How to get CitiBank Personal Loan Apply, Eligibility, Interest Rate, EMI Calculator, Minimum Salary, Civil Score and more details that we read in this article please read till the last.
If you want to take personal loan from Citibank then this article is for you. personal loan a Unsecured Loan This happens because you do not have to give any kind of security to take this loan. by bank personal loan of the applicant CIBIL Score is given on the basis of
In this article we will know that City Bank What is personal loan, what is the interest rate of this loan and how can we apply for this loan.
Citibank Personal Loan 2024
Citibank Personal Loan As the name suggests, when we take a loan for any of our personal expenses, it is called a personal loan. Any person can take a Citibank personal loan for wedding expenses, travel, medical expenses, paying children’s fees, etc. You have to apply for this loan. You can apply for this loan both online and offline.
Personal loan depends on your credit score. The better your CIBIL score, the higher the loan amount you can get a personal loan. Citibank is providing personal loan to the customers at attractive interest rates. Citibank Personal Loan Under this, the customer can take a personal loan up to a maximum of Rs 30 lakh. The loan tenure of this loan is up to a maximum of 60 months.
Key Features of Citibank Personal Loan
- Loan Name: Citibank Personal Loan 2024
- Lending Bank Name: Citibank
- Loan Tenure: Maximum 60 Months
- Loan Amount: Maximum up to Rs 30 lakh
- Interest Rate: Starting from 10.75% pa
- Processing Fee : Up to 3% of the loan amount
- Foreclosure fee: Up to 4% of loan principal
- Application Mode: Online / Offline
- Official Website: https://www.online.citibank.co.in/
- Learn Citibank Wiki
Citibank Personal Loan Interest Rate 2024
Citibank personal loan interest rates start from 10.75% p.a. and can go up to 16.49% p.a. If you are an existing customer of the bank, then you can also take advantage of the attractive interest rates of the bank. Friends, before applying for a personal loan, you need to be aware of the interest rate of that loan.
If you apply for that loan without knowing the correct interest rate of the loan, then you may have to face problems at the time of repayment of the loan.
Benefits and Features of Citibank Personal Loan
- Any salaried individual or self-employed individual can apply for this personal loan.
- 30 lakh from Citibank.
- The interest rate of Citibank Personal Loan starts from 10.75% per annum.
- You can apply for this loan online by visiting the nearest branch of the bank or from the official website of the bank.
- Amount is transferred to your bank account within 48 hours of loan approval.
- Part pre-payment option is available.
- You can repay your loan after minimum 12 months.
- Sanctioned loan amount You have to pay booking fee up to 3%.
- You can avail this loan with minimal documentation and quick loan approval.
- For wedding expenses, to pay emergency medical bills or for any of your personal work, you can avail Citibank Personal Loan.
Citibank Personal Loan Eligibility
If you are eligible for this loan then only you can apply for this personal loan. The eligibility to apply for Citibank personal loan is as follows:
- Any salaried person or self-employed person is eligible for this loan.
- The minimum monthly income of the applicant should be Rs 25,000.
- Applicant’s age should be from 21 to 60 years.
- To get a personal loan, you have to apply in it.
Citibank Personal Loan Documents Required
Before applying for Citibank personal loan, you should collect all your documents so that whenever the bank asks for documents from you, you can show them all the documents immediately. To apply for this personal loan, you have to provide the following documents:
| Criteria | documents for salaried | documents for self employment | Documents for Expatriate (Additional) |
| identity proof | Photograph is mandatory Passport Driving License Voter ID Card Job Card Aadhar Card National Population Register (containing Name and Address details) | Photograph is mandatory Passport Driving License Voter ID Card Job Card Aadhar Card National Population Register (containing Name and Address details) | valid passport valid visa |
| Residence proof | Photograph is mandatory Passport Driving License Voter ID Card Job Card Aadhar Card National Population Register (containing Name and Address details) | Photograph is mandatory Passport Driving License Voter ID Card Job Card Aadhar Card National Population Register (containing Name and Address details) | Valid Passport Valid VisaDocuments issued by Government Departmentsof Foreign Jurisdiction Letter issued by Foreign Embassy/Mission in India |
| proof of age | Passport Driving License Voter ID Card Job Card Aadhar Card National Population Register (containing Name and Address Details) | Passport Driving License Voter ID Card Job Card Aadhar Card National Population Register (containing Name and Address Details) | |
| Length of employment/continuity of occupation | Letter from Employer Current and Past Employer Salary Slip/Form 16 HR Inquiry by Designated CPA Resource | Lease Deed/Rent Receipts Ownership Documents Utility Bills Tax Return From Same City 3 Year Old Bank Statement | |
| proof of income and business | Latest 2 payment slips ( not older than 3 months)
Bank statement of last 3 months | 1 Year Personal IT Return Calculation of Income Schedule 1 Year Audited P&L Last 3 Months Bank Statement |
Citibank Personal Loan Apply
If you fulfill all the conditions of this loan and you want to apply for this loan, then you can apply for this loan both online and offline. The procedure to apply for Citibank Personal Loan is given here.
Citibank Personal loan apply online
If you want to apply online for this personal loan, then follow the steps given below :
- First you need to visit the official website of Citibank https://www.online.citibank.co.in/ But have to come
- In the option of Loans on the home page of the website Personal Loan Click on this option will appear.
- On the next page, all the information related to personal loan will come in front of you.
- on this page you Apply for a Personal Loan Click on this option will appear.
- The form will open in front of you on the next page.
- Enter all the information asked in the form correctly and submit the form.
- After that the bank will contact you and will proceed with the loan process.
- If you fulfill all the conditions of the bank then your loan will be approved and the loan amount will be transferred to your bank account within 48 hours of loan approval.
How to apply offline ?
If you do not want to apply online then you can also apply offline. To apply offline, follow the steps given below :
- First of all you have to visit your nearest Citibank branch.
- You have to go to the bank and contact the bank employee.
- The bank employee will provide you all the personal loan related information.
- After that your documents will be verified.
- If you fulfill all the conditions of the bank then your loan will be approved and the loan amount is transferred to your bank account.
Personal Loan Fees And Charges
Citibank personal loan fees and charges are as follows:
| booking fee | 3% of the sanctioned loan amount |
| late payment fee | no late payment fee |
| Loan Pre-closure Charges | Up to 4% on the total principal outstanding |
| stamp duty | Charged in accordance with applicable and prevailing state laws on the loan agreement . |
Citibank Personal Loan Customer Care Number
If you are facing any problem in applying for this loan or if you want to get other information related to this loan, then you can get information by calling Citibank Personal Loan customer care number.
- Toll Free Number – 1860 210 2484
Conclusion:
In this article we have given you How to get Citibank Personal Loan Provided complete information about Any person who wants to get personal loan from Citibank can apply for Citibank personal loan by reading this article. Hope you friends have found this article informative. If you liked this article then please share it with your friends.
FAQs on Citibank Personal Loan
How much loan can I get under Citibank personal loan ?
Maximum up to Rs.30 lakh.
What is the tenure of Citibank Personal Loan ?
Maximum 60 Months
How to apply for Citibank Personal Loan ?
Complete information about applying for the loan is given in this article. You can apply for this loan by reading this article.
What is Citibank Personal Loan interest rate ?
The interest rate of this loan starts from 10.75% per annum.