Standard Chartered Personal Loan Apply, Eligibility, Interest Rate, EMI Calculator, Minimum Salary, Civil Score and more details that we read in this article please read till the last.
If you want to take advantage of Standard Chartered Bank personal loan then this article is for you. Personal loan is an unsecured loan . This loan completely depends on the credit history of the customer. Any person can take a personal loan to meet his personal expenses .
You have to apply for Standard Chartered Bank Personal Loan which you can do both online and offline. In this article, we will know in detail what is Standard Chartered Bank Personal Loan, what is the interest rate, eligibility, documents etc. of this loan and how can we apply for this personal loan etc., so you can read this article. Read till the end.
Standard Chartered Personal Loan 2024
Customer can take personal loan for any personal expenses like marriage expenses, medical emergency, higher education, girl child fees, travel etc. Your CIBIL Score should be very good to apply for Instant Personal Loan. The loan amount offered by the lender under Standard Chartered Bank Personal Loan depends on your credit score. You do not have to give any collateral for the loan. You can get a loan amount ranging from Rs. 1,00,000 to Rs. 50,00,000 depending on your eligibility. If your credit history is very good and you have the ability to repay the loan, then you can get loan up to higher loan amount at attractive interest rates of the bank.
You can take a Standard Chartered Personal Loan for a flexible repayment tenure of 12 to 60 months. Receive partial payment of up to 25% of your dues in a year. The interest rate of this personal loan starts from 11.49% p.a. The processing fee is up to 2.25% of the loan amount.
Standard Chartered Personal Loan Overview
- Loan Name: Standard Chartered Bank Personal Loan 2024
- Lender: Standard Chartered Bank
- Loan Tenure: Up to 60 months
- Processing Fee : Up to 2.25% of the loan amount
- Loan Amount: Rs 1 lakh to Rs 50 lakh
- Interest Rate: Starting from 11.49% p.a.
- Official Website: https://www.sc.com/in
- Read Standard Chartered Wiki
Standard Chartered Personal Loan Interest Rate 2024
Standard Chartered Bank personal loan interest rate starts from 11.49% p.a. Before applying for the loan, it is important for you to have proper knowledge about the interest rate of the loan.
Before taking a personal loan, we need to know about Personal Loan Interest Rate 2024. The credit score, credit history and other eligibility criteria of the applicant determine the interest rate of Standard Chartered Bank personal loan.
Benefits and Features of Standard Chartered Bank Personal Loan
- You can take a personal loan to meet your personal needs.
- If you fulfill all the conditions of the bank’s Standard Chartered Personal Loan , then the bank provides your loan approval immediately.
- You can take this loan for wedding expenses, buying a car or going on a long vacation and you do not have to give any collateral for this.
- Up to 50% rebate on processing fee is given on applying online.
- Facility for the applicant to complete KYC through video.
- You can take this loan for the loan tenure of 12 to 60 months.
- Facility for partial payment up to a maximum of 25% of your outstanding balance in a year.
- The applicant’s credit score, repayment history, monthly income, relationship with the bank, etc. determines the interest rate of the loan.
- The processing fee for the loan is up to 2.25% of the loan amount.
- To avail Standard Chartered Bank Personal Loan, applicants need to provide only minimum documents which are completely paperless.
- Generally, no guarantor or collateral is required to avail a personal loan.
- The following types of personal loans are provided by Standard Chartered Bank:
- Marriage loan
- Travel loan
- Loan against securities
- Loan against fixed deposit
- Payroll Overdraft Service
- Under Standard Chartered Bank Personal Loan, you can get a loan amount from Rs 1 lakh to Rs 50 lakh.
Standard Chartered Bank Personal Loan Eligibility
Only those people who are eligible can apply for Standard Chartered Bank Personal Loan. Following are the eligibility to apply for Standard Chartered Personal Loan:
- Applicant’s age should be between 22 to 58 years.
- Only earning customers whether self-employed or salaried can apply for this personal loan.
- The net monthly salary of the applicant should be Rs 22,000 or more.
