Bajaj Finance Credit Card Apply – Types, Details & Benefits

Bajaj Finance Credit Card Apply – Types, Details & Benefits: ​​In this article, we will provide you information about Bajaj Finance credit cards. If you are thinking of taking a credit card and have a question in your mind that from which company to take a credit card, then you can consider Bajaj Finance Credit Card. Before applying for a credit card, you should know what is a credit card?

The benefits of Bajaj Card are many. With the help of credit card, we can save money in the expenses of shopping, booking tickets, traveling etc. This is a great facility if the credit card is used properly.

Apart from this, in this article, we will know in detail what is Bajaj Credit Card, eligibility to take this card, what are the documents and how can we apply for this card etc. Read the article completely till the end.

Bajaj Credit Card Details

A credit card is similar to a debit card in appearance but is completely different from a debit card in terms of usage. What happens in a debit card is that whenever we do a transaction, the money is deducted from our bank account, but it is not the case with the credit card. In a credit card, the bank gives you a credit limit. You cannot spend more than this limit. This limit given under the credit card is decided on the basis of factors like customer’s income, CIBIL score, credit history.

You can apply for Bajaj Finance Credit Card both online and offline. As per the requirement of the customers, Bajaj Finserv offers a variety of credit cards with varying eligibility and benefits. Bajaj Finance offers a variety of Bajaj Credit Card Offers to the customers.

Usually, if you withdraw cash from a credit card, you have to pay heavy interest. But under Bajaj RBL Credit Card and Bajaj Finserv DBS Bank Credit Card, you do not have to pay any interest for withdrawing cash for 50 days. You can also convert the amount available in your credit card into a personal loan for a short period of time.

Types of Bajaj Credit Card

Bajaj Finance mainly offers two types of credit cards to the customers which are as follows:

• Bajaj Finserv RBL Bank SuperCard
• Bajaj Finserv DBS Bank Credit Card

Bajaj Finserv RBL Bank SuperCard:

Bajaj Finance offers the Bajaj RBL Credit Card to the customers in association with RBL Bank. This car fulfills many of your daily expenses. It is a supercard in which credit, debit, EMI card and loan are all together.

The features and benefits of this Bajaj Finserv Credit Card are as follows:

• Easy EMI Conversion: You can easily convert a purchase of Rs 2500 or more into EMI.
• No interest is charged for cash withdrawal for 50 days.
• You can redeem your reward points for making down payment payments on EMI Network.
• On this card, you can get the benefit of eight complimentary airport lounge access in a year.
• You can convert the cash limit available in your card into a personal loan for 3 months with zero processing fee and an interest rate of 1.16% per month.
• With this card, you can get up to 5% cashback on down payment at any Bajaj Finance partner store.
• With RBL Bajaj Finserv Credit Card, you can save more by buying more.
• You can save up to Rs.55,000 per annum annually.
• Avail 1+1 movie tickets at BookMyShow with SuperCard.

Bajaj Finserv DBS Bank Credit Card:

Bajaj Finance provides Bajaj Finserv DBS Bank Credit Card to the customers in association with DBS Bank. This Bajaj Credit Card fulfills every urgent need of the customers. If you need money urgently and you do not have cash, then you can meet your expenses with the help of this card.

Here are the features and benefits of Bajaj Finserv DBS Bank Credit Card:

• Avail up to 20,000 cash points as welcome bonus.
• You can get up to 40% off in a year by subscribing on entertainment platforms like Hotstar, Gaana.com, Voot etc.
• With the help of Bajaj Health Mobile App, you can avail huge discounts on teleconsultation across all network hospitals and up to 20% discount on pharmacies.
• You can save up to Rs 200 per month on fuel surcharge charges.
• You can withdraw interest free cash for 50 days from any ATM in India.
• Avail the benefits of payments with Bajaj Finserv’s Tap & Pay facility.
• Earn up to 10X Cash Points every month on minimum spend of Rs.20,000.
• You can earn up to 20X rewards on spends made through the Bajaj Finance app on bookings like travel and holidays.
• Up to 10 complimentary airport lounge access.
• Benefits of converting expenses of Rs 2500 or more into EMI.
• Avail up to 5% cashback on down payment at Bajaj Finance partner stores.
• Short term personal loan facility.

