Paytm SBI Credit Card Apply – Review, Details & Benefits

Paytm SBI Credit Card Apply – Review, Details & Benefits: Let us know about this credit card offered by Paytm such as how to apply, who can take this credit card, how much fees and charges will be charged, how much credit limit can be found,

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Apart from this, all the information related to this credit card will be found in this article, so for this you have to read the article till the end.

Recently SBI partnered with Paytm has launched its new Paytm SBI Credit Card, if you do excessive shopping on Paytm, do online transactions, book movie tickets, travel and all other expenses on Paytm Mall shopping. With flat 1% cashback.

Paytm SBI Credit Card – What is it?

Paytm SBI Credit Card is an entry-level low-fee variant and rewards credit card specially designed for those who transact heavily on the Paytm App ,

Like bill, recharge, book movie tickets, or shop on Paytm Mall, then it can prove to be very helpful for you. This credit card also offers flat 1% cashback on all other transactions.

Visit Official Webpage – Click Here

Who can Buy Paytm SBI Credit Card?

If you are an Indian citizen and your age is more than 21 years, then you can take this credit card, but there is a condition that you should be Salaried or Self-employed.

Paytm offers this credit card to its select customers only, no income proof is required for this credit card.

This credit card can be taken by student, housewife, salary person, self employed, small work person,

Paytm SBI Credit Card Documents Required

Pan Card
Aadhar Card
Aadhar Link Mobile No
Form 16 /IT Returns/ Salary Slip
Active Bank Account
A Selfi

Paytm SBI Credit Limit

Paytm offers its customers a credit limit of up to Rs 2 lakh on SBI credit cards. This credit limit depends on several factors like CIBIL score, monthly income and loan repayment history.

In the initial period, you get a low limit in this card, but if you make timely repayment then your credit limit, and credit score will start increasing. Apart from this, this credit card also gives you a chance to earn unlimited cashback.

What is the interest rate on Paytm SBI Credit Card?

The interest rate on Paytm SBI credit card ranges from 3.50% per month to 42% per annum, it depends on the applicant’s credit score, monthly salary, credit history, how much interest rate will have to be paid.

Faces and Charges

For Paytm SBI Credit Card, you have to pay some fees and charges which are shown in the table below.

Type of Charge	Amount
Renewalfee	Rs.499
Joining fee	Rs.499
Late payment fee	Up to Rs.500- NILRs.501 to Rs.1,000- Rs.400Rs.1001 to Rs.10,000- Rs.750Rs.10,001 to Rs.25,000- Rs.950Rs.25,001 to Rs.50,000- Rs.1,100Rs.50,001 and more- Rs.1,300
Card replacement	Rs.100 – Rs.250

Paytm SBI Credit Card Benefits

Paytm SBI Credit Card gets approved faster than other credit cards which you can use to fulfill your personal needs, there are many benefits of taking this credit card which are as follows.

This credit card can be used on more than one lakh brands.
You can apply with the help of Aadhar card and Pan card only.
No security is required to apply for a credit card.
Paying off the credit card on time enhances the credit score.
After the credit card is approved, you can get the loan amount in the bank account. And you can use according to your own needs.
You can get 3% cashback on this card on Myntra, Zee5, Gana, 1mg, KFC and Zomato.
You can get 5% cashback on bill payments (electricity, internet, gas, DTH and mobile recharges) using this credit card
Offers options like touch-free payments, online payments, ATM withdrawals and international payments.
This credit card gives 2% cashback on all other transactions.
You can buy any item in monthly installments on Paytm Mall like Home Appliences, electronics things etc.

How to Apply for Paytm SBI Credit Card?

You can apply Paytm SBI Credit Card from your mobile through PayTM app and Paytm official website. We have given below the steps to take this credit card which are as follows:

Step 1. Install Paytm App on your mobile from Google Play Store.

Step 2. Sign up with your mobile number.

Step 3. Select Loans & Credit Card in the app.

Step 4. Now click on Paytm Credit Card and here you have to select Check Eligibility.

Step 5. Now fill your personal details like Pan Card, DOB, Email Etc.

Step 6. After filling all the details, you click on Activate, after this you are told how much loan you are eligible for, if your civil score is good then you get the maximum credit limit.

Note : If you already use Paytm Postpaid, Pay Later service offered by Paytm then you will get this credit card easily.

Keep in mind : For card delivery, fill the current address correctly and fill all your personal information correctly so that your credit card is not rejected. Keep in mind that before taking this credit card, you must read the Terms of Conditions .

Paytm SBI Credit Card Customer Care No

If you face any kind of problem then you can get the solution of your problem by talking to the customer officer of SBI Bank, apart from this you can also get the solution through live chat on the official website.

SBI Bank customer toll-free is: 1800 180 1290
Paytm Bank, Wallet & Payments : 0120-4456-456

Conclusion: Paytm SBI Credit Card Review

If I talk about my personal experience, then this credit card can prove to be more helpful for you if you do online transactions, or want to get other like shopping, travel, cashback offers, rewards points, then this card will help you. can give very good benefits,

But before taking this credit card, keep in mind that the joining fee of the card is ₹ 499,

If you think you can pay every year, take this credit card. For more information you can follow us on social media platform, thank you very much for giving your valuable time for this post!

Note : If you have any kind of question related to this credit card, then you can ask in the comment box below, we will try to answer your question.

Disclaimer : Apply for credit card according to you, we have nothing to do with it, we have provided the information here only for education purpose, to avoid any fraud your card details, CVV number, month- year, do not share personal information with anyone.

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Some FAQ’s related to Paytm SBI Card:

Q1. How to use Paytm SBI Credit Card?

Ans. Paytm SBI Credit Card can be used through Paytm App present on Google Play Store, from this you will be able to activate your card as well as block, and manage the card.
You can get up to 2% cashback on transactions using credit cards on the Paytm app.

Q2. Is there any joining fee, annual fee for Paytm SBI Credit Card?

Ans. Joining Fee for Paytm SBI Credit Card Joining Fee :Rs. 499 and Joining Fee: Rs. 499 and Renewal Fee (per annum) : Rs. 499 has been kept.

Q3. What is the minimum income required to apply for Paytm SBI Card?

Ans. There is no minimum income requirement for this credit card offered through Paytm App. Both Salieried and Self-Employed person can apply for this card. At present, this credit card is being given to a select few customers only.

Q4. When will I receive my Paytm SBI Credit Card?

Ans After getting the approval from SBI Bank, you will get this credit card in Paytm app within 7:00 business days, apart from this you can also order this credit card in physical format which you will get at the post office within 10 to 15 days. will get through.

Q5. How to Pay Paytm SBI Credit Card Bill?

Ans. When the credit card bill is generated every month, then you can bill this credit card through Paytm, Phone Pe, Amazon Pe, Google Pay.
Apart from this, you can also do through Net Banking, Debit Card, Credit Card.

Q6. What happens if I do not pay my Paytm SBI credit card bill?

Ans. This question comes in the mind of very few people, yet let me tell you, if you do not pay the Paytm SBI Credit Card bill, it may happen that the service of your card may be stopped.
Your civil sco

Q7. How can I block my Paytm SBI credit card if it is stolen or lost?

Ans. If your Paytm SBI Card card is stolen, or lost, then you can block the card from Paytm App, apart from this you can go to Paytm Support and enter your complaint, so that there is no transaction of any kind.