs 2094. Apart from this, you can buy this car insurance policy online in just less than 3 minutes.
If you are choosing ICICI Lombard Car Insurance for your car then it is very important for you to first know why you should choose this insurance policy.
ICICI Lambard Car Insurance Key Features
| ICICI Lambard Insurance | Details |
| Insurance Policy Name | Car Insurance |
| Partnership company | ICICI Bank, Fairfax Financial Holding Holding Limited |
| Minimum age to buy insurance policy | over 21 years |
| Required documents | Driving License, Aadhar Card, Vehicle Documents etc. |
| How much claim do you get? | more than 15 lakhs |
| Where can I buy an insurance policy | Online from official website, ICICI Bank branch, ICICI Insurance agent. |
| is it safe | yes it is safe |
| How long does it take to get the claim amount | 80% of car claims are settled in 1 week. |
| Awards | Best General Insurance Company Award 2023,
2023 Best insurers Recognition. |
| Claim Process | Online |
| Review And rating | 4.6/5 |
| Official Portal | Click Here |
| Key Features | Benefits |
| Network Garages | 9,700+ |
| No Claim Bonus | Up to 50% |
| Claim Settlement Ratio | 87.70% |
| Add-on Covers | Available 9 add-on covers |
| Emergency Assistance | Available 24×7 |
| Personal Accident Cover | Available up to Rs. 15 Lakhs |
| Third-Party Cover | Available |
| Own Damage Cover | Available |
| Customer support | Available 24×7 |
Why Choose ICICI Lombard Car Insurance
There are a number of advance facilities provided on taking ICICI Lombard car insurance, which can be availed by the insured. Let’s take a look at all those benefits:
Cashless Garages Facility
4800+ cashless garage is available for damages and risks in the car.
Insurance Claim
Personal accident cover can be available up to Rs 1500000 for conditions like accident, total disability, death.
Insurance Claim Ratio
The insurance claim ratio is 87.7%, which is settled by the insurance company within 1 week.
No Claim Bonus
The facility of No Claim Bonus is available which is more than 50%.
Emergency Assistance
Emergency Assistant facility is also available in case of getting stuck somewhere or in case of emergency which is available 24 hours. You can take advantage of this facility through just one phone call.
Different types of insurance cover
Here you also get insurance policies like third party cover, own damage cover etc which you can buy online.
Customer support
This insurance company provides 24 hours customer support service to its customers so that any problem can be solved immediately.
Types of Coverage of ICICI Car Insurance
ICICI Lombard insurance cover protects your vehicle from:
1. Third Party Personal Liability covers
- Third party insurance cover policy provides financial assistance for the following covers:
- legal action on an accident,
- permanent injury
- Death caused by a third party vehicle
- It also settles legal action due to damage to third party property.
2. Own Damage Cover protects against the loss due to:
- Loss or damage to your own vehicle in an accident
- Loss or damage due to natural (fire, earthquake, etc.) or man-made calamities (robbery or theft)
3. Personal Accident
- Adequate financial security is provided in case of permanent total disability (PTD), death and hospitalization cost due to personal car accident.
ICICI Car Insurance Required Documents
If you want to claim your insurance, then in this case you are going to need some documents. It may vary from insured person to insurance claim usually driving license address proof identity proof FIR is the application form given by the insurance company but in some cases you need some other documents as well. can be done :
| Requirements | Details |
| Documents for the claims process | Click Here |
| View garage list | Click Here |
| policy wordings | Click Here |
ICICI Car Insurance Eligibility
Car owners who have registered their vehicles in their respective names with the Regional Transport Authority in India will be eligible to buy ICICI Lombard car insurance.
How to Buy ICICI Car Insurance ?
Buying a car insurance policy from ICICI Lombard Insurance Company is simple and easy. To apply for car insurance coverage, you need to follow the following steps.
Buying policy online :
Step 1 . First of all go to the official website of ICICI Lombard Car Insurance
Step 2 . After that, click on ‘Car‘.
Step 3 . After this, the form to apply for insurance comes, where by entering the vehicle registration number, mobile number and email id, select ‘Get Quote‘.
Step 4 . Here Pay City of Registration, Vehicle Purchased Year, Select Car make & Model, fill all these details correctly, then click on proceed
Step 4 . Then submit the add-on cover you want to opt for along with the policy details.
Step 5 . After this, select the Buy Now option to buy the policy.
Step 6 . Complete the process by paying the premium amount through online payment.
Step 7 . After this the confirmation mail will be mailed to you along with the policy.
