How to get Bandhan Bank Personal Loan, Apply, Eligibility, Interest Rate, EMI Calculator, Minimum Salary, Civil Score and more details that we read in this article please read till the last.
So friends, if you want to take a personal loan from Bandhan Bank and want to know the full process of taking a personal loan, then this article is for you.
In this article we will know what is personal loan? Up to what amount we can get personal loan from Bandhan bank, what is the interest rate we have to pay on this loan, what are the documents, eligibility etc. for this Bandhan bank personal loan. That’s why you read this article till the end.
Bandhan Bank Personal Loan
If you want to take a personal loan from Bandhan Bank, then the first thing you need to know is what is a personal loan. Whenever you take a loan for any of your personal work, it is a personal loan or personal loan. You can take Bandhan bank instant personal loan for marriage, for your children’s education, for home repair, medical emergency etc.
Personal loan is an unsecured loan. Because on giving this loan by the bank, no security of any kind will be asked from you. Loan is provided to you by the bank on the basis of your CIBIL score. The better your CIBIL score, the more attractive interest rate you will get the loan.
Bandhan bank provides loan amount from Rs.50,000 to Rs.15 lakh under personal loan. Both salaried person and self employed people can take advantage of this loan.
Bandhan Bank Personal Loan Overview
- Loan Name: Bandhan Bank Personal Loan 2024
- Lending Institution : Bandhan Bank
- Loan Amount: Rs 50,000 to Rs 15 lakh
- Interest Rate : Start from 10.25% p.a.
- Loan Repayment Time: 36 Months
- Processing Fee : 1% of loan amount + GST
- Applicant age limit for loan: 21 to 60 years
- Prepayment Fee : Nil
- Read Wiki of Bandhan Bank
Bandhan bank personal loan amount
Now let’s talk about how much amount Bandhan Bank is giving us under personal loan. From Bandhan Bank, you can get personal loan from Rs 50,000 to Rs 15 lakh.
Bandhan Bank Personal Loan repayment period
You are given 12 months to 36 months to repay the loan back to the bank.
Bandhan Bank Personal Loan Interest Rate 2024
Bandhan Bank provides you loan at attractive interest rate. At present, this interest rate starting from 10.25% per annum. If your CIBIL score is good then you can get loan at low interest rate.
If you apply for that loan without knowing the exact interest rate of the loan, then you may have to face difficulties at the time of repayment of the loan.
Benefits and Features of Bandhan Bank Personal Loan
If you want to take instant personal loan from Bandhan Bank, then you can know about the benefits and features of this loan from here:
- From Bandhan Bank, you can get personal loan from Rs. 50 thousand to Rs. 15 lakh.
- This loan is given to you at an interest rate starting from 10.25% per annum.
- If you follow all the conditions of this bank, then you are given this loan in many documents.
- Personal loan is an unsecured loan, so you do not have to provide any kind of security or collateral.
- Since you do not have to provide any security or collateral, your Bandhan bank personal loan is approved in a very short time. The amount of this loan is transferred to your account in maximum 48 hours.
- No hidden charges are charged from you on Bandhan Bank Personal Loan.
- If you face any kind of problem in taking a personal loan, then you can talk to the customer care of Bandhan Bank.
- If you are one of the existing customers of Bandhan Bank, then you get the benefit of special offers, interest rates and charges.
- Once your application form and documents are verified and your loan is approved, the loan amount is transferred to your account within 2 working days.
- Both salaried and self-employed individuals can apply for Bandhan Bank Personal Loan.
Documents Required for Bandhan Bank Personal Loan
Till now friends we have taken How to get Bandhan bank personal loan? Gained a lot of information about Now we will talk about what documents do we have to provide to apply for this personal loan. You can see the documents here:
- Proof of Identity (Passport/PAN Card/Voter ID Card/Driving License/Aadhaar Card)
- Address Proof (Passport/PAN Card/Voter ID Card/Driving License/Aadhaar Card)
- Signature Proof (Passport/Pancard)
- one photo
- Salary slip and Form-16 of last three months for salaried for 1 year
- ITR for last 2 years with calculation of P&L A/c for Income, Balance Sheet and Self-Employed
- Original KYC documents (for verification at the branch for online application)
- Not applicable for pre-qualified offer based on online application
Bandhan Bank Personal Loan Eligibility
To apply in Bandhan Bank, you should have some eligibility which is as follows:
- Applicant must be a permanent resident of India.
