Flipkart Axis Bank Credit Card Apply 2024 Review, Charges, Types, Benefits: Companies thrive through co-branding. When two giants join hands they can leverage each other’s capabilities, competencies as well as the customer base. The Flipkart Axis Bank Credit Card serves the benefits of two masters. It is a revenue-generating innovative product for the issuer and a feature-loaded buying mechanism for the customer.
So, if you are a frequent purchaser on Flipkart and want to add a pleasant quotient to your regular shopping spree, then the Flipkart Axis Bank Credit Card is a must-have for you. Now that you are tempted to carry this credit card in your pocket, you must be wondering what are the benefits of Flipkart Axis Bank Credit Card and how to get it. no worry; You will get all the information about Flipkart Axis Bank Credit Card.
Axis Bank is a very large private bank. In 1999, it was known as UTI Bank. The bank gives itself very good banking services such as loan, savings account, insurance, credit card, many such banking services are given and this bank is very good. It also gives types of loans like; Home loan car loan, business loan, personal loan, many such loans are given by Axis Bank, this bank gives credit cards for online shopping from Flipkart.
This card has been launched by Axis Bank in association with Flipkart. With this card, the customer can buy anything from Flipkart and get good discount on it. Cashback is very much available on shopping inside this card. In this article we will discuss Flipkart Axis Bank We will tell you in detail about Credit Card Details, how to get Flipkart Axis Bank Credit Card, which documents are required for Flipkart Axis Bank Credit Card.
What is Flipkart Axis Bank Credit Card?
Flipkart Axis Bank Credit Card: – Axis Bank has launched a new credit card in association with Flipkart, this card is similar to a credit card but all credit card work cannot be done with this card. Can do online shopping on Myntra and 2GUD, get oil in car, use airport lounge, do many such things and get 4% cashback on buying anything.
Key Highlights of Flipkart Axis Bank Credit Card
| description | Properties |
|---|---|
| joining fee | Rs.500/- |
| Annual Fee | Rs.500/- (Exempt on annual expenditure of Rs.2 lakh or more) |
| best suited | Cashback for shopping and travel |
| welcome benefits | 2,900 joining and activation benefits from Flipkart, MakeMyTrip, Goibibo, Gaana, and Myntra |
| cashback rate | |
| On Flipkart and Myntra | 5% cashback |
| On Cure.fit, Goibibo, MakeMyTrip, PVR, Uber | 4% cashback |
| on other categories | 1.5% cashback |
Axis Bank Flipkart Credit Card Benefits & Features
- You can do free shopping up to Rs 3000 on making Axis Bank Flipkart Credit Card for the first time.
- Flipkart Axis Bank Credit Card: After swiping the card for the first time, you can get Flipkart vouchers worth Rs.500
- Can avail 6 months membership on Gaana.com with Credit Card
- Get up to Rs.2,000 off on minimum booking of Rs.500 at Goibibo
- On your first transaction on Myntra with this credit card, get Rs. Get up to 500 cashback
- 5% cashback on Flipkart, Myntra and 2GUD flipkart axis bank credit card benefits,
- Get 4 free tickets at domestic airports with Axis Bank Flipkart Credit Card
- 400 with Axis Bank Flipkart Credit Card. 4000 to Rs. Fuel surcharge waiver on purchase of fuel up to Rs. 500 in a month.
- Customers get EMI offers when they purchase from Flipkart with the Flipkart Axis Bank Credit Card. 2,500 Rs. Payment for purchases above.
Read Also: Standard Chartered Credit Card
Features and Benefits of Flipkart Axis Bank Credit Card in Details
Flipkart Axis Bank Credit Card is one of the most popular shopping credit cards in India. The features and benefits of this card are as follows:
1. Welcome Benefits
The Flipkart Axis Bank Credit Card has a very generous welcome package totaling Rs 2,900. As against the joining fee of Rs 500, it stands as a good value back for the users.
