Citibank Credit Card Apply 2024 – Types, Details & Benefits

Citibank Credit Card Apply 2024 – Types, Details & Benefits: In this article, we will give you information about Citibank credit card. Credit card is credit and you can make credit card deposits. Before applying for a credit card you must know what a credit card is?

The advantages of credit cards are many. With the help of credit card, you can do shopping, book tickets, travel, book etc. With credit card you can shop online and offline. In this article we will give credit card to everyone. What are the eligibility, documents and how to apply for this card to make this article.

Citibank Credit Card Details

Before applying for Citi Bank Credit Card, you need to know what is a credit card. A credit card is a financial instrument that allows you to make transactions without making immediate payments. Through credit card, the bank provides you a loan in a way, which you have to pay at the end of the month. In a credit card, you are given a limit of money which is called Credit Card Limit.

You cannot transact more than this limit. This limit given under the credit card depends on the applicant’s CIBIL score, income, credit history. If you have a good employment from which you are getting a good income and your CIBIL score is very good then you can get Citibank Credit Card up to a higher credit limit.

You can apply for Citibank credit card both online and offline. The bank offers various types of credit cards according to the needs of the customers. You can apply for the credit card you want to take advantage of.

Citibank Credit Card Types

The bank offers various types of credit cards to the customers. There can be different types of eligibility, documents, benefits etc. for different credit cards. You can compare different Citi Credit Cards and apply for the best credit card. Here is the detailed information about the credit card:

• Citi Rewards Credit Card
• Citi Cash Back Credit Card
• Indian Oil Citi Bank Credit Card
• Citibank Premiermiles Credit Card
• First Citizen Citi Credit Card
• IKEA Family Credit Card by Citi
• Citi Prestige Credit Card
• Paytm Citibank Credit Card

Citi Rewards Credit Card:

Features & Benefits:

• Avail 10X reward points at departmental and apparel stores (physical or online).
• Avail at least 1 reward point for every Rs.125 spent on the card.
• Avail 300 bonus reward points for card purchases above Rs.30,000 in a month.
• Redeem your reward points via SMS at over 700+ outlets and e-shopping sites.

Read Also: Tamilnad Mercantile Bank Business Loan

Citi Cash Back Credit Card:

Features & Benefits:

• Get 5% cashback on phone, utility bills and movie ticket purchases.
• Get 0.5% cashback on all other spends.
• Cashback is automatically credited to the statement in multiples of Rs.500.
• Your un-redeemed cashback is evergreen, and never expires.

Indian Oil Citi Credit Card:

Features & Benefits:

• Earn 4 Turbo Points for every Rs.150 spent and get the benefit of 1% fuel surcharge reversal at authorized IndianOil outlets.
• Earn 2 Turbo Points for every Rs.150 spent on groceries and supermarkets.
• Earn 1 Turbo Point for every Rs.150 spent on other eligible expenses.
• Avail 250 Turbo Points on your first spend within 30 days of card issuance.

Read Also: ICICI Credit Card Apply

Citi Premier Miles Credit Card:

Features & Benefits:

• 1,000 within 60 days. Earn 10,000 Miles with your first spend of or more.
• Earn 10 miles for every Rs.100 spent on premiermiles.co.in website and airline.
• 100 each spent on other expenses. Earn 4 Miles for Rs.
• Get free access to select airport lounges and the freedom to choose from over 100 airlines to fly together.

First Citizen Citi Credit Card:

Features & Benefits:

• 200 spent on Shoppers Stop, Homestop, Arcelia, MAC, Clinique, Estee Lauder, Bobby Brown, Jo Malone and Smashbox. Earn up to 14 First Citizen Reward Points.
• 200 on all other expenses. But get 2 first civilian award points.
• 300 on your first spend within 30 days of card issuance. Avail 500 First Citizen Reward Points.
• 2250 off at Shoppers Stop and Homestop. Get redeemable welcome vouchers.

Read Also: Bajaj Finance Credit Card

IKEA Family Credit Card by Citi:

Features & Benefits:

• Receive 3X rewards when you spend at IKEA.
• Get 2x reward on food and drink expenses.
• Earn 1X rewards on all other spends.
• Easy reward point redemption against purchases at IKEA.

Citi Prestige Credit Card:

Benefits and Features:

• 2,500 Bonus Reward Points as a welcome gift and Rs.10,000 every year from Taj Group or ITC Hotels. benefits of.
• 100 for every Rs.100 spent online and in-store. Earn a minimum of 1 Reward Point.
• 100 for every Rs.100 on international expenses. Get 2 reward points on spend.
• Enjoy unlimited, complimentary access to airport lounges around the world with Priority Pass.

Paytm Credit Card:

Benefits and Features:

• Earn 5% cashback on spends on Paytm Mall and 2% cashback on spends on Paytm flights.
• Earn 3% cashback on all other spends on Paytm.
• Earn 1% cashback on everything else.
• Cashback is automatically credited to your account.

