Central Bank of India Credit Card Apply 2024 Review – Types, Benefits

Central Bank of India Credit Card Apply 2024 Review – Types, Benefits: In this article, we will know in detail what is Central Bank Credit Card, eligibility for this card, what are the documents and how can we apply for this card etc., so you read this article till the end. If you are thinking of taking a credit card, then you can consider the credit card of Central Bank of India.

The benefits of a central bank credit card are many. With the help of credit card, you can do any type of online and offline transaction. You can easily apply for credit card online by visiting the official website of the bank.

Central Bank of India Credit Card Review Details

Before applying for Central Bank Credit Card, it is important for you to know what is a credit card. A credit card is a financial instrument that allows customers to make transactions without making immediate payments. In a credit card, you are given a limit which is called credit card limit. You cannot do transactions above this limit. This Central Bank of India Credit Card Limit given to customers CIBIL score is given on the basis of income, credit history.

At the end of the month you have to pay the amount of money that you do the transaction which is called credit card bill. If your income is very high and your CIBIL score is very good then you can get a card with a higher credit limit. You can apply for Central Bank of India credit card both online and offline.

Central Bank offers many types of credit cards according to the needs of the customers. You can apply for the card you want to take advantage of. You can find out the best Central Bank of India Credit Card for yourself by comparing between various Central Bank credit cards. Different cards have different benefits and features.

Central Bank Credit Card Eligibility

You can apply for a credit card only if you are eligible for it. Eligibility may vary for different cards. The eligibility for credit card apply is given here:

• Your minimum age should be 18 years to apply.
• You should have a stable employment that is earning you a decent income.
• The customer should have a very good CIBIL score. Generally a score of 750 or above is considered good.
• Other eligibility

Central Bank of India Credit Card Documents required

Before applying for a credit card, you should keep all your necessary documents together so that whenever the bank asks for documents from you, you can immediately show all the documents to the bank. You can also contact your nearest bank for more information about the document. Following are the documents to apply:

• Residence Proof: Telephone Bill / Electricity Bill / Election Card / Passport / Aadhar Card etc.
• ID Proof: Passport, Voter ID Card, Driving License, Ration Card, Aadhar Card etc.
• new passport size photo
• income proof
• Other Documents

Central Bank Of India Credit Card Types

• Central Bank of India Prime SBI Card
• Central Bank of India Elite SBI Card 
• Central Bank of India Simply Save SBI Card

Central Bank of India Prime SBI Card:

The benefits and features of this credit card are as follows:

Benefits and Features:

• Receive welcome e-gift voucher worth Rs.3,000.
• An SMS to choose from the e-voucher options will be sent within 15 days of the annual fee payment.
• On the request of the customers, the e-voucher will be sent to the registered mobile number or email ID of the customer.
• For Bata/Hush Puppies, Pantaloons, Shoppers Stop, customers can redeem your e-gift by showing the code at the respective brand store.
• You can redeem it online for travel and shoppers stop.
• 20 reward points for every Rs.100 spent.
• 10 Reward Points for every Rs.100 spent on Dining, Grocery, Departmental Stores and Movies.
• You can redeem your reward points to pay off your credit card dues.
• Benefit of 1% fuel surcharge waiver at all petrol pumps.
• Receive a Pizza Hut e-voucher worth Rs 1,000 for spending Rs 50,000 in a calendar quarter.
• Get a rebate in renewal fee for spending Rs 3 lakh in a year.
• Benefits of Complimentary Club Vistara Silver Membership.
• Get the benefit of 4 complimentary visits per year outside India and 8 complimentary visits inside India per year.
• Receive an add-on card.

Read also the article: IDBI Bank Credit Card Apply

Central Bank of India Elite SBI Card:

Benefits and Features:

• Get a welcome gift of Rs.5,000.
• For Bata/Hush Puppies, Pantaloons, Shoppers Stop, customers can redeem your e-Gift Voucher by showing the code at the respective brand store.
• Benefits of free movie tickets worth Rs.6,000 per year.
• Ticket discount up to Rs.250.
• 5X reward points on dining, departmental stores and grocery spends.
• Avail 1% fuel surcharge waiver at all petrol pumps.
• 50,000 Bonus Reward Points a year.
• 10,000 bonus reward points for spending Rs 3 to 4 lakh in a year.
• 15,000 bonus reward points on spending Rs 5 to 8 lakh in a year.
• 1 complimentary lounge access voucher and 1 upgrade voucher.
• 6 complimentary visits outside India and 8 complimentary visits inside India.
• Receive an add-on card.

Central Bank of India Simply Save SBI Card:

Benefits and Features:

• 2,000 Bonus Reward Points for spending Rs.2000 or more in 60 days.
• 10 Reward Points for every Rs.100 spent on Dining, Movies, Departmental Stores and Grocery spends.
• Avail 1% fuel surcharge waiver at all petrol pumps.
• You can easily apply online for this Central Bank of India Credit Card.

Read also the article: Union Bank Credit Card

Central Bank of India Credit Card Apply

If you are eligible for this credit card, then you can apply for it both online and offline. You can also apply for a credit card by calling the customer care number of the bank. Follow the steps given below to apply:

Central Bank of India Credit Card apply online

• To apply online, you must first visit the official website of the bank. centralbankofindia.co.in will go on.
• after visiting the website credit cards Click on the option.

• After clicking, a list of all the credit cards that the bank is providing to you will come in front of you.
• Click on the card you want to apply for.
• To apply, click on the option of Apply Now.
• Fill the form and submit.

Read also the article: Bandhan Bank Credit Card

How to apply offline ?

• To apply offline, you have to first go to your nearest Central Bank of India branch.
• Go to the bank branch and contact the bank employee who will provide you complete information about the credit card.
• Then your documents will be verified.
• You have to fill a form and attach documents with it.
• Then they have to be deposited in the bank.
• If your application is approved, you will be issued a card.

How to Check Central Bank Credit Card Status ?

If you have applied for a credit card then you can easily track the status of your application. You can check the status of your application by calling the bank’s customer care number or visiting your nearest bank branch. You will see the customer care number of the bank further in this article.

Central Bank of India Credit Card Charges

Many types of fees and charges are taken from you by the bank on the credit card. These charges differ on different cards. You can also contact the bank for more information about these charges. These charges are as follows:

Card name	Annual Fee (One Time)	Renewal Fee (per year)
Prime SBI Card	499 Rs.	499 Rs.
Elite SBI Card	4,999 Rs.	4,999 Rs.
Simply Save SBI Card	2,999 Rs.	2,999 Rs.

Central Bank of India Credit Card Customer Care Number

If you are facing any kind of problem in making a credit card, then you can get information by calling the customer care number of the bank.

Customer Care Number:

Card Hotlisting / Card not working	1800 22 1911
Card not working for online registration / transaction	STD Code – 022 49197320
For failed transaction in ATM/POS/Online & Account debited requiring reversal	STD Code – 022 49197313 /15

E mail ID:

Card Hotlisting / Card not working	[email protected]
Card not working for online registration / transaction	[email protected] [email protected]
For failed transaction in ATM/POS/Online & Account debited requiring reversal	[email protected]

My Last Word:

In this article we have you Central Bank Credit Card Apply, Review Details fees and charges and more details Provided complete information about. If you want to take a credit card from the Central Bank, then you can understand the process of applying for a credit card by reading this article.

Hope friends, you have found this article informative. If you liked the information given in this article, then please share it as much as possible.

Read also the article: LIC Credit Card Apply

FAQ’s on Central Bank of India Credit Card