Its Welcome/ Activation benefits include:
- Rs.500 Flipkart Vouchers on First Transaction Within 30 Days
- Gaana.com 15 months subscription for just Rs 399 (Otherwise available for Rs 1,299)
- Rs.500 off on domestic hotel bookings through Goibibo
- Rs.500 off on domestic hotel bookings through MakeMyTrip
- 15% cashback up to Rs.500 on Myntra
Read Also: Federal Bank Credit Card
2. Cash Back
The Flipkart Axis Bank Credit Card offers cashback in the following ways:
| merchant platform | cashback |
|---|---|
| Flipkart and Myntra | 0.05 |
| Preferred merchants (Cure.fit, Goibibo, MakeMyTrip, PVR, and Uber) | 0.04 |
| All other merchants | 0.015 |
The flat cashback rate on Flipkart is quite good as compared to other cards in the market. Also, unlike the Amazon Pay ICICI card, where the cashback is credited as Amazon Pay balance, the Flipkart card has kept it simple with a direct statement credit model. Any cashback you earn will be directly credited to your credit card account thus eliminating the hassle of reward/cashback conversion.
An example to understand the cashback earning on Flipkart Credit Card-
Let’s say you spend Rs 50,000 in one billing cycle. The details of your expenses are as follows:
Flipkart: Rs 10,000
MakeMyTrip: Rs 5,000
Other Expenses: Rs 35,000 (including EMI of Rs 10,000)
Since EMI transactions are ineligible for cashback, EMI transactions of Rs 10,000 will not be counted in the cashback calculation.
Total expenses eligible for cashback: 10,000 + 5,000 + 25,000 = Rs 40,000
Now, the calculation of cashback for the same billing cycle will be:
5% of Rs 10,000 (Flipkart) = Rs 500
4% of Rs.5,000 (MakeMyTrip) = Rs.200
2% of Rs 25,000 = Rs 375
Total cashback credit on customer’s credit card = Rs 1,075
Read Also: HSBC Credit Card Apply
3. Airport Lounge Access
Enjoy 4 complimentary lounge visits to select airport lounges within India per calendar year with your Flipkart Axis Bank Credit Card.
Four visits to India in a calendar year.
Some of the lounges include-
Delhi Plaza Premium Domestic T1D, T2, T3, Delhi Plaza Premium International, Karnataka Bangalore TFS Domestic & International, Maharashtra Mumbai MALS Domestic and Maharashtra Pune Bird Domestic.
4. Fuel Duty Waiver
1% discount between Rs.400 and Rs.4,000 at all petrol pumps in India, up to a maximum of Rs.500.
5. Dining
20% off on dining from partner restaurants.
Read Also: IDBI Bank Credit Card
6. Other Benefits
- Apart from cashback and co-branded welcome benefits, you can also avail the following benefits on the Flipkart Axis Bank Credit Card:
- 4 complimentary domestic lounge visits every year (valid till 31st March)
- 1% fuel surcharge waiver for transactions between Rs.400 to Rs.4,000 (maximum Rs.500 off in a month)
- Up to 20% off at 4,000+ partner restaurants including KFC, TGIF, Berco’s and more.
The overall benefits in monetary terms are tabulated below:
| expenses | annual expenses | cashback amount | Discount/Benefit Amount |
|---|---|---|---|
| on flipkart | Rs 36000 | 1800 rupees | |
| on Myntra | Rs 12000 | 600 rupees | |
| on 2GUD | Rs 12000 | 600 rupees | |
| Preferred Merchant Brand | Rs 66000 | 2640 rupees | |
| Other expenses | 60000 rupees | 900 rupees | |
| fuel cost | Rs 12000 | 120 rupees | |
| Dining Benefits | 24000 rupees | Rs 360 | 4800 rupees |
| welcome benefits | 2900 rupees | ||
| Benefits of airport lounges | 4000 rupees | ||
| annual fee waiver | 500 rupees |
Should you get this card?
The Flipkart Axis Bank Credit Card is best suited for the needs of those who shop online frequently, especially with Flipkart, Myntra and other partner merchants. So, if you are loyal to these websites, you must get the card.
However, if you are not sure whether you will be able to make the most of it or not, here are some points to help you make the most of your choice:
- Flipkart, like Amazon, deals in a wide range of large appliances and gadgets from books, apparel and groceries and you will get 5% cashback on all of them.
- Myntra is quite a popular platform for the fashion needs of men, women and kids, offering 5% cashback.
- For travel, you have two options – MakeMyTrip and Goibibo, both in the 4% cashback slab.
- Miscellaneous needs like movies (PVR), cabs (Uber) and health (cure.fit) etc. also come under the 4% cashback slab.
