Federal Bank Credit Card Apply 2024 Review – Types, Benefits

Federal Bank Credit Card Apply 2024 Review – Types, Benefits: Hi friends, In this article, we will know in detail what is Federal Bank Credit Card, eligibility for this card, what are the documents and how can we apply for this card etc., so read this article till the end.

If you are thinking of taking a credit card from any bank, then you can once consider the credit card of Federal Bank.

There are many benefits of Federal Bank Credit Card that you can avail. With the help of credit card, you can make any type of payment online or offline.

Federal Bank Credit Card Details

Before applying for Federal Bank Credit Card, you should know what a credit card is. A credit card is a financial instrument that allows customers to transact without making immediate payments. In a credit card, a limit is given to you by the bank, which is called Credit Card Limit. You cannot do transactions above this limit.

You have to pay your credit card bill at the end of the month. This limit given to you in the credit card will be given to the customer for his CIBIL Score is given on the basis of factors like income, credit history. If your CIBIL score is very good and your income is very good then you can get the card of higher limit. you both online and offline can do.

The bank offers various types of credit cards according to the needs of the customers. The eligibility, benefits etc. for different credit cards can be different. You can apply for the card you want to take advantage of.

Federal Bank Credit Card Types

The bank offers various types of credit cards as per the requirement of the customers. Eligibility, benefits etc. may vary depending on the credit card. Here is the information about all the credit cards. You can compare all these cards and find out the best Federal Bank Credit Card for yourself. These credit cards are as follows:

• Federal Bank Visa Celesta Credit Card
• Federal Bank Visa Imperio Credit Card
• Federal Bank Visa Signet Credit Card
• Federal Bank Mastercard Celesta Credit Card
• Federal Bank Mastercard Imperio Credit Card
• Federal Bank Mastercard Signet Credit Card
• Federal Bank Rupay Signet Credit Card
• Federal Bank Add On Card

Federal Bank Visa Celesta Credit Card:

The benefits and features of this credit card are as follows:

Benefits and Features:

• The Annual Percentage Rate (APR) for this card is 5.88% per annum.
• 3x rewards on spending for travel and international categories.
• 2x rewards on spending for dining categories.
• 1x Reward for other category.
• annual membership fee for this Federal Bank Visa Celesta Credit Card is Rs.3,000.
• Get an Amazon Pay e-voucher worth Rs.600 for spending Rs.10,000 or more within 30 days of card issuance.
• Avail once a month Bogo offer on INOX movie tickets.
• Take advantage of 1% discount on fuel surcharge.
• Hotels up to 15% off.
• Travel, Food, Shopping, Sports, Entertainment, Lifestyle Take advantage of various offers etc.
• Use of complimentary lounge access twice a year at international airports and 4 times per quarter at domestic airports.
• Get an annual membership fee of Rs.3,000 in the next year if you spend Rs.30,000 or more in the current year.

Also read: HSBC Credit Card

Federal Bank Visa Imperio Credit Card:

Benefits and Features:

• The Annual Percentage Rate ( APR) is 5.88% per annum.
• 3x rewards on spending on health care, grocery.
• 2x reward on spending for utility categories (like bill payment for electricity, gas, mobile etc.) and 1x reward for other categories.
• annual membership fee for this Federal Bank Visa Imperio Credit Card is Rs 1500.
• Rs.400 off on spending at least Rs.5,000 in the first 30 days Get Amazon Pay E-Voucher.
• Avail BOGO offers on INOX movie tickets.
• travel, food, shopping, sports, entertainment etc.
• Avail 1% fuel surcharge waiver at all fuel stations in India.
• FedDelights Program Avail up to 15% off at partner hotels through
• Complimentary lounges twice a quarter at domestic airports use of.
• Get an annual membership fee of Rs.1,500 in the next year if you spend Rs.1,50,000 or more in the current year.

