Introduction to Bajaj Allianz Car Insurance
Bajaj Allianz Car Insurance offers a comprehensive plan designed to safeguard your vehicle against physical damage, third-party liabilities, and injuries. With the convenience of online purchase, selecting the right insurance policy from a wide range of options has never been easier.
Key Features and Benefits of Bajaj Allianz Car Insurance
Extensive Coverage: Our best car insurance policy provides protection from both natural and man-made calamities, ensuring your vehicle is shielded from potential losses.
Third-Party Liabilities: Our policy covers any accidental damages caused to third parties or their properties, including death, permanent disability, or temporary disability.
Cashless Claims: Benefit from our extensive network of over 1500 preferred garages, where you can avail cashless claims for accidental damages.
Discounts and Benefits:
- Enjoy a 30% discount on labor charges for periodical maintenance jobs.
- Get a 5% discount on parts for Maruti vehicles.
- Take advantage of our free pick-up and drop service.
- Receive a 75% on-account payment when the cashless facility is unavailable.
No Claim Bonus Transfer: Transfer up to 50% of your existing No Claim Bonus from any insurance provider.
Towing Facility: Access towing facility in case of breakdown or accident.
Instant Claims Assistance: Get prompt claims assistance and SMS updates on your motor claim status through our 24×7 call centers.
Trouble-free Inspection and Repairs: Our preferred workshops maintain high service standards, ensuring hassle-free inspection and repairs.
24×7 Spot Assistance: Count on our round-the-clock spot assistance for any emergencies.
Lock and Key Replacement Cover: Enjoy lock and key replacement cover, even if you are a customer of another company.
Convenient Payment Options: Take advantage of the 0% interest EMI option available when you pay with your Citibank Credit Card.
Factors Covered under Bajaj Allianz Car Insurance Policy
Our policy covers the following factors:
- Damage or loss caused by natural disasters such as earthquakes, floods, fires, explosions, typhoons, hurricanes, storms, and more.
- Damage or loss caused by man-made activities including theft, accidents by external means, terrorist activities, and damage in transit.
- Personal accident cover with a coverage of Rs. 1 lakh for the individual owner/driver of the car, along with optional personal accident covers for co-passengers.
- Third-party liability coverage for accidental damages caused to third parties or their properties.
Factors Not Covered under Bajaj Allianz Car Insurance Policy
Please note that the following factors are not covered under our policy:
- Loss or damage due to non-payment of premiums.
- Loss or damage caused by mechanical and electrical breakdown, including manufacturing defects.
- Damage due to improper usage or by a person driving without a valid license.
- Loss due to depreciation on specific parts as per the policy terms.
- Loss or damage not intimated within 72 hours of occurrence.
- Loss or damage in case the vehicle is not permanently registered.
- Minor scratches, fading, wear and tear, or minor repairs under routine maintenance.
- Damage caused by a person driving under the influence of drugs or alcohol.
- Loss or damage due to war or nuclear risk.
Documents Required to Buy Bajaj Allianz Car Insurance Policy
To purchase our car insurance policy, you need to.
Vehicle Registration Certificate (RC): You will need to provide a copy of your vehicle’s RC, which includes details such as the registration number, chassis number, engine number, and owner’s name.
Valid Identity Proof: Submit a copy of your valid identity proof, such as Aadhaar card, PAN card, passport, or driving license. This is required to verify your identity as the policyholder.
Address Proof: Provide a copy of any valid address proof document like Aadhaar card, passport, utility bill, or bank statement. It should clearly display your current residential address.
Previous Policy Details (if applicable): If you are renewing your car insurance policy or transferring your No Claim Bonus, provide the details of your previous policy, including the policy number and insurer’s name.
Passport-sized Photograph: Attach a recent passport-sized photograph of the vehicle owner.
Duly Filled Proposal Form: Complete the proposal form provided by Bajaj Allianz Car Insurance. It includes personal details, vehicle information, and coverage preferences.
Payment Details: Be ready with the payment method of your choice, such as debit card, credit card, net banking, or online wallets, to complete the premium payment process.
Please ensure that all the documents provided are clear, legible, and up-to-date. Once you have these documents ready, you can proceed with the purchase of your Bajaj Allianz Car Insurance Policy online or through one of our authorized agents. Remember, having the necessary documents handy will help expedite the process and ensure a smooth buying experience.
If you have any further questions or require assistance during the purchase process, feel free to reach out to our customer support team, who will be more than happy to assist you.