Axis Bank Neo Credit Card Apply Online – What is in Details: What is Axis Bank Neo Credit Card, How to Apply for Axis Bank Credit Card, Also Who Can Apply for this Credit Card, Terms & Conditions/Eligibility for Neo Credit Card, What are the Documents, How Much Credit Limit Can I Get Will provide information like Axis Bank Neo Credit Card Details etc.
At present, there are many credit cards in the market that offer you cashback with different benefits. If you shop online and want to take a credit card only for online payment, then you can now take advantage of Neo Credit Card given by Axis Bank.
This credit card is specially launched for those people who mostly do online shopping on platforms like Amazon, Flipkart, Myntra, Bookmyshow etc., so that you can avail this credit card.
What is Axis Bank Neo Credit Card?
A credit card offered by Access Bank that offers credit limit with instant approval, Axis Bank Neo Credit Card has been launched keeping in mind the needs of those who do most of the online shopping. I like it,
This credit card can avail multiple offers, cashback benefits and reward points from online shopping portals like Amazon, Flipkart, Myntra, Bookmyshow, etc.
Apart from this, if you use this credit card properly, then you are also given excellent cashback here. If you pay this credit card on time, it also helps in increasing your credit score
If you use this credit card properly, then you also get a limit of up to ₹ 500000.
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Axis Neo Credit Card Eligibiity
Following are the eligibility criteria to apply Neo Credit Card, if you follow these terms and conditions then you will get the credit card.
Applicant age should be 18 to 70 years. The age of the add-on cardholder should be more than 15 years. Applicant can be resident or non-resident of India. It is mandatory for the applicant to have a mobile number linked with the Aadhar card. There should be some income source.
Note: The Bank reserves the right to change the eligibility criteria for the Credit Card from time to time without any prior notice.
Required Documents for Axis Neo Credit Card
By the way, the same documents are required in this credit card which have to be given while applying for other bank credit cards, the following documents are required for Axis Neo credit card.
Filled credit card application form. A copy of PAN card or Form 60. Identity proof – PAN, driving license, Aadhaar Card, etc. Income proof – latest payslips, Form 16 , IT return copy, etc. Residence proof – Passport, Ration Card, electricity bill,
Aadhaar, etc. Passport size color photographs of the applicant.
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Axis Neo Credit Card Interest Rate Details
For Axis Neo Credit Card, you only have to pay a processing fee of 250RS. If you spend 2500RS within 45 days, then the joining fee is reduced to Rs.250 (Waived off).
Apart from this, if you apply for this credit card from the Amazon app, then you also get a cashback of up to ₹ 1000. The interest rate here depends on the applicant’s existing credit limit.
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Axis Neo Credit Card Fees And Charges
For Axis Bank Credit Card, you have to pay some fees and charges which are shown in the table below.
| Details | Monthly benefits (Rs.) | Annual benefits (Rs.) |
|---|---|---|
| Amazon Pay Voucher | 250 | |
| Zomato Pro 3 months subscription | 200 | |
| Grofers gift voucher | 250 | |
| 1mg Care Plan 6 months subscription | 249 | |
| Food ordering at Zomato | 240 | 2880 |
| Utility Bill Payments via Paytm | 150 | 1800 |
| Grocery shopping at Grofers | 250 | 3000 |
| Movie spends on Bookmyshow | 100 | 1200 |
| Online shopping at Myntra | 100 | 1200 |
| Edge Rewards | 100 | |
| Total Benefit(Year 1) | 11,129 | |
| Total Benefit(Year 2 onwards) | 10,180 | |
| Annual benefits as a percentage of spends* | 10% |
Axis Bank Neo Credit Card Limit
Axis Bank Neo Card credit limit is bank based, the credit limit offered to the cardholder is based on several factors which include credit history, credit report, your credit score as well as your past and ongoing loans Huh. The maximum limit in this credit card is up to ₹ 5, 00,000.
Key Features of Axis Bank Neo Credit Card
You can get welcome offers, cashback offers, gift vouchers and entertainment offers from Amazon. EMI facility offered which includes no-cost EMI on select products. Lost card liability insurance is given. The card also lets you avail lifestyle benefits across categories such as Dining, Movies and Shopping.
How to apply Axis bank Neo Credit card
You can get Axis Bank Neo Credit Card made in many ways, here we have given some ways by following which you will be able to apply for Axis Bank Neo Credit Card very easily. If you are eligible for this credit card then you also get good credit limit.