Federal Bank Visa Signet Credit Card:

Benefits and Features:

• The annual percentage rate starts from 5.88% per annum.
• 3x rewards on electronics spend.
• 2x reward on entertainment category and 1x reward for other categories.
• Get Amazon Pay e-voucher worth Rs.200 on minimum spend of Rs.3000 in first 30 days.
• Complimentary lounge access once per quarter at domestic airports.
• BOGO offers on movie tickets.
• annual membership fee for this Federal Bank Visa Signet Credit Card is Rs 750.
• Get complimentary Swiggy vouchers on quarterly spending of Rs.20,000.
• 15% off at partner hotels through the FedDelights program.
• Get an annual membership fee of Rs 750 for the next year if you spend Rs 75,000 or more in the current year.

Also read: Bank of Maharashtra Credit Card

Federal Bank MasterCard Celesta Credit Card:

Benefits and Features:

• depending on your relationship with the bank The minimum dynamic annual percentage rate ranges from 5.88% p.a. to 41.88% p.a.
• 3x rewards on spending for travel and international categories.
• 2x rewards on spending for dining categories.

• depending on your relationship with the bank The minimum dynamic annual percentage rate ranges from 5.88% p.a. to 41.88% p.a.
• 3x rewards on spending for travel and international categories.
• 2x rewards on spending for dining categories.
• 1x reward for other categories.
• Rs.2,000 Amazon Pay e-voucher for spending Rs.10,000 or more in the first 30 days get receive.
• Complimentary lounge access usage at airports of 2 International lounges per year and 4 domestic lounges per quarter.
• Avail Mastercard Wellness Pass on quarterly spending of Rs.75,000.
• Avail the benefit of 1% fuel surcharge waiver.

Also read: Canara Bank Credit Card

Federal Bank MasterCard Imperio Credit Card:

Benefits and Features:

• The minimum dynamic annual percentage rate ranges from 5.88% p.a. to 41.88% p.a.
• 3x rewards on spending on health care, grocery etc.
• 1x reward on other spends.
• Complimentary lounges at airports Access Benefit.
• 50,000 at quarterly expense Complimentary Big Basket Voucher.
• Benefit of 1% fuel surcharge waiver at all fuel stations across India.
• FedDelights Program Get up to 15% off on great dining offers at partner hotels via.
• Get an annual membership fee of up to Rs.1500 on spending Rs.1,50,000 in a year.

Also read: IDBI Bank Credit Card

Federal Bank MasterCard Signet Credit Card:

Benefits and Features:

• Annual Percentage Rate (APR) starts at 5.88% per annum.
• Electronics Get 3x reward on spend like Do.
• 1x reward on other spends.
• Amazon Pay e-voucher worth Rs.500 on spending Rs.3000 in first 30 days get receive.
• Complimentary lounge access usage at airports.
• On quarterly expenditure of Rs.20,000 Complimentary Swiggy Vouchers.
• Avail attractive cashback offers across various brands.
• Get an annual membership fee of Rs 750 on spending Rs 75000 in a year.

Federal Bank Rupay Signet Credit Card:

Benefits and Features:

• Annual Percentage Rate (APR) for this Federal Bank Credit Card starts at 5.88% per annum.
• Federal Bank Rupay Signet Credit Card.
• The annual membership fee for this credit card is Rs 750.
• Get Amazon Pay e-voucher worth Rs.200 on spending Rs.3000 in first 30 days.
• Complimentary lounge access.
• 2 lakh on this card.
• 750 annual membership fee at the cost of Rs 75000 in a year get it.

Also read: Union Bank Credit Card

Federal Bank Add on Card:

You can get add-on cards for your family members from the bank. A maximum of 4 add-on cards are allowed for a credit cardholder. The benefits and features of this card are as follows:

Benefits and Features:

• 10x reward on your first transaction.
• Get rewards for spending on different categories.
• 15% off at partner hotels through the FedDelights program.
• Avail BOGO offers on INOX movie tickets.
• travel, food, shopping, sports, entertainment, lifestyle etc.
• Avail 1% fuel surcharge waiver at all fuel stations across India.
• Only those people who have existing relationship with the bank can take advantage of Federal Bank Add On Card.

