HDFC Infinia Credit Card Apply – Review, Details & Benefits: Recently HDFC Bank has launched its new credit card with Infinia Credit Card Metal Edition which was formerly known as Infinia Credit Card, this credit card is specially designed for those people who have excessive credit limit. Offers benefits under multiple categories including use, such as traveling, shopping online, buying gift records, shopping online, dining etc.
Offered by HDFC Bank, this credit card comes with a high reward rate with a metallic body and is a great option for heavy spenders. To know about this card in detail, you have to read this article till the end.
Let us know what is HDFC Infinia Credit Card Metal Edition Credit Card, how to apply, what are the fees and charges for the credit card, what are the benefits and disadvantages of this credit card, etc.
HDFC Bank Infinia Metal Credit Card
HDFC Bank Infinia Credit Card is a super-premium card offered to select HDFC Bank customers. This credit card offers a higher credit limit than other credit cards.
At present, this credit card comes with a metallic body, earlier it used to come with a plastic body.
HDFC Bank has made several updates to this credit card, this credit card is best suited for High Net Worth Individuals (HNIs) and is a suitable credit card for travel, business, shopping, dining, lounge access etc.
Read Also: Bajaj Finserv EMI Card
HDFC Infinia Credit Card Details
Some important information about HDFC Bank Infinia Credit Card is mentioned in the table below.
| Card Type | Super-Premium (Invite Only) |
| Card Ratings | 4/5 |
| Best Suited For | Travel and Shopping |
| Welcome Benefits | Complimentary Club Marriott membership for the first year |
| Joining Fee | Rs. 10,000 (For credit cards sourced before 18 October 2021) Rs. 12,500 (For Infinia Credit Card Metal Edition) |
| Annual Fee | Rs. 10,000 (For credit cards sourced before 18 October 2021) Rs. 12,500 (For Infinia Credit Card Metal Edition) |
| Reward Rate | 3.33% |
Required Documents for HDFC Bank Infinia Credit Card
HDFC Infinia Credit Card is a credit card designed for high class people mandated luxury life in India, where the credit card limit is also higher than other cards. The following documents will be required to get this card.
- Aadhar Card
- Pan Card
- Pay Slip/ ITR Slip
- Latest 6 Month Bank Statement
- Legal Income Proof
- Govt. Approved Address Proof etc.
Note : HDFC Bank can ask for other documents according to its demand, so you have to keep this in mind as well.
Read Also: SBI Aurum Credit Card
HDFC Bank Infinia Credit Card Eligibility
Following are the terms and conditions eligibility for taking HDFC Bank Infinia Credit Card Metal Edition Card, if you follow these terms and conditions then you can get credit card.
If the applicant makes the payment of his credit card on time, then the bank can offer you this card where the amount paid should be more than ₹ 1000000.
To take this card, the applicant’s age should be more than 21 years and he should have an active business.
For this credit card, the applicant should have address proof, identity proof, KYC documents approved by the Government of India.
The credit score of the applicant should be good.
While taking this card, you may have to mortgage something with the bank, or you will have to give some security.
Note :
- This credit card is provided by HDFC Bank to select customers, if you do any business and your annual income is more than 10 lakhs then it can be available, but the bank sends you an invitation for this, after that Only you will be able to take this Hdfc infinia Credit Card
- The Bank reserves the right to change the eligibility criteria for the Credit Card from time to time without any prior notice.
Read Also: PAYTM Credit Card
HDFC Bank Infinia Credit Limit
HDFC Bank Infinia Credit Card Metal Edition Card has an initial credit limit of ₹10,00,000, maximum can exceed ₹50,00,000 where the bank determines the credit limit to be offered to the cardholder on a number of factors including credit History, credit report, can include your credit score as well as your past and ongoing loans, timely payment of credit bills increases credit score, and also helps in increasing credit limit.
HDFC Bank Infinia Credit Card Fees And Charges
For HDFC Bank Infinia Credit Card, you have to pay certain fees and charges which are shown in the table below.
| Fees / Charges | Amount |
| Joining Fee |
|
| Annual Fee |
|
| Finance Charges | 1.99% per month (23.88% annually) |
| Late Payment Charges | For Statement Balance:
|
Note: While taking this card, keep in mind that its joining fee, and annual fee is much higher than other credit cards, so while taking the card, there are fees of charges, terms of condition, apart from about its use. One should know, once the credit limit has been used, then one should also know about filling it. Because many types of charges may have to be paid for not paying on time.
Read Also: SBI Card Pulse
HDFC Bank Infinia Credit Card Benefits
This is a premium credit card offered by HDFC Bank, which offers the highest credit limit in India, the main features of this card are as follows.
- This credit card comes with a metallic body, which eliminates the rider breakage of the card.
- There are many benefits available on weekend plans in ITC hotels.
- The first year Club Marriott membership subscription is available for free.
- Unlimited worldwide airport lounge access for primary and add-on members.
- Earn 5 reward points for every ₹150 transaction
- The Global Personal Concierge is available 24/7.
Additional Features
Apart from this, some advanced features are also available in this card like Reward Point, on using this card you get some reward points which you can use to make payments on online platforms.
Club Marriott membership : Here you get complimentary Club Marriott membership which you can use.
