Rashtriya Arogya Nidhi (RAN) Scheme 2020-2021 to provide Rs. All the Ayushman Bharat beneficiaries have not been given the assistance of 15 lakhs under various packages of health insurance program
The Union Ministry of Health has issued revised guidelines for the National Health Fund Scheme 2020-2021. All Ayushman Bharat beneficiaries who do not come under different packages of health insurance program will be covered under RAN Scheme 2020-21. Those who need expensive treatment now get Rs. Financial assistance of 15 lakhs under National Health Fund Scheme.
Now examine the complete information, guidelines and role of the NHA in implementing the National Health Fund Scheme.
Rashtriya Arogya Nidhi (RAN) 2020
| Name of the scheme | Rashtriya Arogya Nidhi 2020 |
| Name of the Ministry | Ministry of Health and Family Welfare |
| Name of the department | Health and Family Welfare Department |
| Beneficial for | People of the country |
| Benefits | Medical benefits |
| Mode of application | Online |
| Category | Central government scheme |
| Official website | https://mohfw.gov.in/ |
Rashtriya Arogya Nidhi (RAN) Scheme 2020-2021
Ayushman Bharat – PM Jan Arogya Yojana only Rs. Provides cashless treatment. 5 lakhs in public and private hospital. But some AB-PMJAY beneficiaries are suffering from serious illness, for which the treatment cost is high and can be between Rs. 5 to 15 lakhs. So, the Rashtriya Arogya Nidhi Yojana will benefit the beneficiaries of Ayushman Bharat Yojana, who need treatment in excess of Rs. 5 lakhs. They now have Rs. Can benefit up to 15 lakh assistance under RAN scheme.
The Union Health Ministry has issued revised guidelines of the RAN Umbrella Scheme. This decision has been taken after receiving complaints when poor patients suffering from life-threatening diseases have not been able to avail full treatment under the AB-PMJAY scheme. Central Government. Memorandum has been sent to all government hospitals, all regional cancer centers, health secretaries of all states, Department of Expenditure and National Health Authority.
Eligibility criteria
- Applicant should belong to BPL category
- The plan is for the treatment of the diseases listed below
Required documents
- income certificate
- Ration card
How to apply for National Health Fund
- Open the internet browser to visit the official website of the Department of Health and Family Welfare
- From the home page go to the “Major Programs” option
- Select “Poor Patients- Financial Support” option from the drop-down list
- Now search for “National Health Fund” and click on “Details” option
- Read the information and download the application form related to it
- Fill-up the form with the necessity documents.
- Affix the patient’s picture
- MO Submit the form duly signed by. In charge of the case with the documents listed above
National Health Agency Guidelines on RAN Scheme
The NHA is the apex body for the implementation of the Ayushman Bharat Health Insurance Scheme. According to medical advice, if the suggested treatment is not covered under the approved list of AB-PMJAY packages, Rs. Financial assistance up to 15 lakhs can be provided to AB-PMJAY beneficiaries. This additional support amount will be given from Umbrella National Health Fund Scheme. AIIMS and NHA wrote to the Ministry of Health that patients deprived of treatment under AB-PMJAY can be included in the RAN Umbrella Scheme.
Now all those patients who were suffering from serious illness were refused treatment under PMJAY. These diseases include blood cancer, chronic liver disease and essential organ and bone marrow transplants. Not all of these diseases are mentioned in the 1,393 medical packages mentioned under the Ayushman Bharat Scheme. So from now on, treatment for these serious diseases will be covered under the National Health Fund (RAN) scheme.
Earlier in November 2019, the Ministry of Health rejected the proposal sent by NHAI and AIIMS. The Ministry of Health had previously suggested to NHA that the procedures under PM-JAY be considered to include transplantation of organs. Apart from this, the ministry also suggested raising the ceiling of Rs. 5 lakhs per annum, so that only eligible patients under PM-JAY can avail facilities under Ayushman Bharat Scheme.
