Bihar Student Credit Card (MNSSBY) 2023- Student Loan Rs Four Lakh Education Loan Kushal Yuva Karyakram

Bihar Student Credit Card Scheme Apply Online, Students Credit Card Scheme Bihar Shiksha Vibhag, Education Dept Credit Card Scheme Bihar, Kushal Yuva Karyakram, Swayam Sahayata Bhatta Registration, Education Credit Card Loan Upto Rs 4 Lakh, बिहार स्टूडेंट क्रेडिट कार्ड योजना, बिहार स्टूडेंट क्रेडिट कार्ड स्कीम, स्टूडेंट क्रेडिट कार्ड लोन इन बिहार, छात्रों हेतु 4 लाख रुपये तक लोन, कुशल युवा कार्यक्रम, स्वयं सहायता भत्ता

Article Index

Chief Minister Nitish Kumar has started this scheme for higher education loan of students in the state of Bihar. At present, Bihar State’s Gross Enrollment Ratio in Higher Education is 14.3 percent and if we look at the same level at the national level it is 24 percent. Education is the backbone of any state or country, thinking that the Bihar state government has come out with this plan to reach 24 to 30 percent of this GER.

Bihar Student Credit Card Scheme has been launched by the Chief Minister of the state Nitish Kumar on 2nd October 2016 to provide loan for higher education to the students of the state. Under this scheme, a loan of up to 4 lakh rupees should be provided by the state government as financial assistance by the state government to poor 12th pass students of Bihar state for pursuing higher education. as a financial aid to the poor 12th pass students of Bihar state for pursuing higher education.) will be provided. Students taking loans under the Student Credit Card Scheme will not have to pay any interest.

Bihar Student Credit Card Yojana 2023

Scheme Name	Student Credit Card
Launched by	Bihar Government Chief Minister
Category	State government scheme
Last Date to apply	No Last date
Objective	Credit scheme

Many times, due to economic reasons, students are unable to do their higher education and are deprived of their right direction, keeping this in mind, under this program, the state government launched the Bihar Student Credit Card Scheme in 2015-20 under the 7 determination. it was done. But to make the scheme work properly, a lot of changes had to be made, in this the role of the bank was limited to a few facts so that the students could get a loan easily and after modification the Bihar Student Credit Card Scheme was again started. Through this scheme, students will be successful in getting employment along with higher education.

Benefits of Bihar Student Credit Card Scheme 2024

Under this scheme, those who have passed their Intermediate / 12th class from institutions recognized by the Government of Bihar. And they want to get higher education in higher education like graduation, BA, B.Sc etc., then they will get a loan of up to Rs. 4 lakh by the government. will be provided in the form of financial assistance.
Under the Bihar Student Credit Card Scheme 2024, no interest of any kind will have to be paid for taking loan of students.
The benefit of this scheme will be for those students of the state who are basically from poor background and eager to complete their higher education.
In this loan, the fees of educational institutions will be included as well as expenses related to food and material.
Under this scheme, the students of the state will get rid of financial constraints and their standard of living will rise. Students can also apply online to take advantage of Bihar Credit Card Scheme.
Under this scheme, the state government provides education loan up to Rs 4 lakh to 10+2 passout students at 0% interest rate.

You can avail the benefit of Bihar Student Credit Card Scheme for 42 courses

Bihar Student Credit Card is proving to be very beneficial in providing higher education to the economically weaker children. Through this card, children are able to get financial help from the government for pursuing higher education. Through this scheme loans are provided to the children of graduation, MBA and other courses. So that he can get higher education.

The amount of loan received through this scheme can also be paid by the students for laptop, coaching fees, hostel facility and book fees. All those students who want to get the benefit of this scheme have to apply online. Under this scheme, an interest rate of 1% has been fixed for girl students and an interest rate of 4% has been fixed for students.
Apart from this, more concession in interest rate will be provided to disabled students. Loans are provided for 42 other courses like BA, BSc, BCom, MA, MSc, MCom, MBA etc. through Bihar Student Credit Card Scheme.

