Topics of the article : How to take HDFC Personal Loan in 5 Min, Best HDFC Personal Loan List, Interest rate and more details read till last to understand better.
So you do not need to worry at all, because in today’s article of our blog, we will give you complete information about how you can take a personal loan with the help of HDFC Bank.
Also, we will give you answers to questions related to HDFC Personal Loan Bank personal loan topic, what is HDFC Bank, how much interest do you have to pay when you take a personal loan from HDFC Bank and for how long you will get this loan. is given for, etc.
So are you ready to get information about how to take HDFC Personal Loan, but before telling about the process of HDFC Bank Personal Loan, we want to give you information about HDFC Bank, what is this bank and what is it? How does it give you a personal loan?
About HDFC Bank
HDFC Bank is a financial services company, established in 1994, is an Indian bank with its headquarter or head quarter in Mumbai, Maharashtra, as well as one of the 5 largest banks in India. Is.
Which has been giving loans to people not only in India but also in many other countries for many years and is also giving them many facilities and advice related to finance.
One such feature is personal loan and in today’s article we will tell you how to take HDFC personal loan, but before that we want to tell you about some features of personal loan from HDFC Bank.
What are the features of HDFC Bank Personal Loan?
As you must be aware that personal loan is an unsecured loan and this bank can give you loan within just 10 seconds.
Yes, you have read it right, if you have a pre-built account with HDFC Bank, then you can get the loan within just ten seconds. But you need to have a good CIBIL score to take a personal loan with the help of HDFC Bank.
Meaning that if your CIBIL score is high, then you can get a higher amount in the form of personal loan.
If you are an existing HDFC Bank customer, you can avail a personal loan within 4 hours and at the same time, you get several insurance benefits along with it. Now we want to answer the most important question asked by you guys, that how to take HDFC personal loan.
How to apply for HDFC Bank Personal Loan?
If you want to take a personal loan with the help of HDFC Bank, then there are also 2 ways, online and offline process. We are telling you about the online method.
- First of all, you have to go to the HDFC Bank website and go to the Personal Loan option.
- By clicking there, you will get the application form. In it you have to upload all your necessary information and documents.
- As soon as you upload and submit the documents, your form will go for review.
- Within a few hours, you will be given a personal loan from HDFC Bank.
- Hope, friends that now you have understood that how to take HDFC personal loan, but what are the interest rate, charges, etc. on taking personal loan from HDFC Bank.
What are HDFC Personal Loan interest rates, charges, etc.?
In this section of our HDFC personal how-to, we want to tell you that whether you are taking a personal loan or any loan with the help of any bank, you must take information about how much interest that bank will charge from you. .
As far as HDFC Bank personal loan option is concerned, this bank charges you an interest rate of 11.00% to 21.00% p.a. and Overdue EMI interest (interest) of 2% per month.
As far as repayment of HDFC Bank personal loan is concerned, this bank gives you 12 months to 60 months to dry the amount you get as a personal loan.
Repayment of personal loan in HDFC Bank is very easy, you can repay your personal loan with an MI amount of just Rs 2149 per lakh.
HDFC Bank can give you a personal loan for a wide variety of needs, and the loan amount can range from ₹ 50000 to a huge amount of 40 lakhs, in which you can do various things like studies, treatment, marriage etc. .
Hope friends, now you have understood that how much interest rate and fees you have to pay for taking personal loan from HDFC, for how long you get this loan and what is the repayment period of this loan.
But what should be the eligibility for taking personal loan from HDFC Bank or what is the eligibility to take personal loan from HDFC Bank.
What is the HDFC Bank Personal Loan eligibility?
If you are thinking of taking a personal loan with the help of HDFC Bank or are wondering how to take an HDFC personal loan, then it is very important for you to have these qualifications-
- You should have income or income every month.
- Your age should be between 21 years to 60 years.
- Your monthly income or income should be more than ₹ 25000 (25 thousand).
- The person applying should have at least 2 years of work experience and it is very important to have at least 1 year of experience in the place where he is currently working.
- To avail HDFC Bank personal loan, you must have a good CIBIL score, otherwise you will not get a personal loan.
- In this part of our article, we have told you what are the qualifications or sensibilities you should have to take personal loan from HDFC Bank.
- But what documents or documents will you need to take a personal loan from HDFC Bank.
HDFC Bank Personal Loan Required Documents
- Aadhar Card
- mobile number
- passport size photo
- ID proof
- Address proof
- PAN card
- Income certificate
In this section of our blog How to take HDFC personal loan, we told you what documents you will need to take a personal loan from HDFC Bank, but how you can calculate EMI on taking loan from HDFC Bank.
What is HDFC Bank Personal Loan EMI Calculator? , How to know HDFC personal loan installment?