- You will not get any cashback on fuel transactions and no fuel benefits other than normal fuel surcharge waiver
Flipkart Axis Bank Credit Card Fees and Charges
The Flipkart Axis Bank Credit Card fees and charges are listed in the table below:
| grade | Fees/Charges |
|---|---|
| Joining fee | 500 rupees |
| Annual Fee | After 2nd year: Rs.500 |
| Annual fee waived off on annual expenditure above Rs. 2,00,000. | |
| Add-on Card Joining Fee | Zero |
| Add-on Card Annual Fee | Zero |
| Card replacement fee (effective from 10/10/20) | 100 rupees |
| cash payment fee | 100 rupees |
| duplicate statement fee | sorry |
| Charge slip retrieval fee or copy request fee | sorry |
| outstation check fee | sorry |
| mobile alerts for transactions | Free |
| hotlisting fee | Zero |
| balance inquiry fee | sorry |
| Finance Charges (Retail Purchase & Cash) | 3.6% per month (52.86% per annum) |
| Cash Withdrawal Fee | 2.5% of the cash amount (minimum Rs.500) |
| over limit penalty | 2.5% of the over limit amount (minimum Rs.500) |
| Check return or dishonor fee or auto-debit reversal | 2% of the payment amount or Rs 450 minimum. |
| On purchase or cancellation of railway ticket | Surcharge fixed by IRCTC / Indian Railways |
| foreign currency transaction fee | 3.5% of the transaction value |
Flipkart Axis Bank Credit Card – Overdue Penalty or Late Payment Fees
| late payment fee | arrears |
|---|---|
| Zero | If the total payment due is up to Rs.300 |
| Rs 100 | If the total payment due is between Rs 301 – 500 |
| 500 rupees | If the total payment due is between Rs.501 – Rs.1,000 |
| 500 rupees | If the total payment due is between Rs 1,001 – 10,000 |
| Rs 750 | If the total payment due is between Rs.10,001 – Rs.25,000 |
| 1000 rupees | If the total payment due is between Rs 25,001 – 50,000 |
| 1000 rupees | If the total payment due exceeds Rs.50,000 |
Axis Bank Flipkart Credit Card Eligibility
- Individuals eligible for Flipkart Axis Bank Credit Card:
- The age of the primary cardholder should be between 18 to 70 years
- The person must be either a resident of India or a non-resident Indian
- Please note that these criteria are only indicative and the Bank reserves the final authority to approve or reject the applications for Flipkart Axis Bank Credit Card.
Documents Required for Flipkart Axis Bank Credit Card
- A copy of PAN card or Form 60,
- Residence Proof (Telephone Bill, Passport, Ration Patrika, Electricity Bill)
- Identity Proof, (Aadhar Card, Passport, Driving License, PAN Card)
- A color photo
- Proof of Income in the form of latest payment / Form 16 /
- IT return copy
Apply Online for Flipkart Axis Bank Credit Card
If any person wants to apply online for Flipkart Axis Bank Credit Card, then he can apply from the official website of the bank, the link of the website is given below.
Method 1 – Apply from FlipKart App
Step: Applying for a credit card
- First of all, open the Flipkart app or visit to the link on your phone and then by clicking on the menu (≡) button, open the menu option.
- After this, out of all these options, you click on the option of My Account.
- Now all the information about your Flipkart account will come. In this, you have to click on Apply Now option under Flipkart Axis Bank Credit Card.
- After this Flipkart Axis Bank Credit Card information will appear in front of you. Here click on Apply Now button.
- Now you have to fill the form to apply for credit card. In this form, you have to fill first name, father’s name, date of birth etc. After filling this information click on Next.
- In the next page you have to fill your financial information. Here you fill information like PAN number, employment status, annual income and then click on Next.
- After this, in the next page, you have to fill your e-mail, mobile number, home and office address etc. and then click on Next.
- After this you will be asked whether you are an employee of Axis Bank? So you select Yes or No option. After that click on the Finish button.
- After this you have to check the box of Terms & Conditions, click on Accept & Continue.
- Now an OTP will come on the mobile number registered with your Flipkart account. Enter this OTP and then click on Verify.
- After some time it will submit your Flipkart Axis Bank credit card application.
Step: KYC
- After this, the option of doing video KYC will come in front of you. You click on Proceed with Video KYC.
- Now you will be asked to carry the essentials for video KYC. Keeping all these documents with you, click on Continue.
