HDFC Bike Loan – Two Wheeler Loan 2024 Interest Rate, Eligibility

HDFC Bike Loan – Two Wheeler Loan 2024 Interest Rate, Eligibility: Hi friends, If you have a dream to buy a bike and you are short of funds then you can join HDFC bike loan.

Anyone can take a bike loan to buy the bike of their dreams. In this article, we will know in detail what is HDFC bike loan, what is the interest rate of HDFC two wheeler loan, eligibility for this loan, what are the documents and how can we apply for this loan etc. Read this article completely till the end.

HDFC Two Wheeler Loan Details

When we take a loan to buy the bike of our dreams, it is a bike loan. Many banks and financial institutions provide this loan to the customers at attractive interest rates. bike loan Secured & Unsecured loan It is of both types. Under the secured loan, you have to give collateral or security to take the loan but you do not have to give any collateral or security to take the unsecured two wheeler loan.

HDFC Bike Loan yours to take CIBIL Score Must be very good. If you have a good credit score, then you can get attractive credit from the bank. Bike loan interest rate can take advantage of. Existing customers of the bank can get Two Wheeler Loan easily and at low interest rate. If you are a pre-approved customer of HDFC bank then you can get loan in just 10 seconds without any documents.

can get finance up to 100% at attractive interest rates if you are an HDFC Bank account holder for specific models. The loan tenure of HDFC Two Wheeler Loan is 12 to 48 months. You can apply for this loan either online or offline.

HDFC Two Wheeler Loan Key Features

loan name	hdfc bike loan 2023
lender	HDFC Bank
loan amount	100% of the cost of the vehicle
Rate of interest	Starting from 14.50% p.a.
loan tenure	12 to 48 months
processing fee	2.5% of the loan amount
prepayment fee	3% to 6% of the outstanding principal
Application Mode	online / offline
official website	https://www.hdfcbank.com/

Benefits and Features of HDFC Bike Loan

• Anyone can take this loan to buy the bike of their dreams.
• can get loan up to 100% of the value of your vehicle.
• The interest rate of HDFC Two Wheeler Loan starts from 14.50% per annum which depends on the profile of the applicant.
• You must have a good CIBIL score to avail the loan.
• If you are a pre-approved customer of the bank, then you can get loan without documents in just 10 seconds at low interest rate.
• You can apply for this HDFC Bank loan both online and offline.
• After applying you can check HDFC two wheeler loan status online.
• The loan tenure of this loan is 12 to 48 months.
• The processing fee for the loan is up to 2.5% of the loan amount.
• You do not need to provide any guarantor to take this loan.
• the loan will be disbursed to you within at least 7 working days.
• HDFC bank, it is not necessary that you have an account in the bank, even if you do not have an account in the bank, you HDFC 2 Wheeler Loan can apply for.
• If you have a Women Savings Account then you can get HDFC Bank Two Wheeler Loan at interest rate as low as 2%.
• 50% rebate in processing fee if you have Women Savings Account.

HDFC Bike Loan Eligibility

You have to fulfill all the eligibility for availing the loan. The eligibility for HDFC bike loan is as follows:

• Any salaried or self-employed person can apply for this loan.
• Applicant’s age should be between 21 to 65 years.
• should be at least Rs.10,000.
• Your CIBIL score should be good. Generally a CIBIL score of 750 or above is considered good.
• Non-Individual Entities: Registered non-individual entities like private limited companies, partnership firms, limited companies etc. are eligible.
• You do not need to provide any guarantor to take the loan but if you fail to fulfill the eligibility of the bank then you have to give a guarantor.

HDFC Two Wheeler Loan Interest Rate 2024

The interest rate of HDFC Two Wheeler Loan depends on the profile of the customer and may vary depending on the profile of the customer. There are existing customers in the bank, they can get loan at low interest rate. At present, the interest rate of HDFC Two Wheeler Loan starts from 14.50% per annum.

Before applying for the loan, it is important for you to have proper knowledge about the interest rate of that Two Wheeler Loan. You can apply for the cheapest bike loan by comparing the loan interest rate of different lenders.

