Aavas Finance Home Loan Apply, Interest Rate 2024

Hi dear readers, hope you are doing well, today we will know about How to get Aavas Finance Home Loan, Eligibility, Interest Rate, EMI Calculator, Minimum Salary, Civil Score and more details that we read in this article please read till the last.

Dear friends as you know home loan comes under the category of secured loan. For this loan, the lender is required to give you any guarantor or collateral. To fulfill your dream of home home loan can take.

Like other banks, Aavas Finance also provides home loan to the customers at attractive interest rates. In this article, we will know in detail what is housing finance home loan, what is the interest rate, eligibility, documents etc. of this loan and how can we apply for this home loan etc., so you can complete this article. Read till the end

How to Get Aavas Finance home loan 2023

You can take a home loan to build a house, buy a house or renovate a house. If you are an existing customer of the bank and your CIBIL Score And if the income is high, then you can get a loan at attractive interest rates of the bank up to the higher loan amount.

From this lender Pradhan Mantri Awas Yojana You can get subsidy on home loan under Aavas Finance offers a wide variety of home loan schemes. Aavas finance home loan interest rate starts from 12% p.a. You can take this loan for a maximum loan tenure of 30 years.

The loan amount given under the home loan completely depends on the income and credit history of the applicant. The higher the deficit you have, the higher the loan amount you can get a home loan. If you have good credit history then you can get quick loan from bank.

Key Features of Aavas Finance Home Loan Loan

• Loan Name: Aavas Finance Home Loan 2024
• Lender Name : Aavas Finance
• Interest Rate : Starting from 12% pa
• Loan Tenure: 30 years for salaried customers (from Government/PSU/Private Sector) / 25 years for other salaried customers / 20 years for self-employed clients
• Processing fee: 1% of loan amount + GST
• Official Website: https://www.aavas.in/

Aavas Finance Home Loan Interest Rate 2024

Aavas finance home loan interest rate starts from 12% p.a. If your income is high and your credit history is very good, then you can take advantage of the attractive interest rates of the bank.

Just as Personal Loan before we take Personal Loan Interest Rate Similarly, before taking a home loan, we need to know about Home Loan Interest Rate It is necessary to have information about If you apply for that loan without knowing the exact interest rate of the loan, then you may have to face difficulties at the time of repayment of the loan.

Aavas Finance Home Loan Schemes

Aavas Finance offers various types of home loan plans. Which is as follows :

• Aavas Financiers Home Loan
• Land Purchase and Construction Loan
• Balance Transfer
• Home Improvement Loan

Aavas Finance Home Loan Benefits and Features

• Provides purchase loan for flat, house or bungalow from builders or development authorities as well as resale properties.
• Attractive interest rates.
• Aavas finance home loan interest rate starts from 12% p.a.
• Home loan loan amount starts from Rs.1 lakh.
• The better your credit history and the higher your earning, the higher the loan amount you can get a home loan.
• Loan tenure: 30 years for salaried customers, 25 years for other salaried customers and 20 years for self-employed customers.
• You can apply for this home loan by following a few steps.
• You can get doorstep guidance from bank officials.
• Aavas Finance is an ideal partner for a client’s preferred asset, which can be:
  • Development Authority
  • RERA Approved Flats
  • Municipal Corporation/Municipality
  • freehold
  • Village Panchayat
• You can apply for this home loan by visiting any branch.
• Tax benefits and exemptions under section 24 or section 80C of the Income Tax Act to the applicant along with the home loan is provided.

Aavas Finance Home Loan Eligibility

You can apply for housing finance loan only if you are eligible for it. You can go to the official website of the bank Home Loan Eligibility Calculator With the help of this you can calculate your loan eligibility. Following are the eligibility to apply for Aavas Finance Home Loan:

• Salaried or self-employed both can apply for this loan.
• Applicant should have work experience of 1 year or more.
• You can take this loan for a maximum loan tenure of 30 years.
• Factors affecting home loan eligibility:
  • Age
  • Income
  • tenure
  • credit score
  • current liability

Aavas Finance Home Loan Documents Required

Before applying for housing finance home loan, you should keep all your documents together so that whenever the bank asks you for documents, you can show them all the documents immediately. To apply for a home loan, you need to have the following documents :

• 2 passport size photographs
• Proof of Identity – Driving License, Voter ID Card, Pan Card, Aadhar Card, Passport
• Age Proof – Driving License, Voter ID Card, Pan Card, Aadhar Card, Passport, Class 10th Marksheet, Birth Certificate
• Residence Proof – Driving License, Voter ID Card, Pan Card, Aadhar Card, Passport, Bank Passbook, Utility Bill
• Income Statement – Bank Passbook, IT Return of last 3 years, Payslip of last 2 months, attested letter from employer, Form 16
• Property papers – Original documents against which loan is to be taken

How to apply for Aavas Finance Home Loan ?

If you fulfill all the conditions of the bank, then you can apply for it both online and offline. Here is the information about the process of applying:

Aavas Finance Home Loan Apply Online

• To apply online, you must first visit the official website of Aavas Finance. www.aavas.in But have to come
• On the home page of the website you will find home loan Click on this option.

• On the next page, all the information related to home loan will come in front of you.
• You have to read this information.
• To apply, you will see the form of Apply For Home Loan on this page.
• In this you have to enter the requested information and submit the form.
• submitting the form, the bank officials will contact you and the loan process will be issued further.

How to apply offline ?

• First of all you have to go to your nearest Housing Finance branch.
• By going to the bank branch, you will have to contact the employee of the branch.
• The employee will provide you all the information related to the home loan.
• After that your documents will be verified.
• You will be given a form.
• Enter the requested information in the form and attach your documents.
• And submit this form there.
• In this way your offline application will be done.

Aavas Finance Home Loan EMI Calculator

Before applying for a housing finance home loan, you should calculate the EMI (Equated Monthly Installment) of your loan so that you can get an idea of how much you will have to pay at the time of loan repayment. You can go to the official website of the bank Home Loan EMI Calculator With the help of this you can calculate the EMI of your loan. The EMI of the loan depends on the loan amount, interest rate and loan tenure.

Aavas Finance Customer Care Number

For other information about the loan, you can get information by calling the Aavas Finance customer care number.

• Helpline no : 1800-20-888-20 / 0141-661-8888
• Email ID : [email protected]

My Final Word:

In this article we have you Aavas Finance Home loan Provided complete information about If you want to take advantage of housing finance home loan, then you can understand the process of applying by reading this article.

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FAQs on Aavas Home Loan