The National Human Rights Commission recently sought a report on complaints about patients holding BPL cards saying they were not receiving RAN benefits. Further, this report mentions that those who had availed the AB-PMJAY scheme and even if they were suffering from life-threatening diseases, which cost more than Rs. 5 lakhs, they are not covered under the Ayushman Bharat Scheme. Therefore, the Ministry of Health has revised the guidelines in the interest of poor patients so that they can pay Rs. To avail cashless treatment. 15 lakhs in the case of fatal diseases. These include patients in need of a kidney transplant, bone marrow or liver transplant and are suffering from treatment due to being PMZA card holders. All these will now be covered under the National Health Fund Scheme 2020-21.
All welfare policies of the Central Government. The poor are meant to benefit people, so they should be reviewed in a timely manner. Policy makers and bureaucracy should be empowered towards their beneficiaries. Responsible doctors should also be vigilant about such things.
List of categories of treatment Under RAN 2020-21
Cardiology& Cardiac Surgery
- ASD, VSD and PDA device closure
- Automatic Implantable Cardioverter Defibrillator (AICD)
- Cardiac Transplantation
- Coil Embolization and Vascular plugs
- Combo devices
- CRT/Biventricular pacemaker
- Diagnostic Cardiac Catheterization including Coronary Angiography
- Electrophysiological Studies (EPS) and Radio Frequency (RF) Ablation
- Heart surgery for Congenital and Acquired conditions including C.A.B.G
- Interventional procedure including Angioplasty, Rota-ablation, Balloon Valvuloplasty e.g. PTMC, BPV etc.
- Pacemakers
- Peripheral Vascular Angioplasty, Carotid Angioplasty, Renal Angioplasty
- Stents including Drug Eluting Stents
- Vascular Surgery etc.
Cancer
- Anti-Cancer Chemotherapy supportive medication and antibiotic, Growth factor,
- Bone Marrow Transplantation- Allogenic& Autologous
- Catheters, central lines and venous access devices.
- Diagonostic Procedures- Flow cytometry/cytogenetics /IHC Tumour Markers etc.
- Radiation treatment of all kinds including Radio Therapy and Gama Knife Surgery.
- Surgery for cancer patients
Urology/Nephrology/Gastroenterology
- Continuous renal replacement therapy in acute renal failure in ICU sick patient.
- Dialysis and its consumable (Both haemodialysis as well as Peritoneal)
- Disposables & Stents for endoscopic surgical procedures in Urology & Gastroenterology.
- Lithotripsy ( for Stones)
- Liver Transplantation and Surgery for portal hypertension.
- PCN and PCNL Kits
- Plasmalpheresis in acute renal failure
- Renal transplant-cost of renal transplant varies from 2.5 to 4.0 lakh Depending upon type of drug used as per patient need.
- Vascular access consumables (Shunts, catheters) for Dialysis
Orthopaedics
- AO implants, used in the treatment of bone diseases and fractures
- Artificial prosthesis for limbs
- Bone Substitutes
- External fixaters
- Implant for Fracture fixation (locking plates & modular)
- Implants and total hip and knee replacement
- Replacement Hip –Bipolar /fixed
- Spiral fixation Implant- Pedicle Screws (Traumatic, Paraplegic, Quadriplegic)
Neurosurgery – Neurology
- AVMs
- Brain Tumors
- Degenerative /Demyelinating diseases of brain/spinal cord
- Epilepsy
- Head injuries
- Intracranial aneurysm
- Movement disorders
- Neurological infections
- Spinal tumors
- Stroke
Endocrinology
- Hormonal replacement for lifelong therapy:
- Adrenal insufficiency
- Cases of complicated diabetes which require one time treatment e.g. amputation or renal transplant
- Cushings Syndrome
- Endocrine surgery
- GH deficiency
- Hypo pituitarism
- Hypo thyrodism
Mental Illness
- Organic Psychosis acute and chronic
- Functional psychosis including Schizophrenia, Bio-polar Disorders, delusional disorders and other acute polymorphic psychosis
- Severe OCD, Somatoform disorders, eating disorders
- Developmental disorders including autisms spectrum disorders and Severe behavioral disorders during childhood
Drugs
- Anti D
- Anti Haemophilic Globulin
- Anti-rejection treatment (ATG, OKT 3)
- Any life supporting drugs.
