Aadhar Card Loan 50000 Apply Online – Do you have Aadhar card and you want to take loan up to ₹ 5000, then here we have told you how to take loan with the help of Aadhar card, what are the terms and conditions from Aadhar card What documents will be required to take a loan, apart from this, information has also been provided about the answers to some important questions related to Aadhar card loan, so for this you keep reading this article till date and if you need to take loan from Aadhar card. If you face any kind of problem then you can ask in below comment box.
There are many mobile applications available for taking loan of ₹ 5000 on Aadhar card, which gives facility to give instant loan of ₹ 5000 Dhani App , Navi App , Smart coin , Zest Money, Paytm Pay Later , Amazon Pay You can get instant loans from Others, ICICI Bank Pay Later etc. The only condition for taking a loan is that your civil score should be good and you should have the necessary documents
5000 Loan On Aadhar Card Eligibility
To take a loan of ₹ 5000 on Aadhar card, some terms and conditions have to be followed, only then you will be able to get loan with the help of Aadhar card:
- You must be an Indian citizen
- You must be over 21 years of age
- Must be a salaried and self employed person
- Must have KYC documents like aadhar card pan
card - One must have an active bank account with a bank to get the loan amount.
- You must also have a smartphone and internet connection to apply for the loan
- It is also necessary to have Aadhar card selling mobile for doing KYC.
Remember: Whenever you are taking loan against Aadhar card then your CIBIL score should also be good then only you can get loan initially you get less loan amount but gradually if you deposit the loan on time If so, then your credit limit is increased.
5000 Loan On Aadhar Card Document
To take a loan of ₹ 5000 on Aadhar card, some documents will be required which are as follows:
- Aadhar card
- pan card
- Bank account number
- one photograph
5000 Loan Aadhar Card Benefits
If you want to take a loan on Aadhar card, then here you get many benefits, which you can take advantage of anytime.
- First of all, loan is available on Aadhar card.
- Gets on minimal documentation
- No need to go to the banks
- Can get in bank account instantly
- Loan is approved in less than 10 minutes as and when required
- Get instant loan for any medical emergency or other problems
- Credit score increases when you repay the loan
- can apply online
- Loan is available without guarantor, without document verification
- The loan tenure ranges from 3 months to 24 months
- Remember: If you want to take loan against Aadhar card and PAN card immediately approved by RBI and NBFC
How to take loan from Aadhar card online sitting at home
The process of taking loan from Aadhar card is very easy, but many people do not know about the right website to take loan from Aadhar card, so they face problem in taking loan from Aadhar card.
You can easily take a loan from Aadhar card by following the process mentioned below to take loan from Aadhar card –
Step 1 – First of all you have to open the official website of Aadharhousing.com by clicking on this link.
Step 2 – After this the interface will open in front of you as in the image below.
Step 3 – Now here you will get the option of Select under I Want to Apply, select the type of loan you want.
Step 4 – After this a form will open in front of you as in the image below, in which you have to fill the following details.
- First Name – Your name as on Aadhar card
- Surname – Enter your Surname
- Email ID – Enter Email ID
- Mobile Number – Enter the mobile number which is linked in Aadhar card
- Landline Number – Enter your landline number, if it is not there then you can leave it.
- Date of Birth – Enter your date of birth.
- Pin Code – Enter the Pincode of your area
- State – Select your state
- Aadhar’s Nearest Branch – Enter the name of your nearest Aadhaar Center
- Proof of Income – Select your proof of income, or select your employment. Like you are Salaried or Businessman.
- Loan Type – Select the type of loan you want
- Product – Select why you want to take the loan
- Loan Amount – Select how much loan you want to take less than 10 lakhs or more than 10 lakhs.
- Property Identified – Here you are being asked that the purpose for which you want to take the loan has been identified. If yes then select yes otherwise select no. Like if you want to take a home loan, then if you have seen Proparty then you have to do yes.
This is the last option, here you are being asked how long you need the loan amount, you should select it according to your need.
Step 5 – After filling all the information correctly, tick the box below and click on the Apply button.
So in this way your loan request will reach the company. Now you have to wait for a few days, you will get a call from the loan company in which you will be told the complete process of the loan.
After this, you will have to take your necessary documents to your nearest Aadhaar center where your documents will be checked and it will also be seen whether you are able to pay the loan amount or not.
If all your documents are found correct and you have a fixed source of income through which you can pay the loan amount, then the loan amount will be provided to you. So this was the whole process of taking loan from Aadhar card. Let us now also know about other important things related to taking loan from Aadhar card.
How much loan can be taken from Aadhar Card
Loan of 10 lakhs or more can be availed through Aadhar card from Pradhan Mantri Loan Yojana, but there are many conditions for taking loan from Aadhar card. When you apply for a loan with Aadhar card, first your income source is seen whether you will be able to repay the loan amount or not, apart from this your credit score, risk profile etc. are also seen. Then on the basis of this, loan is given to you through Aadhar card.
How much interest is charged on Aadhar card loan
On taking a loan from Aadhar card, you get interest from 11 to 14 percent per annum on the loan amount. Apart from this, processing fees, registration fees, etc. may also be levied on the loan. When you go to your nearest Aadhaar center for loan appointment, you will be provided complete detailed information about the charges and interest on the loan.
FAQs – Aadhar Card 50000 Loan
Q. How can I get ₹5000 loan immediately?
Ans. To get an instant loan of ₹ 5000, you have to first register on any one of the mobile applications that offer instant loan from Google Play Store like Dhanni, Navi, Google pay, Phone Pe, True balance etc. All the information has to be filled. You have to wait till the loan is approved and as soon as the loan is approved, the loan amount is transferred to your bank account immediately.
Q. How can I get 50000 loan from Aadhar card?
Ans. To take a loan of ₹ 50000 from Aadhar card, you should go to any bank branch near you and apply for e-mudra loan from there. You can get ₹ 50000 loan amount instant in your bank account.
Q. Can I get loan against Aadhar card?
Ans. Yes, loan can be taken on Aadhar card because Aadhar card is a document that can be used for your address proof and identity proof
My Thought:
If I tell about my personal experience, I had recently taken a loan using Aadhar card but after taking the loan, I came to know the fact that mobile applications giving loan against Aadhar card charge higher interest rate and if the loan is taken If you do not deposit on time, in such a situation, friends trouble you by calling relatives or others for repayment from the contact list present in your phone. If you are in dire need of money and you are not getting loan from anywhere, then you can take loan from Aadhar card. It won’t take 1 minute to ruin your credit score.
Disclaimer: Before reading this article, before taking loan / insurance / credit card, you must read our Terms of Condition one by one.