Stashfin Credit Line Card Apply – Review, Details & Benefits

Stashfin Credit Line Card Apply – Review, Details & Benefits: In today’s article, we will tell you about the credit cards offered by Stashfin App such as Stashfin Credit Card Loan, Stashfin Credit Card Apply , Eligibility, Documents Features, Interest Rate etc. To provide all the details about all other information. are the ones. So for this you have to read this article carefully till the end.

Nowadays there are many credit cards available in the market, but some credit cards become so popular due to their features that they offer credit cards with credit limits to every person.

StashFin Credit Line Card

Although most people know about Stashfin App, but for your information, let me tell you that Stashfin works to provide instant personal loan in India both online and offline.

If you repay the Stashfin loan on time, it offers you a credit card that you can use for your daily personal needs, online shopping, recharge, bill payment, instant cash.

Stashfin App has been launched by “ Akara Capital Advisors ” company, which is approved by Reserve Bank of India (RBI) and NBFCs.

The company also has partnerships with several specialized banks and finance companies which are as follows; Such as: DCB Bank, DMI Finance, Visu Leasing & Finance Private Limited, AU Small Finance Bank, SBM Bank, Kisetsu Saison Finance (India) Private Limited etc.

The Stashfin app offers credit cards with credit limits to every individual due to its features and its credit card can be applied for from any city in India.

Through this app, you can take credit card loan for an amount of more than ₹ 5,00,000 at very low interest rate.

Through Stashfin App, you have to take any type of loan five to six times and repayment of that loan, then you are given a credit card offer through the app itself and when your credit limit exceeds Rs 20,000 So you can apply for credit card through official website or Stashfin App.

Read Also: Indusind Aura Edge Credit Card

StashFin Credit Line Card Loan Details – Key Features

Article nameHow to get loan from StashFin Credit Line Card
Mobile application nameStashfin – Credit Line & Loan App
Age to take loan from google pay appover 21 years
Documents required to take loan from Google Pay AppPAN card, Aadhar card, Bank details etc.
How to apply loan Online Process
What is the credit limit for Google Pay app?₹5000 to ₹5 lakh
Official websiteClick Here
Mobile applicationClick Here

StashFin Credit Line Card Features

Following are the features of StashFin Credit Line Card Loan:

  • You can apply for the loan with minimum documents.
  • You can apply for the loan through both online and offline mode.
  • Load your card through this and can use it to withdraw from ATM.
  • It can be used to make online payments, or swipe up at any POS
  • Interest is to be paid only on the amount loaded on your card.
  • You can get a credit line of ₹1,000 to ₹5,00,000 directly into your credit line card or bank account.
  • Repayment tenure is given from 3 to 18 months to repay the loan
  • Offers loans with minimal documentation, instant approval, and quick disbursement.
  • Through this, you can get information about free credit reports and credit history analysis.
  • StashFin customer support provides 24/7 hours and you can do live chat from the official website.
  • Its repayment can be done through your mobile.
  • Works in all smartphones like Xiaomi, Oppo, Vivo, Samsung, Moto etc.

Read Also: Axis Bank MY ZONE Credit Card

Stashfin Credit Card documents required

To take a loan from StashFin app, it is mandatory to have the following documents which are as follows. Address Proof (Any one of Aadhar Card/Voter ID/Passport/Driving License) Identity Proof (PAN ID)

Note : In some cases, you may be asked for the following documents Bank statement ITR/GST Paper

Stashfin Credit Card Loan Eligibility

Following are the eligibility criteria to avail StashFin Credit Card Loan which are as follows:

  • You must be a citizen of India.
  • You have to be over the age of 21.
  • You must have an income source.
  • You must be self employed or employed in some work.
  • You must have an active bank account.
  • Your cibil score should be good.
  • You also need to have a mobile number linked with Aadhar card.
  • You must have KYC documents like Aadhar Card, PAN Card.

To take a credit card loan, first you have to take a loan from the Stashfin app five to six times and then you are offered a credit card through the app. If you repayment of the loan on time, then you also get a good credit limit.

Read Also: IDFC FIRST Wealth Credit Card

Stashfin Credit Card Loan submission deadline

StashFin is a digital lending platform that helps in giving instant loans. You can take this loan for a maximum tenure of 3 months to 18 months to buy things of your choice. And you can deposit this loan in monthly installments.

Stashfin Credit Card interest rate 

From StashFin App, you can take loan for credit card with interest rate minimum 11.99% to maximum 59.99% annual interest rate.

