Amazon ICICI Credit Card Apply – Review, Details & Benefits: In today’s article, we are going to give you all the information about Amazon Icici Credit Card from Amazon.
Like how to apply for amazon credit card, we are going to provide details about Amazon Credit Card Review, Eligibility, Tenure, Uses, Interest Rate etc. And friends, you must read this post till the end so that you can get credit card. can be found easily.
Who is not aware of amazon app at present, everyone knows about amazon app that it is an online e commerce website through which you can buy A to Z any item.
About Amazon Credit Card
Amazon Credit Card is a facility provided by the Amazon app that provides a credit limit for purchasing your favorite item on Amazon.in through a digital process.
This credit card is interduced by amazon in partnership with icici bank. This card is also known as Amazon ICICI Credit Card.
Read Also: IDFC First Millennia Credit Card
You can also use this credit card to fulfill your needs and you can use this card in digital format or in physical format with the help of Amazoni App.
Through the Amazon app, this card offers 5% reward points to Prime customers , 2% cashback for other customers and 2% cashback for online bill payments and 1% reward points for any other transaction.
The Amazon app claims that you can take this card without any joining fee and without any Surcharge. Through this card, you can buy electronic goods on Amazon App at No Cost EMI , so you do not have to pay any kind of charge for this, you only have to pay the same amount.
Amazon Credit Card Eligibility
To get a credit card from the AMAZON app, you have to fulfill the eligibility mentioned below which is as follows.
- You must be a citizen of India.
- Applicant’s age should be more than 21 years.
- You should be self employed and employed in any job.
- The applicant should also have a smartphone and a good internet connection to apply for the credit card .
- Your credit score should be good.
- Your monthly income should be more than ₹25000.
- You must have an active bank account with Debit Card , Net Banking .
- You must have KYC documents like Aadhar Card, PAN Card.
- You also need to have a mobile number linked with Aadhar card.
Read Also: Money View Credit Card
Note : At present, this card gives credit card only in some cities of India, if you apply for a credit card from a rural area, then it can also be rejected.
Keep in mind: Before applying for the credit card, you must read the Terms of Conditions .
Amazon Credit Card Documents Required
To get a credit card from the Amazon app, you must have the following documents which are as follows.
Aadhar Card Pan Card Bank Details Address Proof Employment ID
How much loan can I take on Amazon Credit Card?
Amazon Credit Card Loan for Online Shopping, Online Payment (Minimum to Maximum) Rs.10,000 – Rs.6,00,000 can be availed. This loan depends on your credit score and profile, how much loan you can get.
Note : If you deposit this loan on time, then gradually the limit of this card starts increasing. And in future you can get loan up to the maximum credit limit.
Read Also: LazyPay Credit Card Apply
Amazon Credit Card Interest Rate
You do not have to pay any Annual Fee for Amazon Credit Card, nor can you take any joining fee and without any No Surcharge.
For this card, you have to pay normal charges which are applicable on other credit cards as well. If you have bought any electricity on the same No Cost EMI , then you do not have to pay any kind of charge for this, you only have to pay the amount of the cost of the same.
Note : The bank can charge you a processing fee of Rs 199 to Rs 600.
Note : If you do not repay the loan on time, then you may have to pay a late fee of up to Rs 2,000 in the form of Overdue Charge and 18% as GST charge. Apart from this, you may also have to pay many other charges .
Read Also: Home Credit Ujjwal Card
Where to use Amazon Credit Card Loan
This loan can be used for online shopping, online payment, any financial emergency, medical emergency, paying one’s expenses, electricity bill, car bike EMI .
Who can apply for Amazon Credit Card Loan
Every person in India can apply for Amazon Credit Card loan, for this he should be above 21 years of age and he should also have eligibility, documents.
Through this, people who are employed, small shopkeepers, a common man, a small business man, Self Employed etc. can take this loan.
Amazon Credit Card Security and Privacy
The Amazon app does not share your personal information with anyone and it uses encryption technology to protect all transactions. This app provides fast loans in a safe and reliable manner.
Amazon is a secure mobile application and this app is also available on Google Play Store and also has its own official website.
For this card, Amazon has partnered with ICICI Bank, which is a private sector bank not known in India.
While taking a credit card from Amazon, you have to take special care that the bank does not ask for any kind of OTP, CVV number or card details, if you get any such call, then you do not have to tell your personal information.
Read Also: Uni Credit Card
How to Apply Online Amazon ICICI Credit Card
Applying for Amazon Credit Card is very easy. You can apply for this credit card through the Amazon app and the official website. We have given below the steps to take this credit card which is as follows.
Step 1 . Install Amazon App from Google Play Store.
Step 2 . Complete the registration process with the help of your mobile number.
Step 3 . Now enter PAN card number to complete KYC for Amazon Pay balance .
Note: To take Amazon Credit Card, it is mandatory to do KYC of Amazon Pay balance.
Step 4 . Now you have to open the amazon app and click on three dots.
Step 5 . After that click on Amazon Pay option.
Step 6 . Now tap on the Account section in Manage.
Step 7 . Here you will be seeing the Amazon ICICI Card option, then you have to click on it.
Step 8 . After that tap on Apply Now option.
Step 9 . Now the browser will open in your mobile, so here you have to verify the OTP from the mobile number linked to the Aadhar card.
Step 10 . After this fill your personal details like Name, E-mail, DOB, Gender etc.
Step 11 . Now enter your current address and click on submit.
Step 12 . After filling all the details now submit the application.
Note: If you are eligible for a credit card , then the credit limit provided to you depends on your credit score and profile.
Step 13 . Once the credit card is approved, the amazon customer care executive visits your home and does the full KYC of your account and after a week this credit card is delivered to your home.
Note : Before taking a credit card , you can get information about it from the customer care executive of amazon, otherwise you can read our post till the end in which we have provided you all the information.
Amazon Credit Card Customer Support Number
If you face any kind of problem then you can solve your problem by talking to customer care on Amazon mobile application. Amazon.in Customer Service You can use amazon customer service to contact your lending partner directly.
Disclaimer : In this article, we have provided the information to you on the basis of internet source. We will not be responsible if this information becomes old or the terms of this app change in future. So whenever you apply for a loan, take it at your own risk. We are not responsible for this, it is your own choice.
My Review on Amazon ICICI Credit Card
I hope today’s post has been helpful for you, in which I have told you about how you can take loan from Amazon Credit Card . If you like the article share on social media.