Visit Bank Branch
Visit your nearest Axis Bank, ask the bank official to check the eligibility criteria of the credit card, if you are eligible, you will get the Pre Approved Credit Card immediately , and within 15 to 20 days, the credit will be given to the address mentioned by you. The card is delivered.
Axis Mobile App
If you are already a customer of Axis Bank then you can apply for this credit card using Mobile Banking,
Here you have to enter some basic information like name, address information, wait till the credit card is approved, as soon as the approval is done
You get a virtual credit card. The physical is delivered to you at your home via post.
Amazon APP
Application for Axis Bank Neo Credit Card can also be done through Amazon App where you get cashback offer. If you apply for this credit card through Amazon, you can get cashback up to ₹ 1000.
Official Website
Online application for Axis Bank Neo Credit Card can also be done through the official website where you can get the credit limit as per your eligibility in less than 5 minutes by entering some basic information.
Shopping Malls
At present, you can also find credit card employees in many shopping malls, who offer various types of credit cards,
You can apply for Axis Bank Neo Credit Card after verifying your documents.
How to Apply for Axis Bank Neo Credit Step By Step Process
You can follow the steps mentioned below to apply for Axis Bank Neo Credit Card.
Step 1. Open the official website of Axis Bank.
Step 2. Click on Apply Now to apply for credit card.
Note: Here you are asked whether you are already a customer of Axis Bank or not. If you are already a customer then click on YES, if not then select NO.
Step 3. After this fill your mobile number, PAN card, pin code, annual income etc. information.
Step 4. Now click on NEXT.
Step 5. After this you have to fill personal details, professional details, contact details etc.
Step 6. After this, enter Verify OTP from your mobile number.
Step 7. Now you have to wait till you get the approval, after that the document verification is done by the bank. Then you will be able to activate your card.
Note: While taking a credit card, use your understanding and use it in the right place, otherwise you may have to pay many types of charges.
Axis bank Neo Credit Card Customer Care
If you face any kind of problem then you can get the solution of your problem by talking to the customer officer of the bank, apart from this you can also get the solution through live chat on the official website.
- Web – Official website
- Call – +1-860-419-5555
My Last Word on Axis Bank Neo Credit Card
In this article I have told how to create Axis bank Neo Credit card, how to apply for Axis Bank New Credit card, if the information is provided. If you do more online shopping then you can apply for this credit card, you can save through this credit card, here you get discounts and offers on almost every transaction.
Neo Credit Card FAQ’s
Q1. What is the joining fee and annual fee for Neo Credit Card?
Ans. All you have to do is pay a processing fee of 250RS to join for Axis Bank Neo Credit Card.
If you spend 2500RS within 45 days, then the joining fee is reduced to Rs.250 (Waived off). Apart from this, some charges will have to be paid on late credit payment, partial payment etc.
Q2. Does Axis Bank offer credit-free period for Axis Neo Card customers?
Ans. Yes, the interest free period offered here may vary from 20 to 50 days depending on the transaction date.
Q3. How can I report if I lose my Axis Bank Neo Card?
Ans. To report a lost Axis Bank card, you can contact Axis Bank Credit Card Customer Care by dialing 18605005555 or 18604195555.
Q4. What will happen if Axis Bank Neo Credit Card payment is not filled?
Ans. In case of non-payment of Axis Bank Neo Credit Card, the civil score may get spoiled apart from this you may have to pay many other charges.
In case of non-payment, you will be told through pass notification that you have not paid the bill and your bank account may be closed, apart from this your bill number gets deposited in the PAN card.
Q5. How to apply for Axis Neo credit card?
Ans. You can apply this card through Axis Mobile App, Amazon App and official website. Here you can activate after filling some personal information.
Q6. In how many days does the Axis Bank Neo Credit Card Welcome Kit get delivered at home?
Ans. Neo Credit Card Welcome Kit is delivered at home via post in 15 to 20 days. You can activate it through Axis Mobile App.
Q7. What is Axis Bank Neo Credit Card known as
Ans. This card is also known as Amazon Neo Credit Card, if you supply Amazon then you also get the best cashback offer.
Note: For this credit card, you have to pay a joining fee of Rs 250 and an annual fee of Rs 250, it works like a loan in a way, so always use the credit card wisely.