Documents Need for HDFC Bike Loan

Before applying for HDFC Two Wheeler Loan, you have to keep all the necessary documents with you so that whenever the bank asks you for documents, you can show them all the documents immediately. To apply for HDFC Bank loan, you must have the following documents:

Identity Proof:

• Voter ID Card
• driving license
• Passport
• Printout of Aadhar Card / E-Aadhaar ( not older than 30 days) / E-KYC (Biometric / OTP based)
• NREGA job card
• Letter issued by National Population Register containing details of name and address.

Address Proof:

• Electricity, telephone, postpaid mobile phone, piped gas / gas passbook, water bill (not more than two months old).
• Property or municipal tax receipt.
• Pension Payment Order (PPO) issued to retired employees of Government Department or Public Sector.
• State Government or Central Government departments, statutory or regulatory bodies, public sector undertakings, scheduled commercial banks, financial institutions and listed companies and leave and license agreements with such employers allotting official accommodation.

Income proof,if applicable:

• 3 Months Bank Statement / Latest ITR for Self Employed
• 3 Months Salary Slip / 3 Months Bank Statement with Salary Credit / Form 16 for Salaried

How to apply for HDFC Two Wheeler Loan ?

If you fulfill all the eligibility of this loan then you can apply for it both online and offline. Follow the steps given below to apply:

HDFC Two Wheeler loan Online Apply

• To apply online, first you have to visit the official website of HDFC bank. hdfcbank.com But have to come.
• Now find and click two wheeler loan option.

• After clicking on this link, all the information related to bike loan will come in front of you.
• You have to read this information correctly.
• to apply Apply Online Click on the option.
• Here you have to enter some information.
• After you submit the form, the bank will contact you and the loan process will be issued further.

How to apply bike loan offline ?

• To apply offline, you have to first go to your nearest HDFC Bank branch.
• Contact the bank employee who will provide you all the information related to bike loan.
• Then your documents will be verified.
• You have to fill a form with which the documents have to be attached and submit it to the bank.
• If your loan is approved then the loan amount will be transferred to your bank account within 7 days.

How to Check HDFC Two Wheeler Loan Status ?

If you have applied for this loan then you can track your application status both online and offline. Follow the steps given below to check the status of your application:

How to check online:

• First of all you have to visit the official website of the bank.
• anymore Status of Loan Applications Come to the option.
• A form will open in front of you.
• In this form, you can track the status of your application by entering your application number/referral number or mobile number.

Offline:

• To check offline, you have to visit your nearest bank branch.
• Contact the bank representative who will help you to track the status of your application.

How to check HDFC Two Wheeler Loan statement ?

Your loan statement contains complete information about your loan such as payment date, remaining loan amount, interest rate, remaining EMI etc. You can check HDFC Bank Loan statement online and also download it online.

• First of all you need to check HDFC netbanking Have to come to the official website.
• You have to login with the help of username and password.
• After logging in, your statement will appear in front of you which you can download.
• You can also get your statement by visiting your nearest bank branch.

HDFC Two Wheeler Loan EMI Calculator

should calculate the EMI of your loan before applying for the loan. You can calculate your bike loan EMI to find out how much you will have to pay at the time of loan repayment. You can go to the official website of HDFC Bank Bike loan EMI Calculator With the help of this you can calculate the EMI of your loan.

EMI Calculator will open in front of you. In this, you have to select your loan amount, interest rate and loan tenure and you will get the EMI of your loan. The EMI of bike loan depends on the loan amount, interest rate and loan tenure.

How to login HDFC Bike loan ?

• To login, you will first need HDFC NetBanking Key official website But have to come.
• After clicking on this link, the login form of NetBanking will open in front of you.
• In this, you have to enter your login ID and password and log in.
• After logging in, you can easily manage your loan account.

HDFC Two Wheeler Loan Customer Care Number

If you are facing any kind of problem in applying for the loan, then you can get information by calling HDFC Bank customer care number.

• Customer Care Number : 1800 202 6161 / 1860 267 6161

Read Also:

• Axis Bank Bike Loan
• SBI Bike Loan – Two Wheeler Loan
• Zero Down Payment Bike Loan
• Bajaj Finance Bike Loan
• BOI Bike Loan

My Final World:

In this article we have you Provided complete information about HDFC Two Wheeler Loan. Anyone can take this loan to buy the bike of their dreams.

Hope friends, you have found this article informative. If you like the information given in this article, then please share it with your friends.

FAQ’s on HDFC Two Wheeler Loan