Axis Ace Credit Card Cashback Offer know the features & Benefits – There are many cashbacks credit cards available in the market. In this type of card, the cashback is credited to your credit card account. There is a need to redeem the reward points in this. However, many cashback cards are beneficial in terms of spending at a particular merchant. In such a situation, Axis Bank ACE Credit Card is considered a better cashback card. Through this card, 2 percent cashback is available for transacting anywhere except some categories.
Special features of the card
- Through this card, you get unlimited 5% cashback on mobile recharge, DTH recharge, bill payment (broadband, LPG, electricity, gas and water) on Google Pay app.
- Unlimited 4% cashback is available for making payments on Swiggy, Zomato and Ola through this card.
- Earn unlimited 2% cashback on all other online and offline transactions.
- No cashback is available on fuel, EMI, e-wallet load, rent payment etc.
- Fuel surcharge of 1% will not have to be paid on payment of fuel purchase at petrol pumps with this card. A maximum of Rs 500 fuel surcharge can be waived in a billing cycle.
- Through this card, you can access domestic airport lounge for free 4 times in a year.
- This card is equipped with contactless technology, which also gives customers the facility of ‘tap and pay’ i.e. without swiping the card, payment can be made by just tapping on the POS machine.
No need to redeem cashback
The biggest feature of Axis Bank’s Ace Credit Card is that there is no capping on the cashback. Means you can get unlimited cashback in one billing cycle. Cashback earned in the current billing cycle is credited to the credit card account 3 days prior to the next billing date.
ACE Credit Card Charges
- The joining fee of this card is Rs.499. However, the annual fee will be reversed if Rs 10,000 is spent within 45 days of card issuance.
- The annual fee of this card is Rs.499. However, the annual fee will be waived off after spending Rs 2 lakh in a year.
Airport lounge access
We get four complimentary airport domestic lounge access per year with the Ace credit card.
Read also – About All Axis Bank Credit Card
The Bottom Line:
Any credit card that offers benefits that outweigh the fees is always a good addition to the wallet. The Axis Ace Credit Card fits the bill with low fees, great cashback rewards and easy fee waivers. This is what makes it the best entry level credit card.