Are you looking for a credit card that not only offers amazing benefits but also stands out as the best airline credit card in the country? Look no further than Axis Bank Vistara Infinite Credit Card. With its unmatched features and rewards, this card has dominated the market for the past six years and continues to reign supreme in 2023.
Experience Business Class Luxury with Axis Bank Vistara Infinite Credit Card
If you are eligible for this card and fly at least once a year to any destination served by Vistara, there is absolutely no reason to overlook this exceptional offering. The Axis Bank Vistara Infinite Credit Card presents an enticing opportunity that you simply cannot afford to miss. By not seizing this offer, you might as well be leaving money on the table!
Fees and Welcome Benefits
Joining Fee: ₹10,000 + GST (First Year FREE with a minimum spend of ₹1.2 lakh in 90 days) Welcome Benefit: 1 Complimentary Business Class Voucher (Value: ~₹20,000) Renewal Fee: ₹10,000 + GST (Renewal Benefit: 1 Complimentary Business Class Voucher) Renewal Fee Waiver: None
The welcome benefit of receiving a complimentary Business Class Voucher is of immense value, equivalent to twice the joining fee. As a paid variant, the Axis Vistara Infinite Credit Card truly stands out.
Furthermore, there is currently a limited-time offer of First Year Free, where the joining fee is reversed upon spending ₹1.2 lakh within 90 days from the card setup date. By taking advantage of this offer, you not only get a free card but also a complimentary business class voucher worth over ₹20,000.
Please note that you are typically required to pay the joining fee when the first statement is generated. However, once you have spent ₹1.2 lakh within 90 days, the reversal process will be initiated within approximately 30 days. The entire process usually takes around 120 days from the date of card issuance.
Aesthetically Pleasing Design
The revamped design of the Axis Vistara Infinite Credit Card showcases its elegance and sophistication. The golden elements beautifully shine when exposed to light, adding a touch of luxury to the overall aesthetics. This recent design upgrade has certainly been a commendable move, particularly for this variant of the card.
Rewards and Milestone Benefits
Earn Club Vistara Points (CV Points) on your regular spends with the Axis Vistara Infinite Credit Card. For every ₹200 spent, you will receive 6 Reward Points (RP), which translates to a reward rate of 2.25% to 3%. The value of 1 CV Point ranges from ₹0.75 to ₹1, depending on your redemption preference. These CV Points have a validity of 3 years.
While the CV Points earned on regular spends might not be the card’s unique selling point, it is still important to understand their value. In the current market conditions, CV Points can be valued at ₹1 per point, even for economy redemptions, and potentially higher in certain low-demand sectors.
The spend-linked milestone benefits are the standout feature of the Axis Vistara Infinite Credit Card. These benefits alone provide an impressive value of around 8%, excluding CV points, based on your spending. Additionally, the ongoing regular rewards contribute an additional ~3%, enhancing the overall reward rate.
Typically, the reward rate remains high up to a spend of ₹7.5 lakh, after which it slightly decreases when reaching the final milestone benefit at ₹12 lakh. However, even at the last milestone, this card offers one of the highest reward rates among travel cards.
Voucher Redemption Made Easy
Redeeming milestone vouchers issued by Vistara Credit Cards is a quick and hassle-free process that can be done entirely online without any assistance. The redemption process takes less than 5 minutes, and the user-friendly system ensures a seamless experience.
There are two types of vouchers involved in the redemption process: the On-demand voucher, issued upon reaching the required spend, and the regular voucher, which automatically replaces the On-demand voucher after 6 months. Please ensure that you redeem the On-demand voucher only when you have decided to use it, as the validity period will differ accordingly.
For checking award seat availability, you can utilize the “Redeem Now” button on the dashboard, which facilitates CV points redemption without requiring a voucher.
Exclusive Club Vistara Gold Membership
As a cardholder of Axis Bank Vistara Infinite Credit Card, you are entitled to the esteemed Club Vistara “Gold” Membership, as long as your credit card remains active. This membership tier is usually difficult to obtain and is available only with two credit cards in India, namely Axis Vistara Infinite and the more expensive Vistara Credit Card offered by IndusInd, costing ₹40,000.
Having Club Vistara Gold Membership brings forth an array of benefits that not only enhance your travel experience but also carry a significant monetary value. Enjoy priority support, priority check-in at business class counters, one class upgrade vouchers, airport lounge access, additional baggage allowance, priority baggage handling, priority boarding, and more.
For instance, the upgrade vouchers alone hold a value of at least ₹10,000 each. Although some vouchers may expire before use, they are extremely useful for frequent flyers.
Airport Lounge Access and Golf Benefit
If you are flying with Vistara, regardless of the class, your boarding pass automatically grants you access to domestic lounges through Club Vistara Gold membership. However, when flying with other airlines and in need of lounge access, you can take advantage of the inbuilt Visa Infinite offer associated with the Axis Vistara Infinite Credit Card. Simply swipe your card to gain access.
Additionally, the card offers a complimentary limit of 6 rounds of golf games or lessons per year. Golf enthusiasts will appreciate this value-added benefit, especially considering that Axis Bank’s golf booking system is superior to that of most other banks, such as HDFC.
Eligibility and Application Process
To be eligible for the Axis Bank Vistara Infinite Credit Card, you need to have an annual income of ₹9 lakhs or more. If you are applying for a Card to Card transfer, your existing credit card limit should be ₹4 lakhs or higher. The eligibility criteria are straightforward and ensure a seamless application process.
Applying for this card is a breeze through the Axis Bank website. In just a few clicks, you can submit your application online. Typically, the card gets approved within a week of application, with delivery taking an additional week. It is important to note that opening an Axis Savings Account is not mandatory to obtain an Axis Bank Credit Card. Furthermore, each individual can hold up to three cards from Axis Bank.
If you have the option to complete VKYC (Video KYC), make sure to do so within two days to prevent any delays in your application process.
Final Thoughts: An Unmissable Opportunity
With its impressive return on spend of around 11% for ₹7.5 lakh spends, the Axis Bank Vistara Infinite Credit Card is undeniably one of the most rewarding cards available. Even if you only travel once or twice a year, this card offers luxurious experiences that will leave a lasting impression.
Considering the current waiver on the joining fee, now is the perfect time to seize this amazing opportunity. Offers