If you’re a frequent traveler looking for a credit card that offers unbeatable rewards and exclusive benefits, the Club Vistara IDFC First Credit Card is the perfect choice. This co-branded credit card, a collaboration between IDFC First Bank and Vistara Airlines, comes packed with features that elevate your travel experience. Let’s delve into the enticing world of rewards, benefits, and privileges this card has to offer.
Welcome Benefits and Fees
Upon joining, you will be required to pay a Joining Fee of Rs 4999+GST. While this might seem steep, the welcome benefits alone make it worthwhile. As a new cardmember, you’ll receive a complimentary Vistara Silver membership, granting you access to priority check-in and increased baggage allowance. Furthermore, you’ll be delighted to find a premium economy ticket and a class upgrade voucher awaiting you.
Activation Benefit and Rewards
The rewards program of the Club Vistara IDFC First Credit Card is designed to cater to all your spending needs. During the first billing cycle, you won’t be eligible for the activation benefit, but from the second billing cycle onward, you can earn 2000 CV points for spending Rs 30,000 in each cycle.
The rewards rate is impressive:
- For all spends up to Rs 1 Lakh in a statement cycle, you earn 6 CV points per Rs 200, translating to a return of approximately 2.4%.
- For all spends above Rs 1 Lakh in a statement cycle, you earn 4 CV points per Rs 200, equivalent to a return of approximately 1.6%.
- On your birthday, you enjoy a higher reward rate of 10 CV points per Rs 200, giving you an excellent 4% return.
- Specific spends like fuel, insurance, utility bills, rent, and wallet transactions also earn you a respectable 6 CV points per Rs 200, which equates to a 0.8% return.
- If you book Vistara flights using your card, you get a generous 9 CV points per Rs 100 spent, thanks to the complimentary Club Vistara Silver membership. Check the Vistara award chart for many other options.
Milestone Rewards: Unlock Extraordinary Perks
The Club Vistara IDFC First Credit Card’s milestone rewards are truly enticing. By spending Rs 12 Lakhs in a year, you get to enjoy five premium economy tickets. Compared to other Vistara co-branded cards, this card stands out by offering an additional premium economy ticket, making it the go-to choice for high spenders.
Here’s a breakdown of the milestone rewards:
- Rs 1.5 Lakhs spent: 1 Premium Economy Ticket
- Rs 3 Lakhs spent: 1 Premium Economy Ticket
- Rs 4.5 Lakhs spent: 1 Premium Economy Ticket
- Rs 9 Lakhs spent: 1 Premium Economy Ticket
- Rs 12 Lakhs spent: 1 Premium Economy Ticket
Complimentary Airport Lounge Access and Golf Benefits
The Club Vistara IDFC First Credit Card ensures you travel in style with complimentary airport lounge access. Minimum monthly spends of Rs 5000 grant you the following benefits:
- 2 complimentary visits per quarter to Domestic Airport Lounges in India
- 2 complimentary visits per quarter to Airport Spa Centers in India
- 1 complimentary visit per quarter to International Airport Lounges outside India
Golf enthusiasts will appreciate the Mastercard World benefits that come with this card. You’ll enjoy 4 complimentary rounds of green fees golf per calendar year, along with 12 complimentary golf lessons per calendar year. Additional golf services are also available at a discounted rate of 50% of the green fee beyond the complimentary sessions.
Club Vistara Silver Privileges and Benefits
Being a Club Vistara IDFC First Credit Cardholder automatically grants you Silver status, reaping its own set of rewards when flying with Vistara. You’ll earn 9 Club Vistara Points for every Rs 100 spent on Vistara flights’ base fare and receive an extra 5 Kg baggage allowance. Moreover, you’ll receive a valuable 1 class upgrade voucher on Tier Renewal, in addition to the one offered as a welcome and renewal benefit.
Verdict: Unparalleled Rewards and Value
The Club Vistara IDFC First Credit Card is a travel enthusiast’s dream come true. If you reside in one of Vistara’s serviced cities, this card is a must-have, especially for high spenders. The generous rewards, milestone benefits, and exclusive privileges make it a top-notch choice for those seeking unmatched value and convenience.
While the joining and annual fees are higher compared to other Vistara co-branded cards, the extra benefits more than compensate for the cost. With up to 6 CV points per Rs 200 and access to international airport lounges, this credit card is a game-changer for avid travelers seeking superior rewards and experiences.
