Indiabulls Home Loan Eligibility, Interest Rate 2024

Hi dear readers, hope you are doing well, today we will know about How to get Indiabulls Home Loan, Eligibility, Interest Rate, EMI Calculator, Minimum Salary, Civil Score and more details that we read in this article please read till the last.

If you want to join Indiabulls home loan then this article is for you. Home loan comes under the category of secured loan. To take this loan, you have to give any guarantor or collateral to the bank.

Like other banks and financial institutions, Indiabullshomeloans also provides customers Instant Home loan provides the facility of You can apply for this loan both online and offline.

In this article,  we will know in detail what is Indiabulls Home Loan, what is the interest rate, eligibility, documents etc. of this loan and how can we apply for this home loan etc.,  so you can complete this article till the end.

Indiabulls Home loan 2023

Any person can take a home loan to fulfill his dream of home. You can take a home loan to build a house,  buy a house or renovate a house. Indiabulls Instant Home loan The interest rate starts from 8.95% per annum.

The loan amount given under the home loan depends on many factors of the applicant such as the applicant’s income,  CIBIL score, age etc. People with high income and high credit score can take home loan up to higher loan amount and at attractive interest rates.

Indiabullshomeloans offers a wide variety of home loan schemes. You can get subsidy on home loan from this financial institution on Prime Minister’s Housing Scheme

indiabulls housing finance Under this you can avail home loan with digital processes,  quick repayment,  competitive interest rate. Whether you are applying for the loan online or offline, the bank will provide you complete end-to-end,  one-stop service.

Key Features of Indiabulls Home Loan

• Loan Name : Indiabulls Home Loan 2024
• Lender Name: Indiabulls housing finance
• Interest Rate: Starting from 8.95% pa
• Application Process: Online / Offline
• Prepayment Fee : Nil
• Processing Fee: 1% of the loan amount
• Loan Tenure: 30 Years
• Official Website: https://www.indiabullshomeloans.com/

Interest Rates for Indiabulls Home Loan 2024

Indiabulls Home Loan interest rate starts from 8.95% p.a. Indiabulls offers Home Loans at attractive interest rates. The woman is given concession in the interest rate.

Just as personal loan before we take Personal Loan Interest Rate Similarly, before taking a home loan, we need to know about Home Loan Interest Rate It is necessary to have information about If you apply for that loan without knowing the correct interest rate of the loan, then you may have to face problems at the time of repayment of the loan.

Indiabulls Home Loan Types

Indiabulls offers various types of Instant Home Loans. The loan amount,  loan tenure can be different in all home loans. Indiabulls Home Loans are of the following types:

• Indiabulls Home Loan
• Home Loan Balance Transfer
• Home Loans for NRI ‘s
• Home Renovation Loan
• Home Extension Loans
• Rural Home Loans
• Pradhan Mantri Awas Yojana

Indiabulls Instant Home loan Benefits & Features

• end Online Loan Processing – First in India |
• Anyone can avail Indiabulls Home Loan to fulfill their dream of home.
• Indiabulls Home Loan interest rate starts from 8.95% p.a.
• Women are given a rebate in the interest rate.
• Online Home Renovation Loans are offered through App & Web – Anytime,  Anywhere.
• Zero Prepayment Fees.
• Multiple loan repayment options.
• Both new and existing customers can apply for this home loan.
• No hidden charge
• Easy Documentation.
• Interest subsidy on home loan under the Pradhan Mantri Awas Yojana of the Central Government.
• Home Top-up Loan Benefits.
• Facility to transfer your existing Home Loan balance.
• You can get this home loan for a loan tenure of 30 years.

Indiabulls Home Loan Eligibility

You can apply for this home loan only if you are eligible for it. You can visit the official website of Indiabullshomeloans Home loan eligibility calculator You can calculate your eligibility with the help of With the help of this calculator, you will get to know how much loan amount you can get a home loan. Home loan eligibility depends on several factors such as the applicant’s age,  income,  employment status,  credit score,  etc. Following are the eligibility to apply for Indiabulls housing loan :

• Applicant’s age should be 23 to 65 years.
• The credit score of the applicant should be between 750 to 900.
• At least you have been working for 3 years.
• You have to give all the documents asked by the bank.

Documents Need for Indiabulls Home Loan 

Applying for a home loan, you should keep all your documents together so that whenever the bank asks you for documents, you can show them all the documents immediately. You need to have the following documents for Indiabulls Home Loan:

• All types of salaried individuals and self-employed individuals can apply for this home loan.
• of the main applicant passport size photo
• duly signed application form
• Proof of Identity: Aadhar Card / PAN Card / Passport / Driving License / Voter ID
• Address Proof: Registered Rent Agreement / Electricity Bill ( valid for 3 months only) / Passport
• processing fee check
• Property Documents : Original Copies
• a sale deed,  narrative,  transfer of ownership
• land tax payment receipt
• No Objection Certificate (NOC) from builder/housing society (original)
• possession certificate

