HDFC MoneyBack Plus Credit Card Apply 2024 Review, Limit, Charges, Benefits: Hi friends, In this article, we will provide you information about a credit card of HDFC Bank named HDFC MoneyBack+ Credit Card. HDFC Bank offers various types of credit cards as per the requirement of the customers. This credit card is one of them. You can click on this link Best HDFC Credit Card You can get information about.
You can avail a wide range of benefits of HDFC Moneyback Plus Credit Card. Before applying for a credit card, you must know completely that credit card what happens. In this article, we will know in detail what is HDFC Moneyback Plus credit card, what is the eligibility, documents for this card and how can we apply for this credit card etc., so you can read this article till the end..
HDFC MoneyBack Plus Credit Card
This card gives you every purchase Offers rewards. You can apply for this credit card both online and offline. In the credit card, you are given a limit which is called credit card limit (HDFC Moneyback Plus Credit Card). This limit allows the customer to CIBIL score is given on the basis of income, employment status etc. If your income is very high and you have a good CIBIL score then you can get a higher limit amount card.
HDFC MoneyBack+ Credit Card Eligibility
To apply for this HDFC credit card, you have to fulfill its full eligibility. The eligibility for credit card apply is as follows:
- All types of salaried and self-employed persons can apply for this card.
- Applicant must be a resident of India.
- For salaried person the minimum age is 21 years and maximum age is 60 years.
- The monthly income of the salaried person should be Rs 20,000 or more.
- The minimum age for self-employed person is 21 years and maximum age is 65 years.
- The annual income of a self-employed person should be Rs 6 lakh or more.
Read Also : SBI Credit Card
Documents Need for HDFC MoneybackPlus Plus Credit Card
You must have all the documents required to apply for a credit card. You can also go to the bank to get more information about the document. The document is as follows:
- proof of address
- proof of identification
- pan card
- proof of income
- KYC documents
- Bank statement
- Other Documents
HDFC MoneyBack+ Credit Card Benefits and Features
10X Cashpoint:
- 10X Cashpoints on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore and Swiggy.
5X Cashpoint:
- 5X Cashpoints on EMIs when you spend at merchant locations.
2 Cashpoints:
- 2 Cashpoints for every Rs.150 spent elsewhere (excluding fuel, wallet load / prepaid card load and voucher purchases).
15% Off:
- Avail up to 15% off at 2000+ premium restaurants in select cities.
Zero Lost Card Liability:
- If your HDFC Bank Moneyback + Credit Card is lost or stolen somewhere, then inform the bank within 24 hours, if you inform the bank immediately, then any fraudulent transactions done on your credit card But you will not have any liability.
Interest Free Loan Tenure:
- credit period from the date of purchase to 50 days.
Revolving Credits:
- You can avail revolving credit on your HDFC MoneyBack Plus credit card at a nominal rate of interest.
Fuel Surcharge Waiver:
- 1% fuel surcharge waiver on fuel transactions. Minimum transaction is Rs.400 and maximum transaction is Rs.5,000 and maximum discount is Rs.250 per statement cycle.
Welcome / Renewal Benefits:
- 500 Cash Points (applicable only on payment of membership fee).
Quarterly Expense Based Benefits:
- Get a welcome voucher of Rs.500 for at least Rs.50,000 spent per calendar quarter. Get gift vouchers up to Rs.2,000 in a year.
Renewal Offer:
- 50,000 per annum. Or get the renewal membership fee waived if you spend more.
Smart EMI:
- HDFC MoneyBack Plus Credit Card, you can convert your big expenses into EMI.
Contactless Payment:
- This card enables you to make contactless payments. This allows you to make fast, convenient and secure payments at retail outlets.
- 5,000 through contactless mode where you do not need to enter your credit card PIN. If the amount is more than Rs.5,000 then you have to enter your PIN for security.
Reward Points/Cashback Redemption & Validity:
- You can easily redeem the reward points you have received on your HDFC MoneyBack Plus credit card.
- You can easily use these cashpoints for travel benefits like flight and hotel bookings.
- For redemption for statement balance, the cardholder should have a minimum cashpoint equivalent to Rs.500.
- You… Yourself HDFC Moneyback+ Plus Credit Card But all the cashpoints you earn are valid only for 2 years from the date of transaction.
HDFC MoneyBackPlus Credit Card Charges
- Joining/Renewal Membership Fee : Rs.500 + by applying
- 50,000 or more in the first one year and get the renewal fee waived.
HDFC MoneyBack+ Credit Card Apply
If you fulfill all the conditions of this HDFC credit card, then you can apply for it both online and offline. Follow the steps given below to apply:
HDFC MoneyBack Plus Credit Card apply online
- To apply online, you must first visit the official website of HDFC Bank. hdfcbank.com will go on.
- On the home page of the website, you will find the option of credit card MoneyBack Plus Credit Card Click on this option will appear.
- As soon as you click on this link, all the information related to HDFC Moneyback Plus credit card will come in front of you.
- To apply, you have to click on the option of Apply Now.
- The form will open in front of you.
- Enter the requested information in it and click on submit.
- After you fill the form, the bank will contact you and issue further process.
How to apply offline ?
- To apply offline for MoneyBack Plus credit card, you have to first visit your nearest HDFC Bank branch.
- Visit the bank branch and contact the bank employee who will provide you complete information about the MoneyBack Plus credit card.
- Then your documents will be verified.
- You have to fill a form and submit the required documents to the bank.
- If your application is accepted, you will be issued a MoneyBack Plus credit card.
HDFC bank credit card customer care
If you want to get other information about the credit card, then you can get the information by calling the customer care number of the bank.
- Toll Free Number : 1800 202 6161 / 1860 267 6161
My Last Thoughts:
In this article we have you Provided complete information about HDFC MoneyBack Plus Credit Card. Any person who wants to take MoneyBack Plus credit card from HDFC Bank can apply for this credit card by reading this article.
I hope friends, you have found this article informative. If you liked the information given in this article, then please share it as much as possible.
FAQs on HDFC Bank Moneyback Plus Credit Card:
Is HDFC Moneyback Credit Card Lifetime Free ?
No, you have to pay a fee for this.
Is HDFC Moneyback Plus Credit Card good ?
If you use credit card smartly then it can be beneficial for you.
How to Apply HDFC MoneyBack+ Credit Card
The Complete information given in this article.