Bajaj Finance Bike Loan – Two Wheeler Loan 2024 Interest Rate, Eligibility

Bajaj Finance Bike Loan – Two Wheeler Loan 2024 Interest Rate, Eligibility: Hi friends, If you have a dream to buy a bike and you are short of funds then you can join Bajaj Finance Bike Loan.

When we take a loan to buy a bike, it is a bike loan. Like other banks and financial institutions, Bajaj Bike Finance offers loans to customers with attractive interest rates. In this article, we will know in detail what is Bajaj Finance Two Wheeler Loan, what is the interest rate, eligibility, documents of this loan and how can we apply for this loan etc., so you can complete this article till the end. read.

Bajaj Finance Two Wheeler Loan Details

bike loan Secured & Unsecured loan It is of both types. To take a secured bike loan, you have to provide collateral or security but you do not have to provide any security under an unsecured loan. This loan gives the customer his CIBIL Score is given on the basis of If you have a very good credit history and have a good employment, then you can get an attractive bank account. Bike loan interest rate With this you can take advantage of the loan.

You can take this loan to buy a bike of your choice. The loan tenure of Bajaj Finance Bike Loan is 12 to 36 months. You can also close your loan by prepaying the loan amount, for this you may have to pay some charges. The Bajaj Finance Two Wheeler Loan interest rate depends on several factors such as the applicant’s profile.

As we know Bajaj bike is one of the most popular bike in India. If you buy a Bajaj bike then it can be easy and safe for you.

Bajaj Finance Two Wheeler Loan Key Features

loan nameBajaj finance bike loan 2023
lenderBajaj Bike Finance
loan tenure12 to 36 months
Rate of interestStarting at 11.20%
processing feeBeyond 1% of the loan amount
Application Modeonline / offline
official websitehttps://www.bajajautofinance.com/

Benefits and Features of Bajaj Finance Bike Loan

  • Anyone can take this loan to buy the bike of their dreams.
  • If your CIBIL score is very good then you can take advantage of the attractive interest rates of the bank.
  • The interest rate of this loan depends on many factors of the applicant such as applicant’s profile, place of residence, employment status, loan amount etc.
  • 100% of the on-road price of the bike without any collateral.
  • The loan tenure of Bajaj Finance Bike Loan is 12 to 36 months.
  • Processing fee on this loan beyond 1% of the loan amount.
  • apply for Bajaj Finance Two Wheeler Loan both online and offline.
  • You can get complete details of your loan under Bajaj Finance Two Wheeler Loan Statement.
  • You can foreclose your loan, for this you have to pay a fee of 3% of the outstanding principal.
  • You can foreclose your loan before your 12 V EMI.
  • If you do not have a bank account, then you can repay your loan in cash.
  • The existing customers of the bank are given the benefit of the pre-approved offer.
  • You are given special offers on buying a Bajaj bike.

Bajaj Finance Bike Loan Eligibility

Any salaried or self-employed person can take advantage of this loan. Factors like credit score, income, outstanding loan of the applicant determine the eligibility of the applicant. Following are the eligibility to apply:

  • must be between 18 to 65 years of age to apply.
  • The CIBIL score of the customer should be very good. Generally a credit score of 750 or above is considered good.
  • should be in permanent job for at least 1 year.
  • If a self-employed individual then he/she should have two years of IT returns.
  • You should have all the necessary documents.
  • The customer must have a landline number at the residence or office.
  • Applicant should be residing in a city for minimum 1 year.

Bajaj Finance Two Wheeler Loan Interest rate 2023

Bajaj Finance bike loan interest rate starts from 11.20% p.a. Before taking a bike loan from any lender, you need to be aware of the interest rate of that loan. This interest rate depends on several factors which are as follows:

  • Customer Profile
  • A place to live
  • loan amount
  • Bajaj Auto product for which finance has been sought.

Document Need for Bajaj Finance Two Wheeler Loan

Before applying for any loan, you should keep all your necessary documents together so that whenever the bank asks you for documents, you can show them all the documents immediately. Following are the documents required to apply for a bike loan from Bajaj Bike Finance :

  • Identity Proof: Aadhar Card / PAN Card / Passport / Driving License / Voter ID Card.
  • Address proof:Aadhar Card/Driving License/Latest Phone Bill/PAN Card/Passport/Latest Bank Passbook showing current address/Property Document/Latest Electricity Bill/Water Bill.
  • Income Proof: New salary slip and other necessary related documents based on the profile of the customer.

Documents for Salaried Person:

  • Employment or offer letter.
  • Final Pay Slip.
  • Latest Form 16
  • Bank statement for the last six months.

Documents for Self Employed Person:

  • Sales tax return.
  • Bank statements for the last six months.
  • Institute details.
  • TDS certificate.
  • Income tax return for the last three years.