Eligibility for Federal Bank Credit Card

Only those people can apply for this credit card who are eligible for it. Eligibility may vary depending on the card. The eligibility for credit card apply is as follows:

• Your minimum age should be 21 years.
• Any salaried or self-employed person can apply for this card.
• Your CIBIL score should be very good. Generally a score of 750 or above is considered a good score.
• You should have a good employment which is earning you a good income.

Also read: LIC Credit Card

Documents Need for Federal Bank Credit Card

Before applying for a credit card, you should keep all your documents together so that whenever the bank asks for documents from you, you can show them all the documents immediately. Documents may vary depending on the card. You can also get more information about the document by visiting your nearest bank branch. Documents to apply are as follows:

• Proof of Identity: Voter ID Card, Driving License, Passport, Aadhar Card, Bank Statement etc.
• Address Proof: Ration Card, Aadhar Card, Voter ID Card, Passport etc.
• Proof of Income: Salary slip, Income tax return, Bank statement.

Federal Bank Credit Card Charges

Banks charge you many types of charges on credit cards. These charges may vary depending on the card. You can also contact the bank for more details. These charges are as follows:

Type of credit card	1. Signet 2. Imperio 3. Celesta
Interest free period	48 days
Minimum Repayment Amount	5% or minimum Rs.100
Cash advance limit	Signet – 10% Imperio – 20% Celesta – 25%
Annual membership fee	Signet – Rs 750 Imperio – Rs 1500 Celesta – Rs 3000
Cash Advance Fee	2.5% of the amount withdrawn or Rs. 500 whichever is higher
Excess Charge Account	2.5% of the amount over and above the limit subject to a minimum of Rs. 500
Check Return or Dishonor or Auto-Debit Reversal	2% of the payment amount Minimum Rs. 450
Fee for cash payment	100 Rs.
Reward redeem fee	99 Rs. per redeem
Re-issue of a lost, stolen or damaged card	200 Rs.

Federal Bank Credit Card Apply

If you fulfill all the conditions of this credit card, then you can apply for it both online and offline. Follow the steps given below to apply:

Federal Bank Credit Card apply online

• To apply online, you must first visit the official website of the bank. federalbank.co.in But have to come.
• In the option of Personal on the home page of the website credit cards Click on this option will appear.

• After clicking, the list of all credit cards will open on the next page.
• Click on the option of Apply Now in front of the card for which you want to apply.
• The form will open in front of you.
• Enter the requested information in it and click on submit.
• After this the bank will contact you and will issue the further process.

How to apply offline ?

• For this you have to first go to your nearest bank branch.
• Go to the bank and contact the bank employee who will provide you information about the credit card.
• Then your documents will be verified.
• You have to fill a form and submit documents.
• If your application is accepted, you will be issued a card

Federal Bank Credit Card Application Status Check

If you have applied for a credit card then you can easily track the status of your application. You can track the status of your application both online and offline. You can also check the status of your application by calling the Federal Bank Credit Card customer care number. Offline you can check the status of your application by visiting your nearest bank branch. Follow the steps given below to check online:

• First of all you have to go to the official website of the bank.
• After that click on the option of credit card.
• Then click on Track Status option.
• Enter your Application Number and click on Track Status option.
• The status of your application will appear in front of you.

Federal Bank Credit Card Payment 

After a certain period you have to pay your credit card bill. You should pay your card bill on time so that your CIBIL score does not get spoiled. The bank provides you with many types of options through which you can make payment both online and offline. Credit card payment options are as follows:

• Via fedmobile
• Payment gateway
• Auto debit
• NEFT _
• Pay at a bank branch

Federal Bank Credit Card Customer Care Number

If you are facing any problem in applying for a credit card, then you can call the customer care number of the bank and get the information.

• Toll free Number : 1800 – 425 – 1199 Or 1800 – 420 – 1199

Final Touch:

In this article we have provided complete information about Federal Bank Credit Card Apply Review – Types, Benefits. Any person who wants to take a credit card from Federal Bank can apply for this card by reading this article.

Hope friends, you have found this article informative. If you liked the information given in this article, then please share it as much as possible.

FAQ’s on Federal Bank Credit Card