Axis Bank MY ZONE Credit Card Apply – Review, Details & Benefits

Axis Bank MY ZONE Credit Card Apply – Review, Details & Benefits: In today’s article we will read information about Axis Bank MY ZONE Credit Card like apply for My Zone Credit Card.

What is Axis Bank My Zone Credit Card card, what are the benefits and features available, terms and conditions / documents will be required to take this credit card, apart from this we will also provide you information about Fees and Charges, Credit Limit etc. .

What is Axis Bank MY ZONE Credit Card

First let’s talk about what is my zone credit card, if you shop online, book tickets online, get premium membership subscription, shop on swiggy, book air tickets, fill diesel, petrol etc. You can get this credit card made.

Where you get cashback offers, rewards points, which can be used to make online payments.

This credit card offers many benefits features as compared to multiple rate cards. If you use this credit card properly, then your credit score starts increasing and your credit limit also starts increasing.

This is a card launched by Axis Bank named MY ZONE Credit Card which comes with Mastercard, this card can be used for International, Domestic work, Contactless transactions up to ₹ 5000 can be done in this card . This is an entry-level credit card, which can be used on online platforms.

Read Also: Bajaj Finserv Credit Card

Axis Bank My Zone Credit Card Details 

Some important information about Axis Bank My Zone Credit Card is mentioned in the table below.

Card TypeEntry-Level
Annual FeeRs. 500
Best Suited ForShopping and Entertainment
Paisabazaar Rating3/5
Welcome BenefitUp to Rs. 1,000 off on Myntra
Rewards Rate2% (4 points per Rs. 200)

MY ZONE Credit Card Required Documents

By the way, the same documents are required in MY ZONE Credit Card which have to be given while applying for other bank credit cards, the following documents are required for Axis Bank My Zone Credit Card which are as follows.

  • PAN Card Photocopy or Form 60
  • Color Photographs
  • Latest Payslip / Form 16 / IT return copy as income proof
  • Residential Proof: Passport, Ration Card,  Electricity bill,  Landline telephone bill,  (any one of the following)
  • Identity Proof: Passport, Driving license, PAN card, Aadhaar card,
  • (any one of the following)

Read Also: HDFC Infinia Credit Card

Axis MY ZONE Credit Card Eligibility

Following are the terms and conditions eligibility for applying Axis Bank My Zone Credit Card, if you follow these terms and conditions then you will get the credit card.

  • Applicant age should be 18 to 70 years.
  • The age of the add-on cardholder should be more than 15 years.
  • Applicant can be resident or non-resident of India.
  • It is mandatory for the applicant to have a mobile number linked with the Aadhar card.
  • There should be some income source.

Note : Credit card decision is communicated within 21 days where information will be provided through sms email.

Axis MY ZONE Credit Card Limit

Axis Bank My John credit card limit is bank based, the credit limit offered to the cardholder is based on several factors including credit history, credit report,

Your credit score as well as your past and ongoing loans are included. The maximum limit in this credit card is up to ₹ 5,00,000.

Interest Rate of Axis MY ZONE Credit Card

For Axis Bank MY ZONE Credit Card, you only have to pay a joining fee of Rs.500. In the first year this credit card is given without any annual fee, but in the second year ₹ 500 will be charged from you.

Apart from this, if you apply for this credit card from the Amazon app, then you also get a cashback of up to ₹ 1000. Here the interest rate depends on the existing credit limit of the applicant.

Read Also: Bajaj Finserv EMI Card

Axis Bank My Zone Credit Card Fees & Charges

Fess And Charges for My Zone Credit Card is applicable to all card holders. My Zone credit card charges include cash payment fee, joining fee and an annual fee. All the charges are mentioned in the table below:

My Zone Credit CardCharges
Joining FeeRs. 500
Annual Fee1st Year: Nil
2nd Year onwards: Rs. 500
Add-on Card Joining FeeNil
Add-on Card Annual FeeNil
Card Replacement FeeRs. 100
Cash Payment FeeRs. 100/-
Duplicate Statement FeeWaived
Charge Slip Retrieval Fee or Copy Request FeeWaived
Outstation Check FeeWaived
Mobile Alerts for TransactionsFree
Hotlisting ChargesNil
Balance Inquiry ChargesWaived
Finance Charges (Retail Purchases & Cash)3.4% per month (49.36% per annum)
Cash Withdrawal Fees2.5% (Min. Rs. 500) of the cash amount
Overdue Penalty or Late Payment FeeNil if Total Payment Due is up to Rs. 300
Rs. 100 if total payment due is between Rs. 301 – Rs. 500
Rs. 500 if total payment due is between Rs. 501 – Rs. 1,000
Rs. 500 if total payment due is between Rs. 1,001 – Rs. 10,000
Rs. 750 if total payment due is between Rs. 10,001 – Rs. 25,000
Rs. 1000 if total payment due is between Rs. 25,001 and 50,000
Rs. 1000 if total payment due is greater than Rs.50,000
Over Limit Penalty2.5% of the overlimit amount (Min. Rs 500)
Check Return or Dishonour Fee or Auto-debit Reversal2% of the payment amount subject to Min. Rs.450
Surcharge on Purchase or Cancellation of Railway TicketsAs prescribed by IRCTC / Indian Railways
Fuel Transaction Surcharge Transaction1% of transaction amount (Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month)
Foreign Currency Transaction Fee3.50% of the transaction value
Reward Point Redemption feeNil
GSTAs per existing Government norms

