Bank of Maharashtra Credit Card Apply 2024 Review – Types, Benefits

Bank of Maharashtra Credit Card Apply 2024 Review – Types, Benefits: In this article, we will know in detail what is Bank of Maharashtra credit card, eligibility for this card, what are the documents and how can we apply for this card etc., so read this article till the end.

There are many benefits of Bank of Maharashtra credit card. With the help of credit card, you can do many types of online and offline transactions.

About Bank of Maharashtra Credit Card

applying for BoM Credit Card, you need to know what a credit card is. A credit card is a financial instrument that allows customers to transact without making immediate payments. In credit card, the bank gives you a kind of loan and which you have to pay at the end of the month, which is called credit card bill payment. You are given a limit in the credit card by the bank, which is called Credit Card Limit.

You cannot transact money beyond this limit. This limit given to customers CIBIL Score is given on the basis of factors like income, credit history. If your income is very high and your CIBIL score is very good then you can get a credit card of higher limit. You can apply Bank of Maharashtra Credit Card both online and offline.

Bank of Maharashtra Credit Card Eligibility

To apply for a credit card, you have to fulfill all the eligibility of the card. The eligibility is as follows:

• Applicant’s age should be between 21 to 65 years.
• Minimum age for add-on-card is 18 years.
• The person applying must be an Indian resident.
• The minimum monthly income of a salaried person should be Rs 30,000.
• Businessmen/self-employed/professionals with a minimum annual income of Rs.3,60,000. should be.
• Your CIBIL score should be very good. Generally a score of 750 or above is considered a good score.

Documents Need for Bank of Maharashtra Credit Card

Before applying for Bank of Maharashtra Credit Card, you should keep all your necessary documents together so that whenever the bank asks for documents from you, you can show them all the documents immediately. For more information about the document, you can all contact the bank. The document is as follows:

Read also the article: Central Bank of India Credit Card Apply

For Salaried Person:

• KYC document
• Latest Salary Slip Form 16
• Bank account details of last one year

For Non Salaried:

• KYC document
• Proof of Registration of Firm
• ITR with Computation _
• Business Bank Account Statement for the last one year
• Proof confirming that the firm is in profit eg latest BS/PL

Read also the article: IDBI Bank Credit Card Apply

Bank of Maharashtra Credit Card Apply

If you fulfill all the conditions of this card then you can apply for it both online and offline. Follow the steps given below to apply:

Bank of Maharashtra Credit Card apply online

• To apply online, first you have to visit the official website of Bank of Maharashtra bankofmaharashtra.in But have to come.
• After visiting the website credit cards Click on the option.

• As soon as you click on this link, all the information related to credit card will come in front of you.
• Apply Now option to apply.
• Fill the form and click submit.
• After this the bank will contact you and issue further process.

Read also the article: Union Bank Credit Card Apply

How to apply offline ?

• To apply offline, you have to first go to your nearest Bank of Maharashtra branch.
• Go to the bank branch and contact the bank employee who will provide you complete information about the credit card.
• Then your documents will be verified.
• You have to fill the form and submit the documents to the bank.
• If your application is accepted, you will be issued a card.

Bank of Maharashtra Credit Card Benefits

You get many types of benefits of this card credit card, about which information is given here:

• 100 Bonus Reward Points for 1st time retail spend of Rs.1000.
• Rs.100 spent with the help of BoM Credit Card.
• Get waiver of fuel surcharge on transactions between Rs.500 to Rs.4000 at all fuel stations across the country.
• If your card is lost or stolen somewhere, inform the bank immediately so that you will not be liable for any fraudulent transactions done with the card. Bank will provide you insurance cover on this fraudulent transaction.
• 5000, do the transaction without entering a PIN.
• transactions of Rs 2500 or more into EMI.
• on the benefits of your BoM card to your loved ones through the bank’s add-on card offering.
• Rs.1.50 lakh is available for customers.
• The card issue fee is waived for applying for the card.
• If you pay up to Rs 30,000 from Bank of Maharashtra Credit Card in a year, then your renewal fee is waived.
• 15 to 45 days.

Read also the article: Tata Credit Card Apply

How to check Bank of Maharashtra Credit Card Status ?

After applying for a credit card, you can easily track the status of your application online and offline. Offline you can check the status of your application by visiting your nearest bank branch. Apart from this, you can also check the status of your application by calling on Bank of Maharashtra Credit Card customer care number. To check online, follow the steps given below:

• First of all you have to go to the official website of the bank.
• After this you have to click on the option of Credit Cards.
• Now click on the option of Track Application Status.
• Enter your application number and click on track status.
• The status of your application will appear in front of you.

How to make Bank of Maharashtra Credit card Payment ?

Every rupee transaction you do with the help of your credit card, you have to pay your card bill at the end of the month. You should pay your card bills on time. The bank provides a variety of options to the customers to pay the credit card bill. Here are some options through which you can pay your bill:

• Bank Of Maharashtra Net Banking
• Through paytm
• Through NEFT
• BillDesk
• Auto-debit
• Bank Of Maharashtra Mobile Banking
• Through UPI
• RTGS
• Offline by visiting the bank branch

Bank of Maharashtra Credit Card Customer Care Number

If you are facing any problem in applying for this credit card or if you want to get other information about this card, then you can get information by calling the customer care number of the bank.

• Toll Free Number : 1800 233 4526 / 1800 102 2636

My Last Word: Review

In this article we have you complete information about BOM Credit Card. Any person who wants to take a credit card from Bank of Maharashtra can apply for this card by reading this article.

Hope friends, you have found this article informative. If you liked the information given in this article, then please share it as much as possible.

FAQ’s on BOM Credit Card