Get Indusind Bank Loan in 5 Min, Interest Rate 2024

How to Get Indusind Bank Loan, Eligibility, Interest Rate, EMI Calculator and more details we cover in this article read till last. Friends, in today’s article of our blog, we will tell you that you can take Indusind Bank Personal Loan and what you have to do to take loan from this bank and also we will give you Indusind Bank loan related questions. Will answer as well.

We promise you that after reading this article of our blog, you will not need to ask or read about Indusind Bank Loan anywhere else, are you ready to get complete information about Indusind Bank Loan? How to get loan from bank?

How to Get Indusind Bank Loan

In this article, first of all we want to answer the most important question asked by you people that how to apply for personal loan from IndusInd Bank online or how to apply for personal loan from IndusInd Bank through online medium.

First of all, you have to go to the official website of IndusInd Bank, IndusInd.com, after that you will get the option of loan in the product option on the home page of the website. Inside which you will see the option of personal loan, on which you will have to click.

As soon as you click on that option, a new page will open, in which you will have to give all the necessary information related to personal loan and as soon as you fill all your necessary information and upload the requested documents, then you will have to apply for that application. The letter has to be submitted.

If you are eligible to take a personal loan from IndusInd Bank, then after this loan is approved, all the personal loan money will reach your given bank account after 4 to 7 days, which you can use to meet your expenses. can to do.

Hope you now understand how to take a loan from IndusIndIndbank or what is the online way to apply for personal loan with the help of IndusIndBank, butwhat are the biggest advantages of indusind bank.

What are the most important features of Indusind Bank?, Indusind bank loan details

• In this section of Indusind Bank se loan kaise le we will tell you what are the benefits of taking loan from IndusInd Bank.
• This bank can give you 50 thousand to 15 lakh rupees as a loan.
• The interest rate of this bank starts from 10.49%, which is very low compared to other banks.
• With the help of this bank, you can take a loan for 1 to 5 years, that too both online and offline.
• This bank can provide you personal loan, business loan and home loan facility with very less documents

Now you must have come to know that what are the benefits of taking loan from IndusInd Bank, but what is IndusInd Bank and how it gives you loan.

What is Indusind bank?

IndusInd Bank is a banking and financial services bank, which is one of the many well-known banks in India. This bank was established in April 1994, this bank is used by many people and it can give you many facilities, such as consumer banking, wealth management, etc. You can rely on IndusInd Bank for many such money related needs, but today we are going to tell you about a personal loan.

First of all, you should know about what is IndusInd Bank Personal Loan. A personal loan or personal loan is a loan that you take to meet your personal needs.

Such as for marriage expenses, to meet medical bills, for education expenses, to buy a house or to get the house renovated. You can take a personal loan for many such personal expenses, but as far as personal loan from IndusIndbank is concerned.

So this bank gives personal loan to both salaried person and self employed people and you can fill application for personal loan both online and offline. But how much interest or interest you have to pay to take loan from IndusInd Bank Is.

What are Indusind bank loan interest rates?

If you were wondering how to take a loan from IndusIndBank, then the first thing you should know about is the interest rate or interest rate you have to pay for taking a loan from IndusInd Bank.

IndusInd Bank can offer you various types of loans, which are Personal Loan, Home Loan, Business Loan and Gold Loan. As far as personal loans are concerned, this bank charges you an interest rate ranging from 10.49% to 31.50% and the IndusInd Bank home loan charges you interest starting from 6.70%.

As far as gold loan is concerned, you have to pay an interest rate ranging from 12.63% to 16.50%.

Now you must have come to know that how much interest will have to be paid on taking personal loan from industrial bank, but how much amount or amount this bank can give you as loan.

Personal Loan Fees & Charges

How much Fees & Charges you have to pay on personal loan, you should take this information completely from the bank. Here you are given information about Fees & Charges of IndusInd Bank:

Processing Fees	Up to 3% of loan amount.
Prepayment Charges	4% of the principal outstanding after repayment of 12 EMIs.
Payment Dishonour Charges	Rs 450/- per instance
Duplicate Statement Charge	Rs 250/- per instance
Cheque / ECS / SI Swapping Charges	Rs 500/- per event
Duplicate No Dues Certificate	Rs 250/- per event
Duplicate Amortization Schedule Charge	Rs 250/- per event
Loan Re-Booking / Rescheduling Charges	Rs 1000/- per event
Loan Cancellation Charges	Rs 1000/- per event
Charges for Photocopy of Agreement / Documents	Rs 250/- per event
Penal Charge	Rs 150/- per EMI delay beyond 5 days
Legal Charges	As per Actuals
Stamp Duty	As per State laws
CIBIL Report	Rs. 50/- per instance per set as applicable

How much loan does Indusind bank give?

In this section of IndusInd Bank se loan kaise le we will tell you that how big amount IndusInd Bank can give you as a loan, this bank can give you personal loan from 50 thousand to 15 lakh in the option of personal loan. .

As a home loan, you can get a loan of 3 lakh to 75 lakh from this bank, and if you use the gold loan option, you can get a loan of up to 10 lakh from IndusInd Bank, but for how long this amount will be available to you? period is given.

For how many days Indusind bank gives us loan?

Whenever a person takes any kind of loan, then he sees the loan amount and interest. But many people forget to look at the tenure of the loan or the tenure of the loan, this is also a very important thing. You can get IndusInd Bank Home Loan for 30 years.

Personal loan can be available for 1 to 5 years and Gold loan for 2 years. But what are the qualifications you should have to take loan from this bank.

What is the eligibility for Getting Indusind bank loan loan?