- Salaried and self-employed professionals can apply.
- For salaried individuals the minimum age is 21 years and maximum is 60 years.
- The minimum age for self-employed persons is 23 years and maximum is 60 years.
- Persons having relationship of at least 6 months with Bandhan Bank.
- The account should be operational with minimum one customer induced credit and debit each per month.
Bandhan bank personal loan apply
If you fulfill all the conditions of this loan, then you can apply for it both online and offline. To apply, follow the steps given below:
Bandhan Bank Personal Loan apply Online
- To apply online, you have to first go to the official website of the bank, bandhanbank.com .
- On the home page of the website, click on the Personal Loan option in the Loan option.
- All the information related to personal loan will come in front of you.
- To apply , click on the option of Apply Now .
- The loan application form will open in front of you.
- Enter the requested information like name, mobile number, email id etc. and click on submit.
- After this the representative of the bank will contact you and the loan process will be issued further.
How to apply offline?
- To apply offline, you have to first go to your nearest bank branch.
- Contact the bank employee who will provide you complete details of personal loan.
- Will verify your documents.
- You have to fill a form with which the documents have to be attached and deposited in the same bank.
- If your loan is approved then the loan amount will be transferred to your bank account.
How to Check Bandhan Bank Personal Loan Application Status?
If you want to check the status of your application, then you can check the status of your application by following the steps given below:
- You can check the status of your application by logging into NetBanking.
- Apart from this, you can check the status of the application by talking to Bandhan Bank customer care number 1800-258-8181 / 033-4409-9090.
- You can also contact on Bandhan Bank’s email id [email protected].
Bandhan bank personal loan EMI calculator
Before taking a loan from the bank, it is very important for us to know that how much EMI amount we have to pay every month to repay the loan. As the personal loan interest rate in Bandhan Bank starts from 10.25%. You can easily understand EMI from the table given below:
| Loan Amount ( Rs ) | interest rate (per annum) | loan tenure | Monthly EMI Payment (Rs) |
|---|---|---|---|
| 50,000 | 10.25% | 1 year 2 years 3 years | 4,534 2,445 1,755 |
| 1 lakh | 16% | 1 year 2 years 3 years | 9,073 4,896 3,515 |
| 3 lakh | 16.50% | 1 year 2 years 3 years | 27,290 14,760 10,621 |
| 5 lakh | 17% | 1 year 2 years 3 years | 45,602 24,721 17,826 |
Compare Bandhan Bank Personal Loan with other Personal Loan
| banks’ name | Rate of interest | tenure | Loan Amount (Rs) | processing fee |
|---|---|---|---|---|
| Bandhan Bank | Starting from 10.25% | 12 to 36 months | up to 15 lakhs | 1% of loan amount |
| HDFC bank | 10.75% forward | 12 to 60 months | up to 15 lakhs | Up to 2.50% of the loan amount |
| ICICI Bank | 11.25% ahead | 12 to 60 months | up to 20 lakhs | Up to 2.25% of the loan amount plus GST |
| City Bank | Starting at 9.99% | 12 to 60 months | up to 30 lakhs | Up to 3% of the loan amount |
| axis Bank | 12% ahead | 12 to 60 months | 50,000 to 15 lakh | 2% of loan amount plus GST |
Bandhan Bank Personal Loan Contact Number
By reading this article you can apply for Bandhan Bank Personal Loan. Complete information about Bandhan Bank Personal Loan is given in this article. If you want to get more information about this loan or if you are facing any kind of problem in applying for this loan, then you can contact on the helpline number given below:
- Toll Free Number – 1800-258-8181
- Customer Care Number – 033-4409-9090
- Email ID – [email protected]
Conclusion:
In this article I have given you Bandhan bank personal loan Tried to give complete information about If you want to know more about Bandhan Bank Personal Loan then you can talk to its customer care. If you have found this article informative, then please share it with your friends and stay connected to our blog to get similar information.
FAQs Bandhan Bank Personal Loan
What is the interest rate for Bandhan Bank Personal Loan?
Starting from 10.25% per annum
How much time does Bandhan Bank give to repay the personal loan?
Upto 60 Months
How much is the processing fee to be paid on personal loan in Bandhan Bank?
1% of loan amount+GST
Does Bandhan Bank offer Personal Loan?
Yes, you can take a personal loan from Bandhan Bank from Rs.50,000 to Rs.a5 lakh.