Bandhan Bank Credit Card Apply 2024 Review – Types, Details & Benefits

Bandhan Bank Credit Card Apply 2024 Review – Types, Details & Benefits: In this article, we will know in detail what is Bandhan Bank Credit Card, eligibility for it, what are the documents and how can we apply for this card etc., so you should read this article completely. If you do not have a credit card and want to apply for a credit card, then you can consider Bandhan Bank credit card.

Like other banks, Bandhan Bank also provides credit card facility to the customers with the best offers. The advantages of credit cards are many. You can take credit card for any work like shopping, booking tickets, traveling etc.

Bandhan Bank Credit Card Review Details

First of all, you need to know what is a credit card. A credit card is a financial instrument that allows a customer to make instant transactions without making a payment. You have to pay all the transactions you do at the end of the month. In the credit card, the bank gives you a credit limit ( Bandhan Bank Credit Card Limit). You cannot use an amount exceeding this limit.

This limit is for the customer CIBIL Score is decided on the basis of factors like income, credit history. You can apply for Bandhan Bank Credit Card both online and offline. Bandhan Bank offers various types of credit cards as per the requirement of the customers. You can apply for these credit cards as per your convenience. Let us tell you that Bandhan Bank’s credit cards are in partnership with Standard Chartered Bank.

Read Also: UCO Bank Credit Card Apply

Bandhan Bank Credit Card Types

Bandhan Bank offers many types of credit cards to the customers. Here is the information about all these Bandhan Bank Credit Cards :

• Bandhan Bank One
• Bandhan Bank Plus
• Bandhan Bank Exclusive

Bandhan Bank One Credit Card:

Bandhan Bank’s credit cards are in partnership with Standard Chartered Bank. You can see the benefits and features of this credit card here:

Features & Benefits:

• Fuel surcharge has been waived on this credit card.
• Benefit of 1 reward point for every Rs.150 spent.
• 5 reward points for shopping at groceries, supermarkets, food and movies.
• Contactless card for added convenience
• No PIN required for transactions up to Rs.2,000.
• 500 reward points as joining benefit
• advantage of maximum security by using RFID ( for contactless) as well as chip and PIN.
• on this credit card for an annual spend of Rs.60,000.
• The annual fee for this credit card is Rs 299.
• The joining fee is Rs.299 + GST.

Read Also: LIC Credit Card Apply

Bandhan Bank Plus Credit Card:

Features & Benefits:

• Fuel surcharge applicable on your Bandhan Bank Credit Card is waived.
• 3 reward points for every Rs.150 spent get the benefit of.
• 5 reward points for shopping at groceries, supermarkets, food and movies.
• 1,500 reward points as joining benefit.
• Contactless card for added convenience. No PIN required for transactions up to Rs.2,000.
• advantage of maximum security by using RFID ( for contactless) as well as chip and PIN.
• The annual fee for this card is Rs 699.
• Rs.90,000.

Bandhan Bank Exclusive Credit Card:

Features and Benefits:

• Avail Amazon Voucher of Rs.3000 on payment of joining fee of this credit card.
• 4 free airport lounge access per calendar quarter with no minimum spending criteria.
• Fuel surcharge has been waived on this credit card.
• Avail 3 Reward Points for every Rs.150 spent.
• Avail 10 Reward Points for shopping at groceries, supermarkets, food and movies.
• Avail additional reward points throughout the year.
• Contactless card for added convenience. No PIN required for transactions up to Rs.2,000.
• advantage of maximum security by using RFID ( for contactless) as well as chip and PIN.
• The annual fee is Rs 2,999.
• Renewal fee is waived on annual expenditure of Rs.4,00,000.

Read Also: RBL Credit Card Apply

Bandhan Bank Credit Card Eligibility

Only those people can apply for this credit card who are eligible for it. The bank offers many types of credit cards, in which the eligibility can be of different types. Some of the general eligibility which are as follows:

• Any person who is 18 years of age or older.
• Your CIBIL score should be very good. Generally a score of 750 or above is considered good.
• You should have a good employment which is earning you good income.
• The applicant must be an Indian resident.

Read Also: PNB Credit Card Apply

Document Needs fro Bandhan Bank Credit Card

Before applying for a credit card, you should keep all your necessary documents together so that whenever the bank asks for documents from you, you can show them all the documents immediately. For more information about the document, you can also contact your nearest bank branch. To apply you must have the following documents:

• Your passport photo
• Identity Proof: PAN Card / Passport / PAN Card / Aadhar Card / Voter ID Card / Driving License / Photo Credit Card etc.
• Residence Proof: Passport / Aadhar Card / Ration Card / Bank Account Details / Voter ID Card / Telephone Bill / Electricity Bill / Water Bill etc.
• Proof of Income: Salary slip, Bank statement, ITR, Form- 16 etc.
• mobile number

Read Also: Tata Credit Card Apply

Bandhan Bank Credit Card Charges

Credit Card	annual fee	joining fee
Bandhan Bank One	299 Rs.	299 Rs.+ GST
Bandhan Bank Plus	699 Rs.	Rs.699 + GST
Bandhan Bank Exclusive	2999 Rs.	2999 Rs.+ GST

How to Apply Bandhan Bank Credit Card ?

If you fulfill all the conditions of this credit card, then you can apply for it both online and offline. Follow the steps given below to apply:

Bandhan Bank Credit Card apply online

• To apply online, you must first visit the official website of the bank. bandhanbank.com will go on.
• Personal option on the home page of the website, you will have to Credit Cards Click on this option will appear.

• After clicking, on the next page you will see a list of all the credit cards that the bank offers to you.
• Click on the credit card you wish to apply for.
• now you Talk to us Click on this option will appear.
• Mobile numbers will come in front of you, either you can contact on these mobile numbers or you can request for call back by clicking on Get a call back option.
• After the call, the bank employee will contact you and the loan process will be continued further.

How to apply offline ?

• To apply offline, you have to first go to your nearest Bandhan Bank branch.
• Contact the official of the bank who will provide you complete information about the credit card.
• Then your documents will be verified.
• You have to fill a form and submit the documents to the bank.
• If you fulfill all the conditions of the credit card then You will be issued a credit card.

Bandhan Bank Credit Card Customer Care No.

If you are facing any problem in applying for this credit card or if you want to get any other information about this credit card, then you can get information by calling the credit card customer care number of the bank.

• Toll-free no.: 1800-258-8181
• Customer care no.: 033-4409-9090

My Last Word:

In this article we have you Provided complete information about Bandhan Bank Credit Card Apply, Details, Review, Charges, Customer care Number and more things. Any person who needs a credit card can join with Bandhan Bank Credit Card.

Hope friends, you have found this article informative. If you liked the information given in this article, then please share it as much as possible.

FAQ’s On Bandhan Bank Credit Card