Hotel & Dining Benefit : There are many benefits available on booking hotels with this HDFC Bank card, in which if you book hotels in partnership banks by HDFC Bank, then you also get a good cashback there,
Foreign Currency Markup : A minimum markup fee of 2% is included on all foreign currency transactions.
Zero Lost card liability transactions : In the unfortunate event of loss of your HDFC Bank Infinia Credit Card, you are not liable for any fraudulent transactions done on your Credit Card, upon immediate reporting to our 24-hour call center.
Interest Free Credit Period : Interest free period of up to 50 days is given on your HDFC Bank Infinia credit card from the date of purchase.
Revolving Credit : You can get revolving credit on your HDFC Bank Infinia credit card at nominal interest rate.
Note : Apart from this, this credit card can be used for concierge, travel, entertainment, business experiences with our Global Concierge Assistance, GolfBooking, Itinerary planning and reservation assistance, private dining assistance, international gift delivery, event planning and referrals etc.
Read Also: Slice Credit Card
Disadvantages of HDFC Bank Infinia Credit Card
- Failure to pay on time may result in various fees and charges.
- On crossing the limit, the bank can send a legal notice to you.
- Credit cards are available sooner than loans, so many times you have to repent later on using it unnecessarily.
- Credit card is a kind of borrowed money where you have to pay charges like interest rate, joining fee, annual fee.
Note : If you do not need money then you should not take credit card.
If you do not need the money, then you should not take a credit card, because if you have taken a credit card, then you will have to pay many types of charges. Therefore, whenever you take a credit card, think carefully.
Apply Online HDFC Bank Infinia Credit Card Metal Edition
If you are a businessman or a person who has a high class mandate, then you can get this credit card from HDFC Bank, you will first be told through an invitation from HDFC Bank, you will be able to take this credit card. , or not. This credit card can be applied for in many ways.
Visit Branch
If you are already an active user of HDFC Bank, and you run any business, then you can get credit limit as per your credit score by submitting your KYC documents like Aadhar Card, PAN Card, Aadhar Card, PAN Card at your nearest branch, After getting the approval, the bank sends the credit card to your home through the post office.
Official Website
You can apply HDFC Bank Infinia Credit Card Metal Edition Card through the official website, where you have to fill some basic information in the online application form, after that the bank will contact you, complete your KYC, if you are using this credit card. If you are eligible then you will get it with good credit limit.
HDFC Mobile App
You can also apply for HDFC Bank Infinia Credit Card Metal Edition Card through the app on Google Play Store, where you will get your net banking, user id password and login account after login. That you are eligible for this credit card, then you can activate this credit card by entering your personal information.
How to Apply Online HDFC Infinia Credit Card
You can follow the steps mentioned below to apply for HDFC Bank Infinia Metallic Credit Card.
Step 1. First of all visit to the official Website
Step 2. After this open the official website.
Step 3. After filling your user ID and password, you can apply for this credit card.
Note : There is an option to apply this card through an invitation from the bank itself, if you spend more than ₹ 1000000, and deposit the credit card bill on time, then you can get this credit card.
Keep in mind : If you use the credit card properly, then it can prove to be effective for you, otherwise it does not delay in turning your happiness into sorrow. Therefore, use the card wisely, if it is not needed then do not take a credit card.
HDFC Bank Infinia Metal Credit Card Customer Care
If you face any kind of problem then you can get the solution of your problem by talking to the customer officer of HDFC Bank, apart from this you can also get the solution through live chat on the official website.
Customer care numbers :
- Toll-Free : 1800-266-3310
- Toll-Free : 1800-102-3310
- Landline : 022-6171-7606
- E-mail : [email protected]
- Official Website: Click Here
Conclusion: HDFC Infinia Credit Card Review
In this article I have told what is HDFC Infinia Credit Card, how can apply, fees and charges of this credit card, advantages, disadvantages, some important questions related to credit card have been provided. If you travel a lot, and you have to go international, then you can apply for a card like this. Where discounts and offers are available on almost every transaction.
Disclaimer : Apply for credit card according to you, we have nothing to do with it, we have provided the information here only for education purpose, to avoid any fraud your card details, CVV number, month- year, do not share personal information with anyone.
HDFC Bank Infinia Metal Credit Card FAQ’s
Q1. Can a student take this credit card?
Ans. No, a student cannot apply for a credit card, as this credit card is given by HDFC Bank to only a select few customers.
Q2. What is the joining fee and annual fee for HDFC Bank Infinia Credit Card?
Ans. On joining for HDFC Bank Infinia Credit Card, you have to pay a processing fee of Rs 12,500. Apart from this, an annual fee of Rs 12,500 is also to be paid, here some charges will have to be paid on late credit payment, partial payment etc.
Q3. How to avail Priority Pass benefit on HDFC Infinia Credit Card Metal Edition?
Ans. With the Infinia Credit Card Kit, you will get the Priority Pass card for the primary as well as add-on cardholder. You will need to show this card to avail complimentary access to the Priority Pass lounge, and can avail it.
Q6. In how many days does the HDFC Infinia Credit Card Welcome Kit get delivered at home?
Ans. HDFC Infinia Credit Card Welcome Kit is delivered at home via post in 15 to 20 days. You can activate it through Hdfc Mobile App.
Q7. What is AHDFC Infinia Credit Card known as
Ans. This card is also known as HDFC Infinia Credit Card Metal Edition, Infinia Credit Card