Unlock premium rewards with the American Express Platinum Reserve Credit Card. Enjoy exclusive benefits, airport lounge access, and more. Apply now!
Overview of Charges
Joining Fee and Annual Fee
Unveiling the exclusive realm of the American Express Platinum Reserve credit card, where every transaction becomes an experience. Positioned just below the super-premium Platinum Charge, this credit card demands a joining fee of Rs 5000+GST and an annual fee of Rs 10,000+GST.
Rewards Unveiled
Reward Rate and Benefits
Dive into the enticing world of rewards with a credit card that stands out. The Platinum Reserve offers a reward rate ranging from 0.6% to 3.2%. Rated ★★★★★1.5/5, this card is issued by the prestigious American Express.
Eligibility Made Simple
American Express Platinum Reserve Credit Card Eligibility Criteria
Unlike its counterparts, American Express keeps it simple with eligibility criteria. To embark on the Platinum Reserve journey, ensure a CIBIL Score of 750+ and an annual income of Rs 6 Lakh+.
Fees and Charges: Navigating the Financial Landscape
Joining Fee, Welcome Benefit, and Annual Fee
Understanding the financial landscape, the joining fee is set at Rs 5000+GST, with a welcome benefit of 11,000 MR Points + 4000 MR Points (with referral). The annual fee stands at Rs 10,000+GST, with no renewal benefit.
Unlocking Rewards in Every Spend Category
Regular Rewards and Review
Unravel the rewards system as we explore regular rewards, milestone rewards, and the peculiarities of the Platinum Reserve. From retail spends to fuel, utility, insurance, and EMI, each category has its own tale to tell.
Milestone Rewards: Beyond the Ordinary
Calendar Month and Annual Milestone
Delve into the extraordinary with milestone rewards that go beyond the ordinary. From Rs 500 gift vouchers to Taj stay vouchers worth Rs 10,000, the Platinum Reserve ensures every milestone is celebrated.
Multiplier Magic: 3X on Reward Multiplier
Understanding Reward Rates
Explore the magic of the 3X Reward Multiplier and its significance. Unravel the standard reward rate of 1 MR point/Rs 50 and the 3X reward rate of 5 MR points/Rs 50, comparing it with other premium cards.
Indulge in Exclusivity: Complimentary Memberships
EazyDiner Prime and Taj Epicure Plus
Experience exclusivity with complimentary memberships. EazyDiner Prime offers discounts, bonus points, and more, while Taj Epicure Plus brings a range of benefits from dining to spa treatments.
Travel in Style: Airport Lounge Access and Fuel Surcharge Waiver
Lounge Access and Fuel Surcharge Waiver
Travel in style with complimentary domestic airport lounge access (3 visits per quarter). Moreover, enjoy a 0% convenience fee for HPCL fuel pumps, making every journey a seamless experience.
Evaluating Worth: Is It Worth It?
Reviewing the Amex Platinum Reserve
Is the American Express Platinum Reserve truly worth it? Explore the landscape of credit cards and discover whether the Platinum Reserve lives up to expectations or if there’s room for enhancement.
Conclusion: Navigating the Platinum Reserve Landscape
In conclusion, the American Express Platinum Reserve credit card opens the door to a world of rewards, benefits, and exclusivity. While it stands as a premium offering, continual evaluation is key to ensuring it remains a top contender in the competitive credit card arena.