Benefits of Axis My Zone Credit Card 

Welcome Bonus Of Myntra

First of all, here you are given a cashback of ₹ 1000 as Welcome Bonus from Myntra.

Buy One Get One Free on Paytm Movies

If you use this card to book movie tickets through Paytm, then up to 25% cashback is given. You can get 100% discount on other movie tickets at Paytm Movies with your My Zone credit card.

Maximum discount per customer in a calendar month Rs. You can use the coupon code “AXIS200” to avail the Rs.200 discount. No reward points are earned on movie transactions here.

Read Also: SBI Aurum Credit Card

Reward Points

With your Axis Bank My Zone Credit Card, you can get EDGE reward points on every purchase you make.

EDGE reward points can be redeemed for a variety of items including vouchers, mobile accessories, home decor, computer accessories and more

Food Delivery via Swiggy

Up to 40% cashback is offered on online food delivery on Swiggy. It will be available 4 times in 1 month.

Free SonyLiv 1 Year Subscription

Through this card you also get SonyLiv Premium annual subscription, 999 on your first spend within the first 30 days of card issuance. Eligible customers receive the voucher code via SMS on their registered mobile numbers.

How to Apply for Axis MY ZONE Credit Card

You can get Axis Bank My Zone credit card made in many ways, here we have given some ways

By following which you will be able to apply for Axis Bank MY ZONE Credit Card very easily. If you are eligible for this credit card then you also get good credit limit.

Through Amazon APP

Application for Axis Bank MY ZONE Credit Card can also be done through Amazon App where you get cashback offer. If you apply for this credit card through Amazon, you can get cashback up to ₹ 1000.

To apply for a credit card, some information has to be submitted and if you are eligible for this credit card, then within 10 to 15 days after the card is approved, it is delivered through the post office at the address you mentioned.

Read Also: PAYTM Credit Card

Visit Bank Branch for Offline Apply

You can also get the My Zone credit card by submitting your documents at your nearest Axis Bank branch, where you will have to submit the application form. You will have to wait till the approval is received, then you will get this credit card according to your civil score.

Visit Official Website for Online Apply

To apply for My Zone credit card, you can use the official website where you can take this card after submitting your mobile number, aadhar card details, pan card details information

Apply Online Axis MY ZONE Credit Card 

You can follow the steps mentioned below to apply for Axis Bank My John Credit Card.

Step 1. First of all open Axis BankMy ZONE Credit Card Official Website

Step 2. Click on Apply Now to apply for credit card.

Axis Bank MY ZONE Credit Card Apply
Axis Bank MY ZONE Credit Card Apply

Note : Here you are asked whether you are already a customer of Axis Bank or not. If you are already a customer then click on YES, if not then select NO.

Step 3. After this fill your mobile number, PAN card, pin code, annual income etc. information.

Step 4. Now click on NEXT.

Step 5. After this you have to fill personal details, professional details, contact details etc.

Step 6. After this, enter Verify OTP from your mobile number.

Step 7. Now you have to wait till you get the approval, after that the document verification is done by the bank. Then you will be able to activate your card.

Note : While taking a credit card, use your understanding and use it in the right place, otherwise you may have to pay many types of charges.

Axis Bank MY Zone Credit Card Customer Care No.

If you face any kind of problem then you can get the solution of your problem by talking to the customer officer of the bank, apart from this you can also get the solution through live chat on the official website.

  • Official Website – Click Here
  • Call – 1860-500-5555 or 1860-419-5555

Conclusion : Axis Bank My Zone Credit Card Review

In this article I have told how to create Axis Bank My Zone Credit card , how to apply for Axis Bank My Zone credit card , if the information is provided. If you do more online shopping then you can apply for this credit card, you can save through this credit card, here you get discounts and offers on almost every transaction.

Note : For this credit card, you have to pay a joining fee of Rs 500 and Rs 500 per annum, it works like a loan in a way, so always use the credit card wisely.

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