Bandhan Bank Home Loan Interest Rate, Eligibility 2024

Hi dear readers, hope you are doing well, today we will know about How to get Bandhan Bank Home Loan, Eligibility, Interest Rate, EMI Calculator, Minimum Salary, Civil Score and more details that we read in this article please read till the last.

Bandhan Bank If you want to take home loan from Bandhan Bank then you can read this article completely. Home loan comes under the category of secured loan. You have to give some security to the bank to take it. If you are building a house but you are short of money, then you can fulfill your dream of home by joining the home loan.

But Home Loan Before applying for, we need to know a lot like what is Bandhan Bank home loan, how much loan amount we can take home loan under this loan, interest rate has to be paid on this loan, for this home loan documents, eligibility etc. Stay tuned till the end of this article to get all this information.

Bandhan Bank Home Loan

First of all, for what reasons do we Bandhan Bank Home Loan can take We can take a home loan to buy a house, to repair a house or to build a house. Different types of Bandhan Bank home loan scheme provides.

You can apply in these loan schemes based on your eligibility. The amount given by the bank under the home loan is based on your income and your CIBIL Score depends on If your income is high then you can get more loan amount.

Bandhan Bank With this you can take a home loan for a maximum period of 30 years. You can get subsidy from Bandhan Bank home loan on Prime Minister’s Housing Scheme(PMAY).

Bandhan Bank Home loan For this you can apply both online and offline. Your minimum age should be 21 years to apply. Before applying for the loan, you have to keep most of the documents together.

The loan amount is transferred to your bank account in a very short time. If you are from Bandhan Bank Personal Loan If you want to take, then you can apply for personal loan by clicking on this link “ Bandhan Bank Personal Loan ”.

Key Features of Bandhan Bank Home Loan

• Loan Name: Bandhan Bank Home Loan
• Lending Bank Name: Bandhan Bank
• Interest Rate : Starting from 6.4% to 13% pa
• Loan amount: Depends on individual’s income and other factors
• Home Loan Types: Security Home Loan, Decorative Home Loan, Well-Dwelling Home Loan, Suvidha Home Loan
• Application Mode: Online / Offline
• BB Home Loan Fees & Charges: Click Here
• Official Website: https://bandhanbank.com/

Bandhan bank home loan Interest Rate 2024

At present, the Bandhan Bank Home Loan interest rate starts from 6.4% per annum. As we told you that this bank will give you many types of home loan scheme provides | The interest rate is also different in different home loans. The final interest rate is determined according to the individual credit score. Bandhan Bank Home Loan interest rates change from time to time. Therefore, for information about home loan interest rates, keep visiting the bank’s official website from time to time.

Before taking a personal loan, we should Personal loan interest rate Similarly, before taking a home loan, we need to know about Home loan interest rate Must have information about If you have proper information about the loan, you will not have to face the hassle at the time of loan repayment.

loan name	minimum interest rate	maximum interest rate
Suraksha Home Loan	8.5%	11.75%
Decawat Home Loan	9.25%	11.75%
Su-Awas Home Loan	11.5%	13.5%
Suvidha Home Loan	8.75%	12%

Bandhan Bank Home Loan Benefits and Features

• Any person from Bandhan Bank home loan can apply for
• Bandhan Bank home loan interest rates start from 8.5% p.a.
• Any person can apply for Bandhan Bank Home Loan to buy a house, get a house repaired or build a house.
• Bandhan Bank offers you Home Loan for tenure up to 30 years.
• Home loan amount is provided to you on the basis of your income and your credit score.
• Any person whose age is 21 years or more can apply for Bandhan Bank Home Loan.
• Bandhan Bank offers many types of home loan schemes and the eligibility for different is also different, which you can see further in this article.

Bandhan Bank Home Loan Types

Bandhan Bank provides many types of home loans to the people. Some of the home loans provided by Bandhan Bank are as follows:

• Suraksha Home Loan
• Sajavat Home Loan
• Su -awas Home Loan
• Suvidha Home Loan

Suraksha Home Loan:

• You can take this home loan for purchase/construction/expansion.
• You will be required to provide income proof to apply.
• Under this loan, you can cover up to 90% of the cost of the property (including land and construction) can take loan amount.
• can take this loan for minimum 5 years and maximum 30 years.
• To apply for this loan, your minimum age should be 21 years and maximum 65 years or less.

Sajavat Home Loan:

• You can take this home loan for renovation and repair of existing house, painting, plumbing, roof re-laying etc.
• this home loan, you can pay up to 80% of the cost of repair work. can take loan amount.
• You can take this loan for minimum 5 years and maximum 15 years.
• apply for this home loan, the applicant’s age should be between 21 years to 65 years.

Su -awas Micro Home Loan:

• This loan is exclusively for micro banking borrowers.
• You can take this loan to build a ‘ Pucca ‘ or ‘ Semi-Pucca ‘ house.
• both salaried and non-salaried Individuals can apply for Su-awas Home Loan.
• Existing micro banking borrowers who have completed minimum 1 cycle of loan can apply.