Benefits of Citibank Credit Card

• If you do not have a laptop and want to buy a laptop, then you can easily buy a laptop on EMI.
• Avail Citibank Credit Card benefits with cashback, discounts and privileges.
• Enjoy king-size life with this credit card.
• With the help of this card, you can shop, watch movies or even pay your bills etc.
• From premium airport lounges to fuel-surcharge waivers, many travel perks jet setters take advantage of while traveling around the world.
• Redeem your miles for hotel bookings and car rentals.
• You can apply for Citi Credit Card both online and offline.
• If the price of the item purchased by you is Rs 2500 or more, then you can convert it into EMI.
• With this card, you can convert the outstanding balance on your credit card into monthly EMI.
• Avail the benefits of a credit card with zero paperwork and flexible repayment tenure.
• Citi credit cards come with a guarantee of security. Citi Payment Gateway is a highly secure platform.
• If your card is stolen or lost and you have a fear of misusing it, you should report it to the bank at the earliest so that the bank will help prevent you from misusing the card.
• You can do easy transactions on the go without having to carry cash with you.
• If you pay your Citi Bank Credit Card bills on time, then you can increase your CIBIL score.
• Avail the facility of interest free loan tenure for repayment.
• You can also call the Citibank Credit Card customer care number to inquire about other credit card details.

Eligibility Criteria for Citibank Credit Card

You can apply for a credit card only if you are eligible for it. The bank offers many types of credit cards, in which the eligibility can be of different types. Some of the general eligibility are as follows:

• The applicant must be an Indian resident.
• You must be 18 years of age or above.
• The CIBIL score of the applicant should be very good.
• You should have a good employment which is earning you a good income.
• Other eligibility based on the card.

Documents Needs for Citi Credit Card

Before applying for a credit card, you should keep all your necessary documents together so that whenever the bank asks for documents from you, you can show them all the documents immediately. Documents can be of different types depending on the card. You can get more information about the document by visiting your nearest bank branch. Some common documents are as follows:

• Passport size photo
• Identity Proof: Voter ID Card, Driving License, Passport, Pan Card, Aadhar Card etc.
• Address Proof: Ration Card, Electricity Bill, Voter ID Card etc.
• Proof of income

How to Apply for Citibank Credit Card?

If you fulfill all the conditions of the credit card, then you can apply for it both online and offline. To apply, follow the steps given below:

Citibank Credit Card Online Apply 

• To apply online, you have to first visit the official website of the bank online.citibank.co.in.
• On the home page of the website, you will see the option of Credit Cards, click on it.

• After clicking, the list of all credit cards will open in front of you on the next page.
• Click on the credit card you want to apply for.
• To apply, click on the option of Apply Now.
• The form form will open in front of you.
• Enter all the requested information correctly and click on submit.
• After this the bank will contact you and further process will be issued.

How to apply offline?

• To apply offline, you have to first go to your nearest bank branch.
• Contact the bank employee who will provide you complete information about the credit card.
• Then your documents will be verified.
• You will be given a form, you have to fill that form correctly.
• After that the form and documents have to be submitted in the bank.
• If your form is accepted, you will be issued a credit card.

How to Check Citibank Credit Card Offers?

You can find out about the offers running on the credit card from time to time by visiting the official website of the bank. To view the credit card offers, follow the steps given below:

• First of all you have to go to the official website of the bank.
• On the home page of the website, you will see the option of Offers, click on it.
• On the next page, you will get a list of all the offers.

Citibank Credit Card Fees & Charges

If you do not pay your credit card bills on time, then you have to pay many types of charges. Apart from this, there may be other charges as well. You can check credit card charges online by following the steps given below:

• First of all you have to visit the official website of the bank.
• After coming to the website, you have to click on the option of Schedule of Fees & Charges.
• As soon as you click on this link, the list of all the charges will open in front of you.
• From this you have to go to the section of Credit Card.
• Here you will find many links by clicking on which you can see the charges.

How to Login Citibank Credit Card?

• First of all you have to visit the official website of Citibank.
• On the home page of the website, you will see the option of Login, click on it.
• After clicking, the login form will open in front of you on the next page.
• You can login with the help of your username and password.

How to Check Citibank Credit Card Status?

If you have applied for a credit card, you can check the status of your application both online and offline. Offline you can find out by visiting your nearest bank branch. Follow the steps given below to check your credit card status online:

• First of all you have to visit the official website of Citibank.
• On the home page of the website, click on the option of Credit Cards.
• On the next page, you will see the option of Check Application Status, click on it.
• After coming to the next page, you have to enter your Application Reference Number and Mobile Number and click on submit.
• After clicking, the status of your application will appear in front of you.

Citibank Credit Card Customer Care Number

If you are facing any problem in creating a credit card or you want to get other information about this credit card, then you can get information by calling Citibank credit card customer care number.

Toll Free Number: 1860 210 2484

My Last Word:

In this article, we have provided you complete information about Citi Bank Credit Card. Any person who needs a credit card can apply for this card.

Hope friends, you have found this article informative. If you liked the information given in this article, then please share it as much as possible.

Some FAQ’s of CitiBank Credit Card