Bajaj Finserv Credit Card Eligibility

Only those people are eligible for Bajaj Credit Card who fulfill all its conditions. Fajaz Finance offers a wide variety of credit cards that have different eligibility criteria. The eligibility for credit card apply is given here:

Eligibility for RBL Bajaj Credit Card:

• Applicant must be a resident of India.
• The age of the customer should be between 25 to 65 years.
• You must have a regular source of income.
• Your CIBIL score should be 750 or above.
• Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network Card holder.

Eligibility for Bajaj Finserv DBS Bank Credit Card:

• Applicant must be a resident of India.
• The age of the customer should be between 21 to 70 years.
• You must have a regular source of income.
• Your CIBIL score should be 720 or above.

Documents Required for Bajaj Credit Card 

Before applying for Bajaj Finance Credit Card, you should keep all the necessary documents together so that whenever the bank asks for documents from you, you can show them all the documents immediately. You can also contact your nearest Bajaj Finance branch to know more about the document. To apply, you must have the following documents:

• A Selfie
• Proof of identification
• Proof of residence
• Other Documents

Read this also: Axis Bank Credit Card

How to Apply Bajaj Finance Credit Card?

If you fulfill all the conditions of this credit card, then you can apply for it both online and offline. Follow the steps given below to apply:

Bajaj Credit Card apply online

• To apply online, you have to first visit the official website of Bajaj Finance bajajfinserv.in.
• On the home page of the website, you will see the option of credit card, click on it.

• After clicking, all the information related to the credit card will come in front of you.
• You have to read this information correctly.
• To apply, click on the option of Apply Online.
• Enter your mobile number and verify OTP.
• After this the form will open in front of you, in which you have to enter the requested information and submit it.
• Then the employees of Bajaj Finance will contact you and the credit card process will be issued further.

Read this also:bank of baroda credit card apply

Bajaj Credit Card apply offline

• To apply offline, you have to first visit your nearest Bajaj Finance branch.
• Visit the branch and contact the branch staff who will provide you complete information about Bajaj Credit Card.
• Will verify your documents.
• Then you will be given a form.
• You have to enter the information asked in the form and submit the documents.
• If your application is approved, you will be issued a credit card.

How to check Bajaj Credit Card Status?

You can check your Bajaj credit card status both online and offline. To check offline, you have to visit your nearest Bajaj Finance branch. Follow the steps given below to check online:

• First of all you have to go to the official website of Bajaj Finance.
• On the home page of the website, click on the option of Credit Card.
• On the next page you will see the option of Track Application Status, click on it.
• You have to enter your mobile number and verify OTP.
• After verifying the mobile number, you will get the complete status of your application.
• You can also check the status of your application by calling the Bajaj Credit Card customer care number.

Read this also:HDFC Credit Card

Bajaj Credit Card Customer Care Number

If you are facing any problem in applying for this credit card or if you have any other type of information regarding this credit card, then you can get information by calling Bajaj Finance Credit Card customer care number. As you must have known that Bajaj Finance offers credit cards in association with two different banks.

The credit card customer care numbers of these banks are also different, which you can see here:

• RBL Bank Credit Card Customer Care : 022-71190900 / 1800-121-9050
• DBS Bank Credit Card Customer Care : 1860 267 6789, Email ID : [email protected]

My Last Word:

In this article, we have provided you complete information about Bajaj Credit Card. If you need a credit card then you can consider Bajaj Credit Card. You can compare various credit cards with Bajaj Finance credit cards to find the cheapest credit card. If you liked the information given in this article, then please share it as much as possible.

Read this also:Best Credit Card for Salaried Person

Some FAQ’s on Bajaj Credit Card