Home Loan:

• You do not need any formal income proof for this home loan.
• can take Suvidha Home Loan for purchase/construction/expansion.
• 90% of the cost of the property (including land and construction) You can take loan amount.
• Suvidha Home Loan is minimum 5 years and maximum 30 years.
• The age of the applicant applying for this loan should be between 21 years to 65 years.

Bandhan Bank Home Loan Documents

Before applying, you should collect all your documents so that whenever the bank asks for your documents for document verification, you can give them immediately. All the documents submitted to Bandhan Bank have to be self-attested. Make sure you keep a copy of all the documents submitted to Bandhan Bank. The documents to apply for home loan in Bandhan Bank are as follows:

For Salaried Persons :

• loan application form with fresh photo
• Check With Applicable Processing Fees
• Customer Relationship Form with Fresh Photo
• Photo ID proof (view KYC document)
• Address proof (see KYC document)
• Age proof (see KYC document)
• Salary slip of last 3 months
• latest pf statement
• 16 issued by your employer
• Copy of ITR file for last three years
• photocopy of investment
• Photocopy of life insurance policies
• Bank passbook copy of all bank accounts showing entries for last 6 months
• In case of other loans taken (active and closed)
  • copy of acceptance letter
  • Updated repayment track
  • No outstanding in case of closed loan
• Photocopy of your credit card with last monthly statement
• case you do not have regular pay slip, pay certificate duly stamped and signed by the employer on the letter head
• visiting card
• Copy of rent agreement if the present accommodation is on rent

For Self Employed Persons :

• loan application form with fresh photo
• Check if processing fee is applicable
• Customer Relationship Form with Fresh Photo
• Photo ID proof (view KYC document)
• Address proof (see KYC document)
• Age proof (see KYC document)
• Copy of audited/certified accounts with schedules for the last three financial years
• Copy of ITR file for last three years
• Business Note in the format of Bandhan Bank with photographs of the place of business
• photocopy of investment
• Photocopy of life insurance policies
• Bank passbook copy of all bank accounts showing entries for last 6 months
• In case of other loans taken (active and closed)
  • copy of acceptance letter
  • Updated repayment track
  • No outstanding in case of closed loan
• Photocopy of your credit card with last monthly statement
• Rent agreement of your place of business, if on rent
• Shops and Establishment License for your business unit
• Partnership deed/Shareholding pattern of your entity
• visiting card
• Copy of your professional degree/certificate of qualification
• Copy of rent agreement if the present accommodation is on rent

The following additional legal and technical documents will also be required to be provided –

• Approved plan for construction with estimate and layout plan and construction permission
• Copy of sale deed/contract for sale/construction agreement/facilitation agreement
• Copy of ownership documents of the previous owner(s)
• Proof of ownership in the revenue records ie. Property Card, Form 7/1 2, Form 8 -A, Form 6 etc.
• In case of co-operative society, copy of share certificate and allotment letter
• Latest Photos of Property
• Margin Money Payment Receipts
• NA permission from the concerned authority
• concerned authority like Society, Development Authority etc.

Bandhan Bank Home Loan Apply

If you have read this article completely and you are eligible for this loan then you can apply in it. You can apply for Bandhan Bank Home Loan both online and offline. Information about both the process of applying is given here.

Bandhan bank home loan apply online:

First of all let us talk about how we can apply for this loan online. To apply online follow the steps given here:

• First of all you have to go to the official website of Bandhan Bank https://bandhanbank.com/.
• On the home page of the website, you will see the option of Home Loans, you have to click on it.

• All the types of home loans will come in front of you.
• After that, in the loan for which you want to apply, you have to click on the option of View Details.
• After clicking, all the information related to that loan will come in front of you.
• On this page you will see the option of Apply Now, click on it.
• A form will open in front of you. All the information asked in this form has to be entered correctly and click on the option of save.
• Then the bank will contact you and the loan process will be taken forward.

How to Apply Offline for Bandhan Bank Home Loan ?

If you do not want to apply online for this home loan, then you can also apply offline. To apply offline, follow the steps given below :

• First of all you have to go to Bandhan Bank branch nearest to you.
• By going to the bank, the bank employee will have to tell you that you want to take a home loan.
• The employee of the bank will provide you all the information related to the home loan.
• Then your documents will be verified and based on your documents, the bank will give you information about how much loan amount you are eligible for.
• If you fulfill all the conditions of the bank, then the loan process will be carried forward and after the loan approval, the loan amount will be transferred to your bank account.

Bandhan Bank Home Loan Customer Care Number

If you are facing any kind of problem in taking home loan from Bandhan Bank then you can contact on Bandhan bank home loan customer care number. Here you are given customer care numbers:

• Customer Care Helpline (Toll-free): 1800-258-8181
• Customer Care Number: 033-4409-9090
• Head office: 033-6609-0909
• Customer Care: [email protected]
• Careers: [email protected]
• Media: [email protected]

Conclusion:

In this article we have given you Provided complete information about Bandhan Bank Home Loan.

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FAQs on Bandhan Bank Home Loan