Student Credit Card Scheme Course List

BA, BSc, B Com
BCA, BSc IT, Computer Application, Computer Science
B.Sc Agriculture
BSc Library Science
BSc, BHMCT, BTech, Hotel Management
Diploma in Hotel Management
BTech, BE, BSc
B.Sc Nursing
Bachelor of Pharmacy
BVMS
BAMS
BUMS
BHMS
bds
GNM
Bachelor of Mass Communication
BSc in Fashion Technology
Bachelor of Architecture
B.P.Ed
BEd
MSc, MTech
Bachelor of Physiotherapy
Bachelor of Occupational Therapy
Diploma in Food Processing, Food Production
Diploma in Food and Beverage Service
BA, BSc, BEd, Integrated Course
BBA
BFA
Diploma in Food, Nutrition, Dietetics
MBBS
BL, LLB
Alim
Shastri
B.Tech, BE, (Enrolled in three year Diploma in Institute recognized by State Level Education Council)

Eligibility of Bihar Student Credit Card Scheme

Applicant should be a permanent resident of Bihar state.
The educational institution from which the student belongs should be recognized by the relevant regulatory agency of the state or central government.
Under the Student Credit Card Scheme 2024, loans will be given to the student for higher education for general courses, technical or vocational activities.
Under this scheme, the students of the state should be 12th pass.

Documents of Student Credit Card Scheme 2024

Aadhar card of the applicant
pan card
10th and 12th certificate and mark sheet
Certificate of Admission in Higher Educational Institution
2-2 photos of each of the student, parent and guarantor
Address proof
family income certificate
Two photographs of the applicant and his co-applicant
bank account passbook
Six months statement of parent’s bank account
mobile number
Identity Card of the applicant (Aadhaar Card, Passport, Voter ID Card, Driving License etc.)

Objective of Bihar Student Credit Card Scheme- Students Loan Yojana

Under the Bihar Student Credit Card Scheme, education loan of about four lakh rupees will be given to the apprentice students. This will increase their standard of education as well as their standard of living. They will be given an amount of Rs. 400,000 from the government to move forward and the best thing is that there will be no interest in this loan, then students and students studying will get a chance to grow.
The best aspect of this scheme is that the government has decided that any number of students can take advantage of this scheme. All those who are willing will get the benefit of this scheme. 50,000 in the upcoming financial year 2018-19 and 75,000 in the financial year 2019-20 and 10,0000 in the financial year 2020-21. Which is a record in itself. M N S S B Y

Bihar Student Credit Card Scheme

Swayam Sahayata Bhatta Bihar – The scheme was cleared at the 57th meeting of SLBC on Wednesday after the Bihar Student Credit Card Scheme was approved by the government and the Bankers Committee (SLBC). This scheme has been laid under the economic solution youth force scheme under its 7 decisions. Under this scheme, after passing the 12th, students who want to pursue higher education will be able to get a loan of up to 4 lakhs under the credit card scheme. In this loan, the fees of educational institutions will be included along with the expenses related to eating and drinking materials.
Student credit card loan 12th pass and 10th pass diploma holders in Bihar will also be able to avail this scheme and they will get loan credit up to 40,0000 for graduate or higher education. Students of Bihar will get a loan of four lakhs from the bank after 12th standard through student credit card and there will be no interest on this loan amount, which will give poor students a chance to move forward. By which they will get rid of financial constraints and their standard of living will rise. Students can also apply online to take advantage of Bihar Credit Card Scheme.

How to Apply Online For Bihar Student Credit Card Loan Scheme

The state government has launched both official portal and mobile app for Bihar Student Card Scheme. In which all applicants can easily apply online. First of all, students will have to visit its official website for online application under the Student Credit Card Loan Scheme. The link is mentioned below.

Apply Bihar Student Credit Card Loan Scheme

After clicking on the link given above, the eligible student will have to register themselves to log in to this portal. Only then can the student complete the further process.
For student new registration, you have to enter your name, mobile number, email ID and Aadhaar card number. After which, OTP will come in your register mobile number.
Now submit this OTP number by filling in the specified box. After which your username and password will come in the register email id.
Change the password by logging in with this username and password. Now login again with new password.
After logging in, a list of all the Bihar schemes will appear in the page, in which you want to apply, select it.
Click on “BSCC” for Bihar Student Card Loan Scheme, after which, the prescribed application form will open.
Now here the applicant should fill all his information like income, college, course, contact details etc. Fill all the remaining information given in the application form, then click on the “Submit” button.
After submitting the application form, the confirmation message will come, along with its PDF copy. Which you download and take out the print.

This portal will have only online application, for not uploading the documents, you have to go to the District Registration and Counseling Center. After checking your applicant form and all documents, you will get an acknowledgment slip.

Bihar Student Credit Card Scheme (BSCC 2019)-

Note – 15 days after submission of the application form, finally your loan will be passed for the Bihar Student Credit Card by the selected bank. After passing the education loan, the district will inform the registration and counseling center and will also issue a letter in 15 days. Confirmation message from the bank will also be sent to the applicant’s mobile. After getting the student credit card and bank confirmation from the district registration and counseling center, you can go to the designated bank and get your student credit card.