Note: While choosing an ICICI Lombard Car insurance policy, carefully check the terms of condition, cover ratio, premium amount, etc., otherwise there may be many problems in future.
Buying Policy via offline :
To buy insurance policies offline from ICICI Lombard, one can buy through branch linked agents, partner companies etc. Let us know how you can buy ICICI Lambard car insurance policy offline.
Step 1 . First of all go to your nearest branch.
Step 2 . After that contact the agent of the company.
Step 3 . Now choose any one right car insurance policy for your car, which you think fits perfectly according to the condition of your car, after that all the facilities are provided by the agent of the insurance company.
Step 4 . Thus, you can apply for ICICI car insurance policy.
ICICI Car Insurance Renewal
Whenever you are taking car insurance from ICICI Lombard, you need to know this information on how you can get your insurance policy renewed. You can follow the steps given below to renew the car insurance policy online
Step 1 . First of all go to ICICI Lombard official website .
Step 2 . After this, fill all your personal information such as your mobile number, registration number and policy number, after filling “Submit”.
Step 3 . After this enter the Engine No, Chassis No of your vehicle. You will get this on your vehicle’s registration form and old policy.
Step 4 . Now the status of your vehicle will be shown like Registration City, Purchase Date, Exchange Date, Policy End Date. Insured Declared Value (IDV) etc. Others.
Step 5 . Then choose the riders or add-on covers you want to buy or discard.
Step 6 . Now click on Buy Now to buy the policy.
Step 7 . Now you have to pay the premium of the chosen policy online, you can use Credit Card, Debit Card, Mobile Banking, Internet Banking, UPI to make the online payment.
Step 8 . Once the payment is successful, your insurance policy renewal process is completed. You will then receive the policy document for your renewal car insurance on your registered email id.
Note: After paying for the policy, you can take a screenshot or you can get a photocopy of the insurance policy and keep it with you, so that you can use it when needed.
ICICI Car Insurance Claim
You can choose the following steps to claim your vehicle through ICICI Lombard.
- By filling the application form from your nearest ICICI Lombard branch.
- You can give information about the plane on ICICI Lombard’s helpline 1800-2666.
- You can make a claim through IL Take Care Insurance App by clicking on “File a Claim”.
- You can also do by sending SMS “CLAIM” to 575758 from your mobile to the press.
- can do via email
Note: Do not start any repair of your car before the survey/inspection done by the insurance company.
ICICI Car Insurance Customer Care Number
The customer care department of ICICI Lombard General Insurance Company is available 24*7. The main objective of the customer service department is to provide service to solve all the queries of its customers. All customers who require assistance or wish to reach out to the Customer Service Department can call.
| Customer service support | 1800-103-2292 |
| [email protected] | |
| Contact Us | Click Here |
My Review for ICICI Car Insurance
If I tell about my personal experience, ICICI Lombard General Insurance Company is the best insurance company in India, which has received Best General Insurance Company Award 2023, 2023 Best insurers Recognition Award in 2020. Apart from this, at present, there are more than 51 lakh satisfied customers through this company. Sport is also available through WhatsApp.
Note: Here I am just giving you information, so that you can use it when needed, this is not any kind of promotion, so with the application of the loan, you should also use your understanding!
My Last World:
Through this article, we have given you information about Icici Lambard Car Insurance, Buy, Renew, Features, Benefits, Claim Process, Renewal Process, Documents, Eligibility. If this information has been helpful for you, then you must give us your feedback. Give. Apart from this, to connect with us, do follow us on social media platforms.
FAQ’s – ICICI Car Insurance
Q1. ICICI Car Insurance Zero Depreciation
Ans. ICC Car Insurance also gives you the facility of zero depression addon under which you can take insurance cover in case of breakdown, damage to the parts of the car. This insurance cover is also known as bumper-to-bumper insurance.
Q2. What is the penalty for driving without car insurance?
Ans. Driving a vehicle without insurance can result in cancellation of the driver’s license or a fine of ₹ 2000 or even imprisonment for 3 months.
Q3. ICICI Car Insurance Claim Settlement Ratio
Ans. ICICI Lombard General Insurance Company settles more than 80 percent of the insurance company within 1 week, at present the insurance ratio of this company is 87.7%.
Q4. ICICI Car Insurance Claim Form
Ans. You can do it through the official website or mobile application to form the ICC car insurance claim, it is very easy and it takes you few minutes for this.
Q5. ICICI Car Insurance Cancellation
Ans. To cancel or cancel ICICI Car Insurance, you can visit your nearest branch or call the customer care and get your policy canceled by giving your policy number, registration number.