How to Apply for Bajaj Finance Bike Loan ?

If you fulfill all the conditions of this bike loan, then you can apply for it both online and offline. To apply, follow the steps given below:

Bajaj Finance Two Wheeler loan apply online

To apply online, first visit the official website of Bajaj Auto Finance bajajautofinance.com But have to come.

bajaj finance bike loan apply
bajaj finance bike loan apply
  • All the information related to bike loan will come in front of you.
  • to apply Apply Now Click on the option.
  • The loan application form will open in front of you.
  • Enter the requested information in it and submit the form.
  • After this the representative of Bajaj Auto Finance will contact you and the loan process will be issued further.
  • If your loan is approved then the loan amount will be disbursed to you.

How to apply offline ?

  • First of all you have to go to your nearest Bajaj Auto Finance branch.
  • Visit the branch and contact the branch employee.
  • The branch employee will provide you all the information related to the bike loan.
  • Will verify your documents.
  • You have to fill a form.
  • Attach the document with it and submit it there.

Bajaj Finance Bike Loan EMI Calculator

must calculate the EMI of your loan before applying for Bajaj Finance Two Wheeler Loan. By calculating the EMI of your loan, you can find out how much you will have to pay per month and you can apply for the loan accordingly.

You can visit the official website of Bajaj Finance Bike loan EMI Calculator With the help of this you can calculate the EMI of your loan. Bike loan EMI depends on the loan amount, interest rate and loan tenure. As soon as you click on this link, EMI Calculator will open in front of you. You can calculate the EMI of your loan by selecting the loan amount, interest rate and loan tenure.

How to check Bajaj Finance Bike Loan Statement ?

Loan Statement, you can keep all the information related to your loan. Under the loan statement, you can check your loan interest rate, statement number, loan repayment information, loan balance etc. The Bajaj Finance Loan Statement keeps you informed about the repayment date from time to time so that you can avoid additional penalties.

You can check the Bajaj Finance loan statement of your bike loan by following the steps given below:

Check through the Finserv Markets Customer Portal:

  • First of all you have to go to Finserv Markets portal.
  • Enter your registered mobile number.
  • OTP will come on your mobile number, enter it.
  • After that click on One Accounts option after which you will be taken to My Finserve Markets.
  • Here you will see the details of your linked loan.
  • From here you can easily view Bajaj Finance Two Wheeler Loan Statement and download Bajaj Finance Loan Statement.

Check with Finserv Market App:

  • First of all you have to download this app.
  • You can download this app from Google Play Store or by giving missed call on 87440 60444.
  • After opening the app, enter the mobile number.
  • OTP will come on your mobile number, enter it.
  • After entering your account is created.
  • From here you can check your Bajaj Finance Two Wheeler Loan Statement and download it.

How to check Bajaj Finance Bike Loan Status ?

You can track the current status of your loan under loan status. You can check the status of your application both online and offline. Given below are some ways with the help of which you can check the status of your application:

Via SMS :

  • You can check your loan status in no time just through SMS. For this, you have to give a missed call on Bajaj Auto Finance helpline number 97177 52222.

From official website:

  • First of all visit the official website of Bajaj Auto Finance.
  • login option Customer login Click on the option.
  • Login with the help of your mobile number.
  • You can also log in with other credentials.
  • After logging in, you can check the status of your application.

Bajaj Finance Bike Loan Customer Care Number

CALL US ON OUR LOCAL HELPLINE:

StateNumber
Maharashtra92258-11110
Gujarat85301-33222
Tamil Nadu93450-33222
Kerala93870-33222
Chhattisgarh93026-33222
Bihar85308-33222
Karnataka93794-33222
Rajasthan93516-33222
Punjab93576-33222
Delhi74289-33222
orissa93378-33222
Madhya Pradesh74894-33222
Uttar Pradesh74995-33222
Jharkhand93045-33222
West Bengal93784-33222
Andhra Pradesh93901-33222

My Last World:

In this article you have got complete information about Bajaj Finance Two Wheeler Loan. If you are facing any kind of problem in applying for this loan then you can contact on Bajaj Finance customer care number. By joining this loan, you can fulfill your dream.

Hope friends, you have found this article informative. If you liked the information given in this article, then please share it as much as possible.

Read Also:

FAQ’s on Bajaj Finserv Bike Loan

What is the interest rate of Bajaj Finance bike loan ?

The interest rate completely depends on the profile of the applicant. At present, this interest rate starts from 11.20% per annum.

What is the loan tenure of Bajaj bike loan ?

12 to 36 months.

Can I buy a two wheeler on Bajaj EMI Card ?

No you can’t buy.

What is the processing fee to be paid for the loan ?

Starting from 1% of the loan amount.

How to apply for Bajaj Auto Finance bike loan ?

Complete information about how to apply is given in this article.

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