Eligibility for Bihar Student Credit Card Scheme –

BSCC Scheme – In this scheme, for the Vihar State Finance Department Education, students who pass 12th standard. Whether it is from the state of Bihar or from the border states, they will get loan for further studies but they should be native of Bihar.

The educational institution where the student is from should be recognized by the relevant regulatory agency of the state or central government.
For higher education, the student will be given loans for general courses, technical or professional programs.
Students taken for this scheme will be given after passing 12th or equivalent programs like Polytechnic 10th.
Applicant students should have Bihar domicile certificate.
The applicant will also get a fee to stay in the hostel in the educational institute under this scheme and if he is out of the hostel, then he will also get the cost according to inflation which will be fixed by the government.
The maximum age for applying to the scheme has been kept up to 25 years and after graduation, the maximum age limit for post graduation has been fixed at 30 years.

If the applicant has graduated, then he / she cannot graduate again at the same level as if they do not get these benefits in Arts or Sciences or other faculty. But if the graduates want to do MBA or MCA etc. then they will get this benefit. If the beneficiary leaves the middle of studies, then he will not get further loan from this scheme.

Documents Required for Bihar Student Credit Card Scheme –

Student Credit Card Scheme In Bihar – Applicants must submit the following documents along with the Bihar Student Credit Self-signed Application Eligibility while submitting the nearest District Management and Counseling Center.

Applicant must have an Aadhaar card.
10th pass who have done Palolitechnic (Matriculation) will have to get a photocopy of the mark sheet and proof of the final successful examination.
If a scholarship or any other certificate is to be applied.
The details of the course of the institute to be studied in any institution is also required.
It is mandatory for a college to enroll in a pay slip fee slip.
Two photographs of the applicant and his / her co-applicant.
Applicant must have 12th pass to apply.
It is also mandatory to have an income certificate to apply.
The applicant should have an account of any bank account which should also have a photocopy of the passbook which contains the IFCS code.
Applicant’s home address – photocopy of passbook and electricity bill or telephone bill, voter card, driving license or passport etc….

Maximum Loan Amount in Bihar Student Credit Card

Bihar Higher Education Scheme – Under this scheme, the state government will give loans up to a maximum of 4 lakh rupees. The interest rate will be 4 percent and for disabled and women and transgender, this interest rate will be just 1 percent, which will be calculated in simple interest. The loan repayment will have to be paid 1 year after the completion of the application or 6 months after the job, whichever happens first and no interest will be charged till then.

The student can check the status of their application at any time.
For this, he has to visit the official website of 7nishchay-yuvaupmission.bihar.gov.in.
Apart from this, all information can also be obtained by calling the helpline toll-free number 1800-345-6444.
Bihar Student Credit Card Toll-Free Helpline Number: Click Here

For more information, download and read the Bihar Students Credit Card Scheme- Guideline PDF given below:…Click Here

Mobile App Download – Click Here

How To Apply For Bihar Student Credit Card (Guideline): Click Here

BSCC Toll-Free Helpline Number 1800-3456-444: Click Here

Toll Free Number- 1800 3456 444

Quick Links

New applicant Register Here	Click Here
Existing Candidate Log in	Click Here
Official Website	Click Here

Bihar Student Credit Card – Approved College List

College Name	College Code	District
INDIAN INSTITUTE OF TECHNOLOGY	47	Patna
Aryabhatta KNOWLEDGE UNIVERSITY	1045	Patna
NIFT – Patna	19762	Patna
GOVT. POLYTECHNIC, BHOJPURI	20532	Patna
AN College, Patna	20677	Patna
J D Women’s College, Patna	20684	Patna
PATNA LAW COLLEGE	20708	Patna
Government Pharmacy Institute, Patna	20827	Patna
Patna Dental College and Hospital, Patna	20845	Patna
PATLIPUTRA UNIVERSITY PATNA	21170	Patna
B.N. COLLEGE, PATNA	21350	Patna
SANJAY GANDHI INSTITUTE OF DAIRY TECHNOLOGY	21349	Patna
COLLEGE OF ARTS & CRAFTS	20705	Patna
Government Ayurvedic College Hospital, Patna	20846	Patna

Download Here Complete Approved List of College for BSCC Loan

Toll-Free Helpline Number: 18003456444

FAQs

Q1. What is the maximum education loan students can get?

answer. Students can get education loan up to 4 lakhs.

Question 2. What are the documents required to apply for Bihar Student Credit Card?

answer. To apply for student credit card you will need admission certificate of higher institution, domicile certificate, PAN card, family income certificate, two photographs.

Q3. How long will it take for student credit card approval?

answer. Approval of student credit card will take approximately 15 days after receiving the application and documents.