- Yes / Allow whatever permission you ask for it.
- First you have to verify your Aadhar card number, mobile number and PAN card number. Fill this information and click on Verify Details. After that click on I Agree.
- An OTP will be sent to the mobile number registered with your Aadhar card to verify the Aadhar card. Fill this OTP and click on Confirm OTP.
- Your personal information will come, check it once and then click on Proceed. After this, by checking the box below, click on Check Agent Availability.
- After this, the agent of Axis bank will do your KYC through video call. Agent will ask you to verify some documents, show your documents over video call.
- After the video call is over you will be redirected to the home page of your Flipkart app and your KYC will be done successfully.
- Your PAN card and Aadhar card will then be taken from your home to verify your address and annual income.
- After this, you will get your Flipkart Axis Bank Credit Card in a few days interval.
Friends, follow the above process, you can easily apply your Flipkart Axis Bank Credit Card. Friends, sometimes your application gets rejected after applying for a credit card from the above process. So don’t be disheartened we have another way to get Flipkart Axis Bank Credit Card. If the first method does not apply for your credit card, then you can also apply for your credit card through our second method.
Method 2 – Apply from Axis Bank Website
Friends, many times if you apply for a credit card from the official app of Flipkart, you can also apply for the Flipkart Axis Bank Credit Card from the Axis Bank website.
Flipkart Axis Bank credit card Late Fee
- 0 on total payment up to Rs.100/-
- 100-300 late fee is Rs.100
- Late fee up to 301-1000 is Rs.300
- 1000-5000 late fee is ₹ 500
- Late fee up to 5000-10000 is Rs.600
Flipkart Axis Bank credit card customer care number
- 1860 – 419 – 5555
- 1860 – 500- 5555
- 1800-419-5959
- 1800-419-6969
Agri and Rural
- 1 – 800 – 419 – 5577
Conclusion
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FAQs on Flipkart Axis Bank Credit Card
Do I get any reward points on Axis Bank Flipkart Credit Card?
No, the card offers direct cashback for all transactions.
The accumulated cashback will be credited directly to the statement.
Where can I avail fuel surcharge waiver?
You can avail fuel surcharge waiver at any petrol pump across India.
However, the maximum exemption amount has been capped at Rs 500 per month.
Also, the fuel transaction should be between Rs 400 to Rs 4,000.
Amount above or below this will not be eligible for surcharge exemption.
What is the Foreign Exchange Markup Fee?
Every time you make a payment in a foreign currency, a foreign exchange markup fee is charged on the amount.
This rate is 3.50% for Flipkart Axis Bank Credit Card.
Can I withdraw cash using Flipkart Axis Bank Credit Card?
Yes. You can withdraw cash up to the cash limit provided to you.
However, a cash withdrawal fee at the rate of 2.5% of the amount withdrawn or Rs.500, whichever is higher, will be charged.
Will I get cashback on fuel transaction?
No, fuel transactions are not eligible for cashback.
How long does it take for Flipkart Axis Bank Credit Card to get approved?
The Bank will notify the Bank of any decision taken on acceptance or rejection of the Flipkart Axis Bank Credit Card within 21 working days from the date of receipt of the application.
Once approved, the cards will be delivered to the register address within 10 days.
What is the joining fee and annual fee for Flipkart Axis Bank Credit Card?
The joining fee for Flipkart Axis Bank Credit Card is Rs 500 + GST.
It is charged in the first billing statement.
An annual fee of Rs 500 + GST is charged on Flipkart Axis Bank Credit Card from the second year onwards.
However, cardholders can get a fee waiver for spending Rs 2 lakh annually.
What is Flipkart Axis Bank Credit Card Limit ?
The credit limit offered to you on the Flipkart Axis Bank Credit Card will depend on your income status and credit score.
Is Flipkart Axis Bank A Credit Card A Lifestyle Credit Card?
Apart from lifestyle deals, the Flipkart Axis Bank Credit Card offers a wide range of benefits.
You can also earn direct benefits and cashback on travel, food and fuel.
How do I generate a PIN for my Axis Bank Credit Card?
You can generate a PIN for My Axis Bank Credit Card instantly by visiting any Axis Bank ATM, you can also call it by the name of Axis Bank Credit Card Customer Care of the Bank. When you visit the ATM, the PIN can be easily generated by following a few steps.