Bajaj Finserv Credit Card Apply – Review, Details & Benefits: At present, there are many platforms available in the market for making online, offline credit cards, from where you can easily apply for credit cards, but today we will tell you in detail about Bajaj Finserv Network Card, how you can get credit. apply for card
Apart from this, we will also tell you about the eligibility criteria and documents to apply for this credit card, so friends, you must read this article carefully till date, which will prove to be very helpful for you.
Bajaj Finserv Credit Card
The Bajaj Finserv Insta EMI Card is a card that allows you to buy all items like Freeze, AC, Cooler, Washing Machine, Mobile Phone, LED TV and much more on easy EMI. This card is also known as Insta EMI Card.
You can apply this card online in a 100% online, paperless way, apart from this, this credit card also gives you a limit of up to ₹ 4,00,000.
Recently this company provides many facilities like EMI Card, Credit Card, Personal Loan, Home Loan, Health Insurance, Fixed Deposit etc.
For Bajaj Finserv Credit Card, you can buy any electronic item in monthly installments on Amazon, Flipkart, Croma, Bajaj Electronics, Vijay Stiles, make my trip, mi Store, Big Bazaar, Home Towns etc.
Along with this, self-employed, job seekers, students, small businessmen, a common man can apply for this card through Aadhar card and PAN card through its official website and mobile application on Google play store. Apart from this, you can also get this card from offline Bajaj Finance Store.
Read Also: HDFC Infinia Credit Card
Eligibility to take Bajaj Finserv Credit Card
The process to apply for Bajaj Finserv EMI Network Card offline or online for Insta EMI Card is fast and simple. You can easily take this credit card if you fulfill the following eligibility criteria:
You must be between 21 to 60 years of age to apply for EMI Network Card offline You must be between 23 to 65 years of age to apply for Insta EMI card online You must have a regular source of income. You must have KYC documents like Aadhar card, PAN card. You must also have a mobile number linked to PAN card and Aadhar card.
Documents Recruited for Bajaj Finserv Credit Card
The documents required to apply for Bajaj Finserv Insta EMI Card are as follows
PAN card Address Proof A Canceled Check Signed ECS mandate
Read Also: Bajaj Finserv EMI Card
Bajaj Finserv Credit Limit
The Bajaj Finserv credit card comes with a pre-approved loan limit. The limit of this card is Rs 4 lakh. This limit depends on several factors like your CIBIL score, monthly income and repayment capacity. You can get this loan even less in the initial period.
Note : If you deposit this loan on time, then gradually the limit of this loan starts increasing. And you can also get maximum loan in future. This loan also helps in increasing your credit score.
Annual Fees for Bajaj Finserv Credit Card
The Bajaj Finserv credit card can be availed now for a total joining fee of Rs.567. To activate this credit card, first you have to shop from the offline store, only then you can take advantage of the credit card.
With the help of this credit card for online shopping, you can buy any item in monthly installments.
Note : If you do not repay the loan on time, then you have to pay a late fee of up to Rs 500 as Overdue Charge and 18% as GST charge. Apart from this, you may also have to pay many other charges.
EMI Tenure Plans for Bajaj Finserv Credit Card
With the Bajaj Finserv EMI Card, you can choose EMI -Plans for a maximum tenure of 3, 6, 9, 12 months to buy things of your choice and you can repay this loan in monthly installments or even in lump sum.
Read Also: SBI Aurum Credit Card
Benefits of Bajaj Finserv Credit Card
Following are the features of Bajaj Finserv Credit Card:
- This credit card can be obtained through 100% paperless online process.
- Approves the loan in just less than 30 seconds.
- You can apply for the credit card in both offline and online modes in more than 2300 cities across India.
- Works in all smartphones like Xiaomi, Oppo, Vivo, Samsung, Moto etc.
- Buy any item in monthly installments on Amazon, Jio Digital, Flipkart, Myntra and 2GUD
- There are more than 100000 partner stores available across India from where you can get the solution of your problem.
- Offers EMI facility of 24 months.