Read Also : Citi Bank Personal Loan
Standard Chartered Bank Personal Loan Documents Required
Before applying for a personal loan, you should keep all your documents together so that whenever the bank asks you for documents, you can show them all the documents immediately. To apply for Standard Chartered Bank Personal Loan, you must have the following documents:
Identity Proof:
- Aadhar Card
- Passport
- photo pan card
- driving license
- Voter ID Card
- photo ration card
Residence certificate:
- Passport
- telephone bill
- ration magazine
- electricity bill
- driving license
- Life / Medical Insurance Policy
- rent contract
- apartment allotment letter
How to apply for Standard Chartered Bank Personal Loan?
If you fulfill all the conditions of the bank then you can apply for this loan online and offline. Here is the information about the process of applying:
Standard Chartered Personal Loan Online Apply
- To apply, you have to first visit the official website of the bank https://www.sc.com/in/ .
- On the home page of the website, you will see the option of personal loans , click on it.
- On the next page, all the information related to personal loan will come in front of you.
- You have to read all this information correctly.
- Click on Apply Now option to apply.
- On the next page you will see a form.
- You have to give all the information asked for in this one by one, after that submit the form.
- After you apply the form, the bank officials will contact you and the loan process will be issued further.
How to apply offline?
- To apply offline, you have to first go to your nearest Standard Chartered Bank branch.
- You will have to contact the bank officer by going to the bank branch.
- The bank employee will provide you all the information related to personal loan.
- Then your documents will be verified.
- After that you will be given a form.
- You have to fill the form, after that attach the documents and submit it to the bank.
- If your loan is approved then the loan amount will be transferred to your bank account.
Standard Chartered Personal Loan EMI Calculator
Before applying for a personal loan, you should calculate the EMI (Equated Monthly Installment) of the loan. By calculating the EMI of the loan, you can find out how much you will have to pay at the time of repayment of the loan. You can calculate the EMI of your loan with the help of Personal Loan EMI Calculator by visiting the official website of Standard Chartered Bank. The EMI of the loan depends on the loan amount, loan tenure and interest rate. If you apply for that loan without calculating the EMI of the loan, then you may have to face problems at the time of loan repayment.
Personal Loan Fees and Charges
| processing fee | Up to 2.25% of the loan amount |
| prepayment fee | 0-12 months – 5% of principal outstanding 12-24 months – 4% of principal outstanding 25-36 months – 2% of principal outstanding More than 36 months – 1% of principal outstanding |
| Late Payment Fees and Swap Fees | On Late Payment – Rs 495 + GST On Swap Charges – Rs 500 + GST |
Standard Chartered Personal Loan Customer Care Number
If you want to get more information about this personal loan, then you can get information by calling on Standard Chartered Personal Loan customer care number.
Email ID: [email protected]
| Ludhiana, Bhopal, Surat, Jaipur, Kanpur, Jalandhar, Chandigarh, Allahabad, Cochin/Ernakulam, Indore, Lucknow, Coimbatore, Nagpur, Patna, Bhubaneswar, Rajkot, Amritsar, Vadodara | 6601 444 / 3940 444 |
| Siliguri | 1800 345 5000 (For domestic dialing within India only) |
| Noida, Gurgaon | 011 – 39404444 / 011 – 66014444 |
| Bangalore Ahmedabad, Mumbai Chennai, Hyderabad, Delhi, Kolkata, Pune | 6601 4444 / 3940 4444 |
| Jalgaon, Saharanpur, Dehradun, Guwahati, Mysore, Vishakhapatnam, Cuttack, Mathura, Proddatur, Thiruvananthapuram, | 1800 345 1000 (For domestic dialing within India only) |
Conclusion:
In this article, we have provided you complete information about Standard Chartered Personal Loan. If you want to take advantage of Standard Chartered Bank personal loan then you can apply for this loan by reading this article. Hope you friends have found this article informative. If you liked this article then please share it with your friends.
FAQs on Standard Chartered Bank Personal Loan
What is the standard Chartered Bank personal loan interest rate?
The interest rate of this loan starts from 11.49% per annum.
How much personal loan can I get from Standard Chartered Bank?
1 lakh to 50 lakh rupees.
How to apply for Standard Chartered Bank Personal Loan?
The complete process to apply for this loan is given in this article. You can apply for this loan by reading this article.
What is Standard Chartered Personal Loan?
When any person takes a loan for any of his personal expenses, it is a personal loan. With Standard Chartered Bank, the customer can take a personal loan at an attractive rate of interest.