Welcome dear reader, let’s learn about How to get India Shelter Home Loan, Eligibility, Interest Rate, EMI Calculator, Minimum Salary, Civil Score and more details that we read in this article please read till the last.
If you are thinking of taking a home loan to build a house, then this article is for you . Like other banks, India Shelter Finance also provides home loans to its customers at attractive interest rates .
To take India Shelter Home Loan, you have to apply in it, which you can do either online or offline . In this article , we will know what is India Shelter Home Loan, what is the interest rate of this loan and how can we get this loan. Home Loan etc. , so you are requested to read this article till the end .
India Shelter Home Loan
home loan secured loan comes under the category of Any person can take a home loan to build a house , buy a house or repair a house . You can take a home loan up to a maximum of Rs 50 lakh from India Shelter Finance . You can join this home loan with minimal documentation . You can take this home loan for a maximum tenure of 20 years .
can take India Shelter Home Loan for interior or exterior repair of existing house , to build an additional floor in existing house, to add extra rooms, for self construction , plot purchase , purchase of property etc. The interest rate of India Shelter Home Loan is 12 % to 20% . India Shelter Finance offers home loan at a fixed rate of interest, which means that the EMI of this loan does not change with the fluctuations in the market or the interest rates .
Depends on many factors of the home loan applicant like applicant’s income , age , CIBIL Score etc. _ If your CIBIL score and your income is high, then you can take a home loan up to a higher loan amount . After the loan approval, the home loan amount is transferred to your bank account within 5 days . India Shelter Finance Customers Pradhan Mantri Awas Yojana Provides assistance in providing subsidy under
Key Features India Shelter Finance Home Loan
- Loan Name: Bharat Shelter Home Loan 2024
- Lender Name: India Shelter Finance
- Loan Amount: Rs.8 lakh to Rs.50 lakh
- Loan tenure : 20 years
- Interest Rate: 12% to 20%
- Processing Fee : 2% to 3% of the loan amount
- Official Website : https://www.indiashelter.in/
India Shelter Home Loan Interest Rate 2024
The interest rate of this home loan ranges from 12% to 20% . the way you can from any bank or financial institution Personal Loan If you take that loan Personal Loan Interest Rate 2024 Similarly, before taking a home loan, you need to be aware of the cost of that loan. Home Loan Interest Rate 2024 It is necessary to have information about If you apply for a home loan without knowing the interest rate charged on the loan, then you may have to face difficulties at the time of repayment of the loan .
Benefits and Features of India Shelter Home Loan
- Any person who is eligible for this loan can take a home loan from India Shelter Finance up to a maximum of Rs 50 lakh .
- The interest rate of this home loan starts from 12% per annum .
- can apply for this loan both online and offline .
- You can take India Shelter Home Loan for construction of house, repair of house, purchase of plot , purchase of property etc.
- If you want to get other information about this loan, then you can get information by calling India Shelter Home Loan Customer Care .
- loan amount is transferred to your bank account within 5 days of loan approval .
- You can take this loan for a maximum tenure of up to 20 years .
- The processing fee of this home loan ranges from 2% to 3% of the loan amount .
- Family members and co-owners of the property can apply for this loan .
- You can get information in both Hindi and English languages by calling India Shelter customer care number .
Eligibility for India Shelter Home Loan
If you fulfill all the conditions of this home loan then only you can apply for it . The eligibility of this home loan is given here, you can see it . Apart from this, you can also calculate your eligibility by visiting the official website of the bank using Home Loan Eligibility Calculator .
- Any salaried or self-employed person can apply for this loan .
- Applicant’s age should be between 23 to 65 years .
- Applicant should be resident of India .
- Family members and co-owners of the property can be applicants .
- To apply, it is mandatory for you to have all the documents asked for .
India Shelter Finance Home Loan Documents Required
applying for India Shelter Home Loan , you should get all your documents together so that whenever the bank asks you for documents, you can show them all the documents immediately . To apply for this home loan, you must have the following documents:
- Application form with duly signed photograph
- Identity Proof – Voter ID , PAN , Driving License
- Address Proof – Voter ID , PAN , Driving License , Passport , Birth Certificate , 10th or 12th Pass Certificate
- property documents
- color passport size photograph
- mobile number
- Salary slip of last 3 months
- Income tax return or business record for the last 2 years
- LIC Policy
- FD or RD
- Details of any other loan account that you are currently re-running
- Any other savings or investment details
How to Apply India Shelter Home Loan ?
You can apply for this home loan both online and offline . You can apply offline by visiting your nearest India Shelter Finance branch . If you want to apply online then follow the steps given below :
- apply online , you must first visit the official website of India Shelter . You have to come to https://www.indiashelter.in/ .
- Products option on the home page of the website Home Loan Click on this option will appear .
- On the next page, all the information related to home loan will come in front of you .
- You have to read this information .
- To apply, you will see the option of Apply Now on this page , click on it .
- The form will open in front of you . Enter the requested information in the form and click on submit .
- After this the concerned officials of India Shelter Finance will contact you and the loan process will be issued further .
- If you fulfill all the conditions then your loan will be approved and the loan amount will be transferred to your bank account within 5 days .
India Shelter Home Loan EMI Calculator
Before applying for a home loan, you should calculate the EMI of your loan so that you may face any difficulties at the time of loan repayment. Don’t have to The EMI of the loan depends on three main factors – loan amount , interest rate and loan tenure . You can calculate your EMI with the help of Home Loan EMI Calculator by visiting the official website of India Shelter Finance .
India Shelter Home Loan Customer Care Number
- Customer Care Number – 1800-572-8888
- Email ID – [email protected]
Conclusion:
In this article we have you provided complete information about India Shelter Home Loan. Any person who wants to take a home loan to build a house can take a home loan up to a maximum of Rs 50 lakh from India Shelter Finance . If you are an existing customer of the bank, then you can take advantage of the attractive interest rates of the bank .
If you want to get other information about this loan, then you can get information by calling India Shelter customer care number . Hope you friends have found this article informative .
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FAQ’s
Q. What is India Shelter Home Loan ?
Ans. When we take a loan to build a house , buy a house or renovate the house, it is a home loan. India Shelter offers home loans to its customers at attractive interest rates.
Q. What is the India Shelter Home Loan interest rate ?
Ans. 12% to 20% .
How to apply for India Shelter Home Loan ?
Ans. Complete information about applying for a loan is given in this article.
Q. How much loan can we take from India Shelter ?
Ans. 8 lakh to 50 lakh rupees.