To fill Atmanibhar Bharat Loan Scheme 2020 application / registration form, check that apply online for MSME loan, KCC loan, Street vendor loan, Mudra Shishu loan, PMAY CLSS home loan scheme.
In view of the COVID-19 lockdown, as most of the working areas in India are in crisis, hence the central government. Has decided to revive the economy. It is Rs. Is announced by. 20 lakh crore economic package for Atmanbir Bharat Abhiyan to make India self-reliant. In this Aatmanirbhar India campaign package, Govt. Has announced several loan schemes for various sectors. Here we are going to tell you how to apply online for Atmanirbhar Bharat Loan Schemes 2020.
These loan schemes include MSME loan, Kisan Credit Card (KCC) loan, Street Vendor Loan, Shishu Mudra Loan, PM Housing Scheme Credit Linked Subsidy Scheme (PMAY-CLSS) loan etc. under Self Reliant India campaign. Now people can apply for these. Loan Schemes by the Central Government of India.
Atmanbir Bharat Loan Schemes 2020 Apply Online
PM Modi’s Rs. On 13, 14, 15, 14 and 1che May 2010, a package of 20 lakh crores has been announced in an economic dose of 5 installments. Direct application is the online process to get the benefit of various loan schemes announced at various stages of Atmanbir Bharat Abhiyan 2020.
MSME loan
Central government. A provision of Rs. 3 lakh crores for Micro, Small and Medium Enterprises sector. In this MSME loan scheme, Govt. Will provide collateral free loan to facilitate MSMEs. The tenure of these loans will be 4 years and will provide an extension of about 12 months. 12 crore workers will be benefited. These business loans can be used to establish or expand new ventures (expansion, diversification, modernization, technology upgradation). These can be: –
- Acquisition of factory, land and building sites.
- Purchase of plant and machinery including laboratory equipment, test equipment, furniture, electrical fittings etc.
- To meet working capital requirements like raw materials, stock-in-progress, finished goods etc.
- Trade finance (bill exemption) to pay creditors while awaiting payment from debtors.
- Launch of new product range, expansion of business, storage requirement, loans for marketing and advertising purpose.
- Additional monetary assistance for any eligible purpose.
- Click on the link – https://www.udyamimitra.in/MSMELoan to apply online. On this page, please click here for lending up to Rs 10 crore under MSME to your chosen portal www.udyamimitra.in, which is accessible by 145+ lenders (Banks / NBFC / SFB / FinTechs) . Link
- Direct link
- Online application page for MSME loan will appear on SIDBI Udmi Mitra website
- You will have a wide range of options from lenders (Bank / NBFC / SFB / Fintech) who can access your application and according to your geographical location the nearest lender can contact you or even a fintech from another city can touch you. . This means that you can apply online 24/7. You can also apply comfortably in your free time. If you have your budget / documents / information ready, then you will find that filling the application form is easy.
MSMEs can avail MSME loan scheme till 31 October 2020. Announcing the first installment of the stimulus package of governments on 13 May, Finance Minister Nirmala Sitharaman said that MSMEs with annual turnover of Rs 100 crore or less would be eligible. Get these collateral-free government backed loans. In addition, the government. Subordinated debt based scheme of Rs. 20,000 crores for stressed and NPA MSMEs for the benefit of nearly 2 lakh stressed and NPA MSMEs. A new fund of Rs. 50,000 crore will be created for equity infusion of potential and viable businesses.
The definition of MSME will be changed with the increase in investment limit and size as well as turnover size. In addition, differentiation B / W manufacturing and service MSMEs will be removed. Now, all global tenders are Rs. 200 crores Rs. Tenders up to 200 crore will no longer be on the global tender group. E-market linkage will also be provided across the board in the absence of trade fairs to promote e-commerce. Within 45 days, CPSE and Govt. Will clarify India’s attainment.
Kisan Credit Card (KCC) Loan
About Rs. 2 lakh crore concessional loan for Kisan Credit Card (KCC) scheme to be extended by the Central Government. About 2.5 crore farmers will be benefited from this KCC scheme. Fisheries and animal husbandry farmers will be included in the KCC scheme. People can avail following benefits by applying online for KCC scheme.
- The interest rate offered on the loan can be as low as 2.00%.
- Banks will not seek protection on loans up to Rs. 1.60 Lakhs Rs.
