Haryana Vidhwa Mahila Udyami Loan Yojana 2020 – Loan of 3 Lakhs for Self Employment

Haryana Widow Women Entrepreneur Loan Scheme – Subsidy Loan of 3 Lakhs for Self Employment, हरियाणा विधवा महिला उद्यमी ऋण योजना – स्वरोजगार लगाने के लिए 3 लाख का सब्सिडी लोन

The Haryana government is going to start a subsidy loan scheme for widowed women in the state. This government scheme will be a major step of Chief Minister Manohar Lal in making widow women self-reliant. The state’s Ministry of Women and Child Development is serious about starting the Widow Women Entrepreneur Loan Scheme 2020 (Haryana Subsidized Loan Scheme for Widows). In this direction, a loan of three lakh rupees will be given by the state government to make these women entrepreneurs now. In which 25 percent subsidy will be given by the government.

The objective of starting the Mukhyamantri Subsidized Loan Scheme for Widows, the Chief Minister of the Ministry of Women and Child Development, will make the development and upliftment of widowed women self-reliant. 25% subsidy or Rs. 50,000, whichever is the maximum, will be borne by the government in interest of loan of Rs. 3 lakh given to widow women to set up their own enterprise, self-employment.

Haryana CM Widow Women Entrepreneur Loan Scheme 2020 (CM Subsidized Loan Scheme For Widows) will be launched in various stages. In the first phase of the first year, provision will be made to give loans to one thousand widow women.

Widow Women Entrepreneur Loan Scheme – Eligibility and Conditions

  •     According to the official statement, the woman should be a permanent resident of Haryana
  •     He should have a certificate of being a resident of Haryana
  •     The annual income of the family of the applicant woman should not exceed Rs. 3 lakh including all the sources.
  •     income certificate
  •     Aadhar card is a must
  •     The widow female candidate should be between 18 and 55 years old.
  •     Apart from this, no other loan scheme is already being availed by the government. The candidate will get the benefit of only one plan at a time.

For now, the Haryana government has allocated five crore rupees for subsidy. This scheme will be implemented through banks, in which the loan given by the bank will be given to the eligible woman without holding some collateral security.

Benefits and features of Chief Minister widow women entrepreneurship loan

Under the CM Widow Women Self Employment Loan Scheme, women will also be given skill training for a short period before giving loans, which will be absolutely free. You can see below the list of areas in which skill training (Areas of Free Training under Subsidized Loan Scheme for Widows) will be given:

  •     Boutique
  •     Stitching
  •     Taxi & Auto
  •     Pickle units
  •     Food Processing
  •     Carry bag training
  •     The bakery
  •     Readymade garments
  •     Milk production
  •     Computer Job Works

Apart from the works mentioned above, if any other work which the woman is capable of doing, loan will also be provided for all those works. The Minister said that under this scheme, the Institute of Hotel Management, Punjab National Bank, Khadi and Village Industries Board and Micro, Small and Training for providing short-term training (Free Training Under Subsidized Loan Scheme for Widows) before giving loans to women. Assistance of entrepreneurship development program will be taken through medium enterprise institutions, so that skill development of widows can be taken.

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