For Salaried Applicants: Income Documents: Duly Attested :-

• Form 16 of last 2 years
• Salary certificate
• Offer letter
• 1 year salary certificate with authorized company stamp
• IT Returns
• If Form 16 is not available then submit Form 26 or ITR for 2 years
• Bank statement of last 6 months
• Bank statement of last 1 year
• Salary slip of last 3 months

For Self Employed Professional:

• 2 Year IT Returns with Calculations
• Profit and Loss of last 2 years
• eligibility proof
• Balance sheet of last 2 years
• Bank statement of last 6 months
• Gumasta License

For the self-employed non-professional:

• 2 Year IT Returns with Calculations
• 2 years profit and loss
• eligibility proof
• 2 year balance sheet
• Bank statement of last 6 months
• Gumasta License

For BSF Customer:

• Application form in the given format attested with service certificate
• Form 16 of last 2 years
• Salary slip of last 3 months
• To take advantage of this scheme, the confirmation certificate / service certificate has to be submitted.

Merchant Navy / NRI. For:

• 3 months old) with utility bill, if on rent
• CDC (Continuous Discharge Certificate)
• Copy of contract for the last 3 years
• Form 16 for 2 years with calculations
• Salary slip of last 6 months
• Passport
• 1 year bank statement for NRE/NRO account

Other relevant documents (as applicable):

• Sanction letter / account statement of ongoing loans and bank details showing loan repayment
• Bank statement for payment made to builder (own contribution)
• In case of recent employment,  Form 16. submit
• If the property is adjudicated then submit a photocopy of the property title documents.

Indiabulls Home Loan Apply – Instant Home Loan

You can apply for this home loan both online and offline. You can apply online from the official website of Indiabullshomeloans or from its mobile app. Here is the information about both the application process:

Indiabulls Home Loan Online Apply

• To apply online, first you need to visit the official website of Indiabullshomeloans. www.indiabullshomeloans.com 
• On the home page of the website, you will see the option of Home Loan,  click on it.
• New page will open.

• On the next page you have to select home loan.
• After that you have to enter your mobile number and click on submit.
• A form will open in front of you.
• Enter the requested information in the form and submit the form.
• After entering the form, the bank staff will contact you and the loan process will be issued further.

How to apply offline ?

• First of all you have to visit your nearest Indiabulls branch.
• You have to contact the bank employee by going to the bank branch.
• The bank employee will provide you all the information related to the home loan.
• After that your documents will be verified.
• Then you have to fill a form.
• Attach the document with the form and submit it there.
• In this way your offline application will be done.

Indiabulls Home Loan Login

• To login, you have to first visit the official website of Indiabulls.
• website home page Login to Your Account Click on this option will appear.
• can login to your account by entering your mobile number.

Home Loan Fees and Charges

processing fee	1.00% onwards
Technical/Evaluation and Legal Opinion Fee,  SRO Search Fee,  RoC Search Fee,  Non-encumbrance Certificate from SRO Fee	Rs 2,500
Transaction handling charges in Balance Transfer / Resale Home Loan	Rs 1,500
Cheque / NACH dishonor fee	500 rupees
late payment fee	24% p.a. of outstanding EMI
PDC/ECS Swapping Charges	Zero
Recovery fee for copies of loan/property documents in IB custody	Emailing Scanned Copies : Physical Copies with Nil IB Verification : Rs 500
Charges for Account Statement / Amortization Schedule	200 rupees
Registration Fee for ECS Mandate of Borrowers (Loan Repayment)	Zero
Income tax certificate in home loan	Zero
Compliant handling charges	Zero
Fee for certified true copies of title deed from SRO,  if applicable	according to actual
Stamping Duty of Loan Agreement	As per actual, subject to State laws – To be borne by the borrower
other legal documents like indemnity bond,  legal undertaking,  legal affidavit,  personal guarantee bond,  power of attorney for NRI home loan etc.	As per actual, subject to state laws – to be received by the borrower
Original property document retrieval for specific activity like production at SRO or Development Authority (at the request of the borrower)	5,000 rupees
database admin fees	Rs.650 (Inclusive of Service Tax)

Indiabulls Home Loan EMI Calculator

Before applying for Indiabulls Home Loan, you should calculate the EMI (Equated Monthly Installment) of your loan so that you do not face any problem whenever you repay the loan. You can go to the official website of the bank Home Loan EMI Calculator

With the help of this you can calculate the EMI of your loan. As you click on this link, you will see Home Loan EMI Calculator on the home page. If you apply for that loan without calculating the EMI of your loan, then you may have to face problems at the time of loan repayment.

Indiabulls Home Loan Customer Care Number

• Toll Free Number : 1800 572 7777
• Email : [email protected]

The Final Thought:

In this article we have you provided complete information about Indiabulls Home loan. Anyone who wants to take a home loan can join Indiabulls Home Loan.

If you fulfill all the conditions of the bank then the loan amount will be transferred to your bank account. Hope you friends have found this article informative. If you liked this article then please share it with your friends.

FAQs on Indiabulls Home Loan