IOB Gold Loan Details, Apply, Interest Rate

You can take advantage of IOB Jewel loan to meet any of your personal or business expenses. You can apply for IOB Gold loan both online and offline.

[{"selector":"#anim-d687d598-d775-4a72-bed5-7581b412beef [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(28.90624987200394%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-e7a29466-a71a-471c-a774-965b2c4f63c4","keyframes":{"transform":["translate3d(-133.60324%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-13088156-babc-47cf-ab0c-7021bfc89cd5","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e2882304-be9b-485e-bb54-7d811ee7deec","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

If you are an existing customer of the bank and have a good credit history, then you can take advantage of the bank’s attractive gold loan interest rate.

[{"selector":"#anim-79ff2f11-2938-4ce4-a213-7990e22ad364 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(28.90624987200394%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-2bd5db41-6e07-4c2c-90b3-bdcb3ff8cead","keyframes":{"transform":["translate3d(-133.60324%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c0a08ca7-f44f-44a3-b816-1e4a13111342","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-04ce052d-32f3-4053-a8ee-df61fdf78f73","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

Under Indian Overseas Bank Gold Loan, you can get a loan up to Rs.25 lakh. At present, the interest rate of IOB Gold Loan starts from 7.05% p.a.

[{"selector":"#anim-2de2af44-c8e4-412d-9bf0-97bc88d4bd40 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(28.90624987200394%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-3d42dfe3-3ac7-43aa-9f7a-310ed45cad5e","keyframes":{"transform":["translate3d(-133.60324%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-af341d85-1457-469e-b716-e2c9d09e9f2c","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a9fc1055-c4d2-4a58-a7f0-3cc2669433a1","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

The maximum loan tenure is up to 3 years. Low processing charge. Attractive competitive interest rate. No closing fee.

[{"selector":"#anim-0ffebde2-f563-491a-a08d-98d7bf6d2769 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(51.125000010871126%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-5c90ce75-f366-45fd-bf14-7a2b1b417ab1","keyframes":{"transform":["translate3d(-133.60324%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-33e11da8-92fd-4461-a5ac-11f59131e5d9","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8425aa05-1497-4e30-9824-3aec9371e8f3","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

According to the need of the customers, the bank offers a variety of gold loan schemes

[{"selector":"#anim-1f699274-94c0-4764-8917-bfd8cf8e1816 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(28.90624987200394%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-52179a78-c9d8-4535-85ae-503772d30f99","keyframes":{"transform":["translate3d(-125.10121%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d91dc42c-6a91-4f5a-bd30-ef2d9ebc0d32","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-32930466-8607-4665-92d8-b570681181da","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

You can calculate your loan eligibility etc. with the help of Gold Loan Calculator by visiting the official website of the bank

[{"selector":"#anim-516d6418-7381-468b-904e-4a3c43a07077 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(28.90624987200394%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-fe67b390-232e-4acf-b54c-62bb15d83c87","keyframes":{"transform":["translate3d(-125.10121%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2c42371e-9c1a-4bd4-8b49-9e70c6e11a29","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1ffbc583-c790-491c-b690-e6844da76bec","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

If you fulfill all the conditions of this loan, then you can apply for it both online and offline. To apply, follow the steps given below

[{"selector":"#anim-2f63565a-4292-414d-bd7b-509051dfe9fc [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(28.90624987200394%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-77e563f1-2824-483f-a67f-f3f5d8ebfd7d","keyframes":{"transform":["translate3d(-127.93522%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f61ae1c2-6f64-4023-9220-8a382d30239f","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-56c86eb6-d300-42be-9ff8-df9fe5e7213f","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Learn more