- Crop insurance coverage against various natural disasters is given to the users.
- The farmer is provided with insurance coverage against permanent disability, death, other risks are also provided to the farmer.
- The repayment period is decided on the basis of harvesting and marketing period. Maximum loan up to Rs. 3 lakh can be availed by the KCC card holder.
- Farmers who deposit money in Kisan Credit Card account will get higher interest rate. Apart from this, prompt interest rate is paid from the farmers.
- To apply online, click on the link https://pmkisan.gov.in/Documents/Kcc.pdf to open the Single Page Kisan Credit Card (KCC) application form.
- Application form will appear for PM Kisan Credit Card Scheme 2020 online pdf download
- All farmers b / w from 18 to 75 years of age can avail the Kisan Credit Card (KCC Scheme). If the borrower is a senior citizen (over 60 years of age), the co-borrower is mandatory where the co-borrower must be a legal heir. All farmers including individuals / joint cultivators, owners, tenant farmers, oral lessees and share croppers etc. are eligible.
Other initiatives for farmers include farm-based infrastructure (Rs 1 lakh crore), micro food enterprises (Rs 10,000 crore), PM Matsya Sampada Yojana (Rs 20,000 crore), FMD livestock disease control scheme (Rs 13,000 crore). , Animal Husbandry Infrastructure Development Fund (Rs. 15000 Crore), Promotion of Herbal Farming (Rs. 4000 Crore), Promotion of Beekeeping (Rs. 500 Crore), Top to Total: Operation Greens (Additional Rs. 500 Crore).
CLSS loan under PM Awas Yojana
Credit Linked Subsidy Scheme (CLSS) loan will be provided under the PM Awas Yojana for the lowest class of middle income group. This includes MIG 1 (Rs 6 to 12 lakhs per year) and MIG 2 (Rs 12 to 18 lakhs per month). The PMAY CLSS scheme, which was launched in May 2017 and ended on 31 March 2020, has now been extended to March 2021. So far, about 3.3 lakh families have already benefitted from the PMAY CLSS scheme. Now in the next 2.5 years, another 2.5 lakh MIG group people will benefit from the PMAY CLSS scheme. The scheme will result in immediate employment generation and demand for construction materials such as steel, cement, transport and other house building materials will also increase. To apply online, follow the procedure given below: –
- People can apply online for the PMAY CLSS MIG through the official website https://pmaymis.gov.in/and then select the “Benefits under the other 3 components” link under “Citizen Assessment Section” Huh.
- The direct link to apply online is https://pmaymis.gov.in/Open/Check_Aadhar_Existence.aspx?comp=b
- On this page, enter your Aadhaar number or virtual ID and name as per Aadhaar card and click on the “Check” button. If your Aadhaar number and name match, then PMAY CLSS MIG Loan Apply Online Form willl appear
This expansion of the PMAY CLSS scheme for MIG families is Rs. 70,000 crores in the housing sector in India.
Street vendor loan scheme
COVID-19 adversely affects the livelihood of street vendors. The government will introduce a special scheme within a month to provide easy credit facility to street vendors. Initial working capital up to Rs. 10,000 will be provided to support around 5 million street vendors. Digital payments will be promoted through monetary rewards and enhanced working capital loans will be made available for good repayment behavior. Central government. 5000 crore will provide liquidity of Rs.
We will update the online application process here as soon as the official web portal of the special loan scheme for street vendors will be launched. To date, it is known that Rs. 10,000 instant loans will be provided to street vendors to assist them in their work. These will all be short-term capital loans, which will be provided for short-term to meet daily needs.
Shishu loan under Mishra scheme
Small businesses under MUDRA have been most disrupted due to coronavirus (COVID-19) lockdown and have also affected their ability to pay EMIs. Therefore, the loan has already been stopped by the RBI. The current portfolio of MUDRA-Shishu loans is Rs. 1.62 lakh crore (maximum loan amount of Rs. 50,000). Now Government of India will provide interest subsidy of 2% for prompt payment for a period of 12 months. This will give relief of Rs. 1500 crores to MUDRA-Shishu loanees. People can check the process here – PM Mudra Yojana Shishu Loan Apply Online / Offline Form
Mudra Shishu Loan Scheme application form will appear
All interested people, who want to avail Shishu Mudra loan with the benefit of Atmanibhar Bharat Abhiyan Package, can now apply online or offline as appropriate.