Read Also: PAYTM Credit Card
Bajaj Finserv Credit Card Apply
You can apply from Bajaj Finserv through digital KYC from your mobile at home. This credit card can be applied both online and offline.
The steps to apply for this loan online are given below which is as follows.
Bajaj Finserv Credit Card Apply Online
You can apply for the Bajaj Finserv Insta EMI Card online with the help of the official website and mobile application available on Google Play Store.
The process to apply for this credit card is as follows:
Step 1 . First of all open the link for apply online
Step 2 . After that enter the mobile number.
Step 3 . Now you have to enter OTP.
Step 4 . Next, you have to enter your personal details like name, pin code, employment.
Step 5 . After this you have to fill your address details.
Note :
- Here you are told whether you are eligible for this card or not. If you are eligible for this card, then this information is given to you through SMS and you can get information about its status on its app.
- This card is given to you in the form of a virtual card. This card does not come in physical format.
Bajaj Finserv Credit Card Apply Offline
You can apply for Bajaj Finserv Insta EMI Card at the nearest store for credit card through Aadhar Card, PAN Card.
Note : To activate the credit card, first you can buy at least ₹ 10000 in equal easy installments from the offline store.
Read Also: SBI Card Pulse
Bajaj Finserv RBL Credit Card Customer Care No.
If you face any kind of problem you can get the solution of your problems by talking to customer care or by email which is as follows.
- Email ID – [email protected]
- Customer care No : 8698010101 (Call charges applicable)
Disclaimer : In this article, we have provided the information to you on the basis of internet source. We will not be responsible if this information becomes old or the terms of this app change in the future. So whenever you apply for a loan, take it at your own risk. We are not responsible for this, it is your own choice.
Conclusion: Bajaj Finserv Credit Card Review
Today’s post must have been helpful for you, in which we have told you about the information related to Bajaj Finserv Credit Card . Like how to apply for Bajaj Finserv Credit Card , what documents will be required , what are the eligibility for this and whether it gives loan in a secure way or not, all these questions have been answered.
Bajaj Finserv Credit Card FAQ’s
Q. Can a student apply for the Bajaj Finserv EMI Network Card?
Ans. No, students cannot apply for the Bajaj Finserv EMI Network Card. To apply, you must be between 21 to 60 years of age and must have a regular source of income.
Q. Can I apply for Bajaj Finserv EMI Network Card online?
Ans. Yes, you can apply for Bajaj Finserv EMI Network Card online.
Q. What is the ECS limit on Bajaj Finserv EMI Network Card?
Ans. The ECS limit on the Bajaj Finserv EMI Network Card is the amount that is withdrawn from your bank account through the Electronic Clearance Service (ECS).
Q. Is it mandatory to have a PAN card to avail EMI Network Card?
Ans. Yes, a PAN card is a mandatory document to be submitted to get an EMI Network Card.
Q. Can I apply for Bajaj Finserv EMI Network Card offline?
Ans. Yes, you can apply for Bajaj Finserv EMI Network Card offline at the nearest store for credit card through Aadhar Card, PAN Card.
Q. Can I apply with Aadhar card?
Ans. Yes, you can apply for Bajaj Finserv EMI Network Card with Aadhaar Card. Along with this, it is mandatory for you to have address proof, PAN card, e-signature.
Q. How long does it take to get a Bajaj Finserv credit card approved?
Ans. It may take a maximum of 48 hours to 72 hours for the Bajaj Finserv Credit Card to be approved.
Q. How can I make a Bajaj Finserv credit card repayment?
Ans. You can make repayment of Bajaj Finserv credit card through the mobile application. You can pay the loan in monthly installments. Apart from this, you can pay the loan through UPI platforms like: Paytm, Phone Pe, Amazon Pay, Google Pay and you can also do it through Debit card , CreditCard, Net Banking etc.
Q. What if the Bajaj Finserv credit card does not repayment?
Ans. If you do not repayment of this credit card, then your credit score may deteriorate and you will not be able to take advantage of any online platform in future.