IndusInd Bank, like many other banks, considers you eligible according to two parts, in the first part salary people come, while in the second part self employed people come and for both these people the eligibility to take loan from IndusInd Bank Criteria is different.

For Salaried Employee:

• Applicant age or age should be between 21 years to 60 years
• His monthly income should be more than 25000
• He should have work experience of approx 2 years and 1 year in the place where he is presently working.
• You must have been residing for at least 2 years at the address you are using in the application form.

For Self Employed People:

• Applicant age should be between 25 years to 65 years
• Your annual income should be Rs 4.8 lakh, that too after deducting tax
• Whatever business you are in, you should have at least 4 years to 5 years experience in that business.

Friends, what we have told you about the eligibility criteria, there may be some changes in it and it depends on what kind of loan you want to take with the help of IndusInd Bank and if your credit score is high, then you will get the loan. The chances increase even more.

Also, you can get a huge amount as a loan, but what documents will you need to take a loan from IndusInd Bank.

Documents required to Get Indusind bank loan ?

So far in our article, we have given you many important information related to IndusInd Bank, but you will need some important documents to take loan from IndusInd Bank, which are as follows:

• Passport size photo
• Identity Proof (Driving License / Aadhar / Passport / Voters ID / PAN)
• KYC (Valid Residence / Sign Proof)
• Income proof (income slip of last three months)

Hope that now you have understood what documents you will need to take loan from IndusInd Bank, but if this bank may ask you for some more documents, then you will have to give them too.

This thing also depends on what kind of loan you are taking from IndusInd Bank, but where you can use this bank loan.

IndusInd Bank Personal Loan Apply

If you have read this article completely then friends you must have come to know whether you are eligible for this loan or not. If you are eligible for this loan then you can apply for personal loan.

You can apply for IndusInd Bank Personal Loan both online and offline. Here you have been given information about both the process of applying.

IndusInd Bank Personal Loan Apply Online

• To apply online, you have to first go to the official website of IndusInd Bank at indusind.com .
• On the home page of the website, you will see the option of Personal Loan in the option of Loans in the option of Products, click on it.

• After clicking, all the information related to personal loan will come in front of you on the new page. You have to read it carefully.
• If you fulfill all the conditions of personal loan of this bank, then now you have to click on the option of Apply Now.
• After clicking, some information will be asked from you on the next page. You have to enter that information correctly.
• Once you have registered, the bank will contact you and verify your documents.
• If you are found to have all the eligibility for this personal loan and your loan is approved, then after 4 to 7 days the amount of this loan is transferred to your account.

How to Apply IndusInd Bank Personal Loan Offline:

If you do not want to apply online then you can also apply offline. You can see the process of offline application here:

• First of all you have to go to your nearest bank branch.
• By going to the bank, you have to tell the personal loan officer that you want to get the personal loan.
• The bank will provide you all the information related to personal loan.
• After that will check your eligibility on the basis of your documents.
• If you are found eligible then after that you will be given the application form.
• After entering the required information in this form, you have to submit the form there.
• Your form and documents will be verified by the bank officials.
• If your loan is approved, then the loan amount will be transferred to your account in no time.

What is Indusind Bank Loan Customer Care Number?

In this article of our blog, we have tried to give you all the information related to how to get loan from Indusind Bank, but if you still have any question related to this bank then you can contact Indusind Bank customer care number. You can call and email them.

Toll Free Number: 1860-500-5004 / 022-4406-6666

Email: [email protected] and [email protected] for NRI customers

Indusind bank personal loan EMI calculator

Before taking a loan, you should calculate your monthly installment (EMI) so that you can get an idea of how much installment you will have to pay to the bank to repay the loan. You can calculate the EMI of your loan by visiting the official website of Indusind Bank. Here in the table you are given examples of EMI calculators, you can see them:

Loan Amount (Rs.)	Interest Rate (Per Year)	Loan Tenure	Monthly Installment (EMI/Rs)
1 Lakh	11.5%	1 yr 2 yr 3 yr 4 yr 5 yr	8,862 4,684 3,298 2,609 2,199
2 Lakh	11.75%	1 yr 2 yr 3 yr 4 yr 5 yr	17,746 9,391 6,619 5,242 4,424
5 Lakh	12%	1 yr 2 yr 3 yr 4 yr 5 yr	44,424 23,537 16,607 13,167 11,122
10 Lakh	12.25%	1 yr 2 yr 3 yr 4 yr 5 yr	88,966 47,190 33,334 26,457 22,371

How to Check IndusInd Bank Personal Loan Balance?

• To check your personal loan balance, you have to first visit the official website of IndusInd Bank.
• On the home page of the website, you will see the option of Get Balance, click on it.
• After clicking on this link a new page will open in front of you.
• On this page you will see a box in which you have to enter your account number and click on submit.
• After clicking, the full balance of your account will appear in front of you.

What is Pre approved personal loan indusind bank?

Pre approved personal loan is the loan which is given only to selected customers. You can log in to your net banking, mobile banking or debit card account to check whether you are eligible for a pre-approved personal loan. Apart from this, you can check your pre-approved personal loan eligibility by visiting this bank’s official website indusind.com now.

How to Login to IndusInd Bank Portal?

• First of all you have to visit the official website of bank indusind.com.
• On the home page of the website, you will see the option of Login, click on it.
• After clicking, the login form will open in front of you.
• In this, you have to log in by entering the username and password.

Conclusion:

In this article, we have provided you complete information about IndusInd Bank Personal Loan. Any person can apply for this personal loan by reading this article. If you are facing any kind of problem in applying for this loan or you want to get more information about this loan, then you can talk to the customer care number of the bank. Hope you friends have found this article informative. If you liked this article then please share it with your friends.

FAQs on Indusind Bank Loan