- If you want to calculate EMI for personal loan with HDFC Bank, you need to:
- You will have to pay 15% interest on a loan of Rs 50,000 and you will get this loan for 48 months, then you will have to pay an EMI of ₹ 1,392.
- 12% interest will have to be paid on a loan of Rs 3 lakh and the loan will be available for 36 months, then you will have to pay an EMI of ₹ 9964.
- 14% interest will have to be paid on a loan of Rs 7 lakh and loan will be given for 24 months, you will have to pay an EMI of ₹ 33,609.
- A loan of Rs 12 lakh will have to pay 15% interest and will get the loan for 72 months, after which you will have to pay an EMI of ₹ 23,374.
- 11% interest will have to be paid on a loan of Rs 15 lakh and if the loan is available for 60 months, then you will have to pay an EMI of 32,614.
Now you must have understood that how much EMI will you have to pay on HDFC Personal Loan, but why should you take HDFC Personal Loan, there are many other banks and apps in the market also giving you the facility of personal loan, then Why HDFC Bank?
HDFC Bank Personal Loan Compared to Other Banks
So far we have told you many important things about how to take HDFC personal loan, but now we want to give you information about how HDFC Bank personal loan is better than other banks.
- HDFC Bank can offer you a loan up to ₹ 400000 (40 Lakh) for 12 to 60 months, with an interest rate of 10.49%, with a fee of 1 to 2%.
- ICICI Bank
Personal loans up to Rs 20 lakh can be offered for 12 to 60 months with interest rates ranging from 11.50% to 19.5% by levying 2.25% GST.
- Axis Bank can give you personal loan ranging from Rs 50,000 to Rs 15 lakh, for 12 to 60 months, with an interest rate of 15.75% to 24% and 2% GST.
- Citibank can offer you personal loans up to Rs.30 lakh, for 12 to 60 months, starting at an interest rate of 9.99% along with a processing charge of up to 3%.
- Bajaj Finserv can offer you a loan of up to Rs 15 lakh, for 12 to 60 months, at an interest rate of 11.49%, with a processing fee of up to 4.13%.
With the help of the above information, you can understand which bank’s personal loan is better for you according to your need and you can easily compare the personal loan of these banks with the personal loan of HDFC.
What is HDFC Home Loan customer care number?
Many of you would like to know more about HDFC Bank, if you also want to know more about HDFC Bank.
So you can call on this (1800 258 3838) toll free number of HDFC Bank Personal Loan customer care from 8 AM to 8 PM, all 7 days.
FAQs
Q. How much loan does HDFC Bank give?
Ans. With the help of HDFC Bank, you can also take a large amount ranging from Rs 50,000 to 40 lakh as a personal loan and if you are already associated with HDFC Bank, then you can take this loan in just 10 seconds. Huh.
Q. How to get a loan sitting at home with HDFC Bank?
Ans. Yes friends, with the help of HDFC Bank, you can take a loan sitting at home very easily, for this you only have to go to the website of HDFC Bank and click on the option of the type of loan you want.
Q. What do I have to do to get a personal loan?
Ans. Friends, you need some important documents to take a personal loan, such as PAN card, Aadhar card, etc. And also you have to become eligible for personal loan from that bank or website.
For example, your age should be between 21 to 60 years, etc. Then you can easily get a personal loan with the help of that bank or app.
Q.Which bank gives personal loan?
Ans. You can get personal loan from many banks, such as HDFC, ICICI, Union, Axis, SBI, etc.
Q. How much can one get HDFC personal loan?
Ans. With the help of HDFC Bank, you can get a personal loan up to Rs 40 lakh, so you just have to see how much money you need because Rs 40 lakh is a huge amount, and according to us everyone There is no need for such a huge amount.
Q. How to get loan from mobile?
Ans. The way to take a loan from mobile is very easy, you just have to go to the mobile loan app or website and go there and click on the loan option and upload your required documents.
Then after applying, the loan amount will reach your account in a few hours.
Q. How to get loan in 5 minutes?
Ans. If you want to take a loan within five minutes, you can use loaning apps or websites like MoneyTap, Patience or you can also use HDFC Bank website.
Here, if you are a pre-existing customer of the bank, you can get a personal loan within 10 seconds which you might not get anywhere else.
Q. Which bank is offering the cheapest personal loan?
Ans. If you want to take the cheapest personal loan, then you can use Punjab National Bank, here you have to pay interest rate only from 8.95% to 14.50% percent, same in State Bank you will get 9.60% to 13.85% interest rate has to be paid.
Conclusion
Friends, in today’s article of our blog, we have told you what is the way to take HDFC Personal Loan or how to take HDFC Personal Loan. Also, we have tried to give you all the information related to the subject of HDFC Bank personal loan.
But, if you still have any question related to HDFC Bank, then tell us about it in recent comment box.