For this card, you have to pay (2%) processing fee and if you do not repay the loan on time, then you have to pay a late fee of up to Rs 100 as Overdue Charge and 18% as GST charge. Apart from this, you may also have to pay many other charges.

Stashfin Credit Line Card Apply Loan

You can avail StashFin Credit Card Loan for online payment (Minimum to Maximum) Rs.1,000 – Rs.5,00,000. It provides you the loan without any security. This loan provides you loan amount less than ₹ 1000 if your credit score is not good in the initial period

Who can apply for loan

StashFin provides loan to its customers through a paperless online facility and every person in India can apply for this loan, for this he should be above 21 years of age and should also have eligibility, documents.

Through this, people who are employed, small shopkeepers, a common man, Self Employed etc. can take this loan for online shopping.

Security And Privacy Policy of StashFin Credit Line Card

StashFin App is a secure application approved by Reserve Bank of India (RBI) and NBFCs. It does not share your data with anyone and this backend API complies with mandatory security standards and robust protocols that have been tested and certified.

Read Also: Bajaj Finserv Credit Card

Apply Loan on Stashfin Credit Line Card

Let us know how to apply for a credit card loan from the StashFin app and get a StashFin credit card by following the steps mentioned below which are as follows.

Step 1 . First of all, you have to install the StashFin app from the Google Play Store.

Stashfin Credit Line App
Stashfin Credit Line App

Step 2 . Complete the registration process with the help of your mobile number.

Note : You have to take a loan from Stashfin app five to six times and then you are offered a credit card through the app.

Step 3 . If you repayment of the loan on time, then you also get a good credit limit.

Step 4 . Now you have to open the Stashfin app.

Step 5 . Here you will be seeing the option of Credit Card Line Apply Now, then you have to feel on this option.

Step 6 . Now you have to upload your bank statement.

Note : After uploading the documents, you are provided with a credit limit as to how much loan you are eligible for.

Step 7 . After this you have to upload your address proof as well.

Step 8 . Next, now you have to complete ekyc with the help of aadhar card and pan card number and verify OTP from mobile number linked with aadhar card.

Step 9 . After this fill banking details like eNACH, Auto Debit EMI like Account No, IFSC Code.

Step 10 . Now complete the Addhar E- KYC .

Step 11 . After this you have to choose Physical Card or Virtual Card.

Note : After selecting the card, click on Activate and the virtual card is received on the Stashfin app within 36 hours to 72 hours and the physical card is delivered to your home after a week.

Read Also: HDFC Infinia Credit Card

StashFin Credit Line Card Customer Care Number

If you face any kind of problem then you can chat on the official website which is available 24/7.

Or you can email or talk to the customer care executive of StashFin app for more details, whose information is as follows.

Conclusion – StashFin Credit Line Card Review

We have provided you all the information about Stashfin Credit Card Loan Kase Le, Stashfin Credit Card Apply, StashFin Credit Card Review, apart from this we have also shared the eligibility of this loan, documents to take loan, loan features, all other information also shared with you. Is.

If you face any kind of problem then you can talk to customer care of Stashfin app and follow us on social media platform for more details.

FAQ’s of StashFin Credit Line Loan

Q1. How to get StashFin Credit Card Loan?

Ans. You can apply for a credit card loan through the StashFin app by taking a loan five to six times and repayment of that loan. You can get this loan by filling your personal details from the application on google play store and its official website.

Q2. What is the limit offered by StashFin Credit Card?

Ans. Stashfin Credit Card offers you a limit of ₹ 1000 to ₹ 500000. It depends on your profile and credit score.

Q3. How long does it take to get Stashfin credit card approved?

Ans. It may take 36 hours to 72 hours for the Stashfin credit card to be approved

Q4. How to make Repayment of StashFin Loan?

Ans. Repayment of Stashfin Credit Card Loan When you apply for the loan, you are given the facility of E-Nach, Auto Debit, through which the credit loan is paid every month from your specified account.
Note: When your credit bill is generated every month, then you can do that bill through Google Pay, Phone Pe, Amazon Pay, Paytm etc. Apart from this, payment can also be made through Debit Card, Credit Card, Net Banking.

Q5. What happens if StashFin doesn’t pay the credit loan?

Ans. If you do not repayment the StashFin loan amount to the bank, then it may spoil your civil score and you will not be able to avail any kind of service of the bank in future. And because of your bad civil score, the bank can contract you as Fraud.
Note: To take the loan, you have to fill only such amount as you can repay the loan amount on time so that your civil score does not get spoiled.

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