IIFL Personal Loan Apply, Interest Rate 2024

How to get IIFL Personal Loan, Apply, Eligibility, Interest Rate, EMI Calculator, Minimum Salary, Civil Score and more details that we read in this article please read till the last.

If you want to apply for IIFL Finance Personal Loan then this article is for you. As friends know that Personal Loan is an Unsecured Loan.

The lender provides you solely on your credit history. In this article, we will know what is IIFL Personal Loan, what is the interest rate of this loan, what is the eligibility for the loan, what are the documents and how can we apply for IIFL Personal Loan etc. You read this article till the end.

IIFL Personal Loan 2024

Like other lender IIFL Finance also provides personal loan to the customers. You can avail this loan with minimal documentation and express delivery. You can take a personal loan for any of your personal expenses like marriage, medical emergency, higher education, children’s fees etc.

The loan amount given under IIFL personal loan depends on factors like income, CIBIL score, age, place of the applicant. If your income and your credit score is high then you can get IIFL Personal Loan 2024 up to higher loan amount.

You can get a personal loan up to Rs. 2,00,000 from IIFL Finance. IIFL Finance personal loan interest rate starts from 11.75% – 34% per annum. You have to pay processing charges on this loan up to 2% – 4% of the loan amount. You can take this loan for a period of 1 to 5 years.

IIFL Finance Loan Overview

• Loan Name : IIFL Personal Loan 2024
• Lender Name : IIFL Finance
• Loan amount: Up to Rs 2 lakh
• Interest Rate : Starting from 11.75% – 34% p.a.
• Loan Tenure: 1 to 5 years
• Processing Fee : Upto 2% – 4% of the loan amount
• Application Mode : Online / Offline
• Age Limit for Application: 19 to 65 Years
• Official Website : https://www.iifl.com/

IIFL Personal Loan Rate of Interest 2023

IIFL personal loan interest rate starts from 11.75% – 34% p.a. Before applying for any personal loan, you should know about the interest rate of that loan.

Before taking a personal loan, we need to know about Personal Loan Interest Rate 2024. If we apply for that loan without knowing the interest rate of the loan, then we may have to face a lot of problems at the time of repayment of the loan.

Benefits and Features of IIFL Personal Loan

• IIFL Finance provides personal loan up to Rs.2 lakh to the customers.
• To take this loan, the applicant should have a good credit history.
• The loan tenure of IIFL Personal Loan is from 1 to 5 years.
• 2.5% – 4% of the loan amount You have to pay the processing fee of the loan amount.
• IIFL personal loan interest rate starts from 11.75% – 34% p.a.
• Applicants can avail a personal loan for a domestic or international holiday, wedding, buying the latest gadget, higher education, buying a vehicle or even for home renovation.
• You can add a co-applicant to your loan to get a higher loan amount to get a good credit score.
• If you want to get any information about this loan or if you are facing any problem in applying, then you can contact customer service.

IIFL Personal Loan Documents Required

If you are applying for IIFL Personal Loan, then you should get all your documents together before applying so that whenever the bank asks for documents from you, you can show them all the documents immediately. To apply for IIFL personal loan, you must have the following documents:

• IIFL Personal Loan Application Form
• If you upload your documents online then you can get your loan amount in 24 hours.
• Selfie
• Aadhar Card
• KYC documents
• ID Proof (Not required in case of EKYC)
• Address Proof (Not required in case of eKYC)
• Valid pan card
• Passport size photo

IIFL Finance Personal Loan Eligibility

You can apply for this personal loan only if you are eligible for this loan. If you are not eligible for this loan then you cannot apply. To apply for IIFL personal loan, you must have the following eligibility:

• Applicant must be a permanent resident of India.
• Applicant should be a salaried person.
• The monthly income of the applicant should be Rs.5,000 or more.
• Applicant’s age should be between 19 to 65 years.

IIFL Personal Loan Apply

If you fulfill all the conditions of IIFL Personal Loan then you can apply online for this loan. IIFL Finance takes very less time to process the loan process. The loan amount will be transferred to your account within 24 hours of applying. Information about the process of applying online is given here.

IIFL Personal Loan Apply Online

• First of all you have to visit the official website of IIFL Finance www.iifl.com.
• On the home page of the website, you will see the option of Personal Loan in the option of Others, click on it.

• If all the information related to personal loan will come in front of you on the page.
• You have to read this information completely and check your eligibility.
• To apply, on this page you will see the option of Apply Now, click on it.
• On the next page, you have to enter your full name and mobile number and click on Next.
• A form will open in front of you.
• After entering the requested information in it, you have to click on submit.
• If you are facing any kind of problem in applying, then you can get information by calling IIFL Personal Loan Customer Care Number.

Personal Loan Fees and Charges

• Interest Rate – Starting from 11.75% – 34% p.a.
• Processing Fee – up to 2- 4% on Loan Amount
• Penalty fee, late payment fee, default of any money due – 2% compounded monthly

loan repayment

• Make Online Payment – ​​IIFL Finance provides the facility of online payment system to the customers. Now you can pay your loan online from anywhere.
• Pay through App – Now you can pay your loan by downloading the mobile app of IIFL Personal Loan in your smart phone (for both Android and iPhone).
• Pay through Wallet – Pay your interest or principal amount instantly:
  • Phone Pe
  • Google Pay
  • Paytm

IIFL Personal Loan EMI Calculator

Before applying for a personal loan, you should calculate the EMI (Equated Monthly Installment) of your loan. If you apply for that loan without calculating the EMI of the loan, then you may have to face a lot of problems at the time of loan repayment. You can calculate the EMI of your loan using the Personal Loan EMI Calculator by visiting the official website of IIFL Finance.

Loan EMI depends on three main factors – loan amount, loan tenure and interest rate. As soon as you click on the link given above, EMI Calculator will open in front of you. In this you have to enter Loan Amount, Loan Tenure and Interest Rate and you can see the EMI of your loan.

How to Check IIFL Personal Loan Status?

You can check your loan status in several ways:

• If you are an existing IIFL customer, you can check the status of your application with the help of your Internet Banking credentials. If you are not an existing customer then you can check the status of your application by creating your account by visiting the official website of IIFL Finance.
• If you do not want to check online, then you can also check offline by visiting the nearest branch of IIFL.
• Apart from this, you can also check the status of your application by calling on IIFL loan customer care number.

IIFL Personal Loan Customer Care Number

If you face any problem in applying for this loan then you can call on IIFL Personal Loan customer care number to get information.

• Customer Care Number – 1860-267-3000
• Email ID – [email protected]

Conclusion:

In this article, we have tried to give you complete information about IIFL Personal Loan. Any person who wants to take a loan to meet his personal expenses can apply for IIFL Personal Loan. Hope you friends have found this article informative. If you liked this article then please share it with your friends.

FAQs on IIFL Personal Loan