- Blood & Blood products/Plasma for patients of Burns
- CMV treatment (IV Gancyclovir, Valganciclovir)
- Erythropoietin
- Immunosuppressive drugs
- Liposomal Amphotericin
- Peg Interferon
- Ribavarin
- Treatment for Post –transplant viral infection
- Voriconazole
Investigations
- Ultra-sound,
- Doppler studies,
- Radio-nucleotide scans,
- CT Scan,
- Mammography,
- Angiography for all organs,
- M.R.I,
- E.E.G,
- E.M.G,
- Uro-dynamic studies,
- Cardiac Imaging- Stress Thallium & PET,
- Cardiac MRI,
- Investigation for CMV,
- BK Virus,
- TMT,
- Echocardiography.
- Psycho diagnostics,
- neuropsychological assessments,
- IQ assessments,
- blood tests like serum lithium
- Drug level of carbamazepine, valporate, phenytoin and any other similar medications
Others
- Anti Fungal
- Antiviral
- Baclofen for spasticity
- Botulinum A toxin injection for spasticity
- Immunoglobulin for AIDP (GB Syndrome ) and Myasthenia Gravis.
- Wilson disease: Penicillamine A
- Other major illness/treatment/intervention considered appropriate for financial assistance by the Medical Superintendent/Committee of Doctors
List of Hospitals Covered In Rashtriya Arogya Nidhi
- AIIMS, New Delhi
- CNCI, Kolkata
- Dr. RML Hospital, New Delhi
- JIPMER, Pondicherry
- KGMC, Lucknow
- Lady Hardinge Medical College & Smt. SK Hospital, New Delhi
- NEIGRIHMS, Shillong
- NIMHANS, Bangalore
- PGI, Chandigarh
- RIMS, ImPhal.
- Safdarjung Hospital, New Delhi
- SGPGIMS, Lucknow
- SKIMS, Srinagar
- Sree Chitra Tirunal Institute of Medical Sciences and Technology Thiruvananthapuram
Regional Cancer Centers
- Kamala Nehru Memorial Hospital, Allahabad, Uttar Pradesh
- Chittaranjan National Cancer Institute Kolkata, West Bengal
- Kidwai Memorial Institute Of Oncology, Bangalore, Karnataka (Scl)
- Regional Cancer Institute (Wai), Adyar, Chennai, Tamil Nadu (Sci)
- Acharya Harihar Regional Cancer, Center For Cancer Research & Treatment, Cuttack, Orissa
- Regional Cancer Control Society, Shimla, Himachal Pradesh
- Cancer Hospital & Research Center, Gwalior, Madhya Pradesh
- Dr. Bra Indian Rotary Cancer Institute (Aiims) New Delhi
- Rst Hospital & Research Center, Nagpur, Maharashtra
- Pt. Jnm Medical College, Raipur Chhatisgarh
- Post Graduation Institute Of Medical Education & Research (Pgimer), Chandigarh
- Sher-I- Kashmir Institute Of Medical Science, Soura, Srinagar
- Regional Institute Of Medical Science, Manipur, Imphal
- Govt. Medical Colleage & Associated Hospital, Bakshi Nagar, Jammu
- Regional Cancer Center Thiruvananthapuram Kerala
- Gujarat Cancer Research Institute, Ahmadabad, Gujarat
- Mnj Institute Of Oncology, Hyderabad, Andhra Pradesh
- Pondicherry Regional Cancer Society, Jipmer, Pondicherry
- Dr. Bb Cancer Institute, Guwahati, Assam
- Tata Memorial Hospital, Mumbai, Maharashtra
- Indhra Gandhi Institute Of Medical Science, Patna Bihar
- Acharya Tulsi Regional Cancer Trust & Research Institute, Bikaner, Rajasthan
- Regional Cancer Center Pt. Bd Sharma Post Graduate Institute Of Medical Science, Rohtak, Haryana
- Civil Hospital, Aizawl, Mizoram
- Sanjay Gandhi Post Graduate Institute Of Medical Science, Lucknow
- Cancer Hospital Tripura, Agartala
- Government Arignar Anna Memorial Cancer Hospital, Kancheepuram, Tamil Nadu